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Hey there! Managing finances after divorce can feel like navigating through a bustling Mumbai traffic jam, but don’t worry – we’ve got your back. We understand the unique challenges you may be facing as a woman, and we’re here to help you tackle them head-on with a dash of spice and a whole lot of … Ways To Manage Financial Situation After Divorce

In bear markets, prices are falling, investor confidence is low and the economy is declining. While, in bull markets, prices are rising, investor confidence is high and there is good economic growth. You must have heard the terms ‘bullish market’ and ‘bearish market’ on the news. But, what do bear and bull market mean? Is … Bear and Bull Market: What’s the Difference?

Financial assistance has the power to transform a woman’s life, especially an underprivileged woman. This is why the Women Development Corporation offers a scheme called Udyogini Yojana to provide women with monetary help in setting up their business. What is the PM Udyogini Yojana Scheme? What are some Udyogini Scheme details? Let’s find out! What … What is Udyogini Scheme? Features, Eligibility & Documentations

The Mahila Udyam Nidhi Scheme aims to support women’s entrepreneurial ventures. It is an initiative by the Small Industrial Development Bank of India and offers financial assistance to women entrepreneurs at special interest rates.  Women have proven that they can do anything they set their minds to. Against all odds, women are setting up their … Mahila Udyam Nidhi Scheme: Eligibility Criteria, Interest Rate & More

Hey there, gorgeous! It’s your girl, ready to spill the tea on the ultimate juggling act – female work life balance. We’ve all been there – rocking that power suit like a boss one minute, and then rushing home to become the ultimate domestic goddess the next. Talk about a wardrobe change! But fear not, … 9 Ways to Achieve Better Work Life Balance for Women

Today, we’re diving into the realm of investing – but with a twist. We’ll be shining a spotlight on the badass women who are shattering glass ceilings and proving that investing is no longer just a boys’ club. Get ready to be inspired by these famous female investors in India. First up, let’s talk about … Celebrating Women in Investing: Top 5 Inspiring Women Investors in India

Hi there!  We understand the unique challenges and opportunities that come with being a female entrepreneur. Starting a small business can be a daunting task, but with the right small business ideas for females and a little bit of passion, it can also be incredibly rewarding. Today, we’ll explore 17 small business ideas for ladies … 17 Profitable Small Business Ideas For Women With Low Investment

Hello Wonder Woman!  We know being a stay-at-home mom is one of the toughest jobs out there. From managing the household to keeping the kids in line, you’re a real-life superhero! But let’s be honest, with all that multi-tasking, finding time to earn a little ‘mom money’ on the side can feel impossible.  Well, don’t … 13 Ways to Make Money as a Stay-At-Home Mom

For a woman, safety of her funds is very important. She loves the security and safety that comes with saving her money in an investment option that will give her fixed interest. Two such options available to her are: Fixed Deposits and Public Provident Fund. But, what is the difference between PPF and FD? And, … Fixed Deposit (FD) vs Public Provident Fund (PPF) – Which is Better For You?

Are you Surprised to know that there are different types of mutual funds? Confused about the difference between them? And wondering which one to invest in? Well, let us explain! Mutual funds are of two types: open ended and closed ended funds. As you read on, we’ll discuss the difference between open ended and closed … Open Ended vs. Close Ended Mutual Funds: What’s the Difference

The love story between women and gold is well known. For years, women have bought gold jewelry and stored them but since then smarter and better options for gold investment have emerged and women now have the opportunity to invest in their favorite asset with ease and without the fear of theft. Two such options … Gold Mutual Funds vs Gold ETF: Understand the Difference

We can all agree that women are good savers! For years, they have been saving in nooks and corners of their homes and secretly setting aside money for their dreams & goals. In 2023, the Government of India introduced the post office mahila scheme i.e. Mahila Samman Savings Scheme a woman-oriented savings scheme to encourage … Mahila Samman Savings Certificate Scheme [Complete Guide]

All women want their money to be safe! This is where Fixed Deposits come in. But, did you know there are different types of FD account? In this blog, we’ll discuss the types of FDs available and which one is the most suitable option for a woman. What are Fixed Deposits? Fixed Deposits are fixed-term … Types of Fixed Deposit (FD) – How to Choose the Right FD For You?

Women invest to achieve their financial and investment goals. They aim to invest their hard-saved money and earn returns. But, is there a right time for mutual fund withdrawal? In this blog, we’ll discuss if you should withdraw profit from mutual funds and when you should do so. What are mutual funds? A Mutual Fund … Is it Good to Withdraw Profit from Mutual Funds?

We know that investing through SIP is a good way for women to become financially disciplined. Did you also know that, by investing periodically via SIP you can reduce the risk of market volatility? This happens through a process called rupee cost averaging in SIP. But, how does this work? And how can women employ … What is Rupee Cost Averaging Strategy in SIP? How does it Work?

Isha: “I really need to start investing for my retirement but it just seems impossible with how little I earn.” Nikita: “What? Why do you think it’s impossible?” Isha: “Well, don’t you need tons of money to even begin investing? I can barely make ends meet as it is.” Nikita: “You’re so wrong! You absolutely can start sip with … Can One Start SIP with 500 Per Month?

Pregnancy is one of the most beautiful yet challenging times in a woman’s life. As you prepare to welcome your little one, you may be wondering how you’ll manage financially during this period. Pregnancy often comes with many unexpected costs, from medical bills to baby supplies. For many Indian women, this financial burden can be … 6 Ideas to Ease Your Financial Burden during Pregnancy Period

Introduction From managing daily expenses to planning for retirement, financial education for women has become extremely important in India today. With evolving gender roles and financial independence, why financial education is important for Indian women cannot be stressed enough. However, limited opportunities and discrimination still hinder financial literacy among women. Let’s explore why and how … How Important is Financial Literacy for Modern Day Women in India

On the road to financial freedom and empowerment, women have several investment options available for them to choose from. Two among them are: ULIPs and Mutual Funds. In this blog, we’ll cover ‘what is ULIP plan?’, how ULIP works and the difference between ULIP and mutual fund. Read on to find out which between the … ULIP Vs. Mutual Funds: Which is the Better Investment Option?

Every woman must have heard the words, ‘recession’, ‘economic downturn’ or even ‘market crash’ while watching the news. These terms can be scary and it can lead a person to panic. But, as a woman on LXME, you should know that there is no reason to be scared. In this blog, we’ll talk about what a … Investment Strategies During Economic Downturn

Invest in Fixed Deposits: Target High Returns with LXME Welcome to LXME, where empowering women to become astute money managers is our mission. We are thrilled to introduce our newest offering: Fixed Deposits (FDs), tailored exclusively for women who aspire to secure their financial future. With LXME’s Fixed Deposits, you can invest in FD schemes … Empower yourself with LXME’s Fixed Deposits

In today’s world, having multiple sources of income has become increasingly important, especially for women. Relying solely on your 9-5 job income may not be enough to cover all expenses and achieve financial freedom. This is where exploring passive income investments can make a huge difference. Passive income refers to earnings that require little to … Importance of Investing In Passive Income Sources

As women, we love having options to choose from! Whether it’s in saree design or in our investment options. We know that it is important for a woman to invest her money to lead a financially secure life, but it is equally important for her to spread her investments across different types of investments to … Importance and Advantages of Portfolio Diversification

Investing in Mutual Funds can be very exciting. In the process of investing for your goals and watching your money grow, it is common for women to forget about a crucial aspect of investing i.e., Tax Planning. This blog will provide some insight on taxation on mutual funds and how to save tax on mutual … Tax Planning Strategies for Mutual Fund Investors

Let me ask you a question! ‘What, according to you, is a good life?’ Are you also thinking of a life that is happy, comfortable, and secure? Where you don’t have to worry about the future and can enjoy every moment to the fullest. Insurance helps you do just that. It takes away the stress … Must Have Insurance Plans for Every Woman

As a woman, safety is our first priority. We make sure that our money is safe, our children are safe, and that our future is secure. Insurance too, is all about safety and security. In this blog, we’ll take you through understanding insurance policies and cover all that you should know about insurance. Understanding insurance …  Layman’s Guide to Understand Insurance Policies

Hey ladies! Dreaming of living a luxe life and having an overflowing bank account? Who doesn’t want to be rich, right? But for us women, how to become a rich woman can seem like an uphill battle. Well, fret not my friends! We are here to share the secrets to “how can i get wealthy” … How to Become Rich as a Woman – An Excellent Guide

Read this blog on your phone for a seamless experience In India, having an own house holds a lot of emotional and social value. So, when we plan to buy a house, we need to prepare ourselves for home loan EMI payments and down payment of the house which is possible only if you plan … Unveiling LXME’s Home Loan Calculator with Pre-Payment

It’s never too early for a woman to plan for retirement! As women tend to live longer, retirement planning is an important investment goal to obtain financial security. An easy way to achieve this goal is simply by regularly saving to create a corpus. For this purpose, the Government has introduced some saving schemes that … EPF Vs. PPF: Which is the Better Option?

While applying for any kind of loan, credit score is the most important factor checked by lenders. Besides, applying for a personal loan with low credit score is not a good option as it might cost you higher interest rates which means you’ll spend more money paying back the loan. So, what should you do? … How to Get a Personal Loan with a Low CIBIL Score

Hey there, future money maestros! In the hustle and bustle of life, most of us are juggling the tricky business of managing debt and figuring out how to pay off loans quickly. It’s like walking a tightrope, but fear not – we’ve got your back. We’re diving into the nitty-gritty of debt management and exploring … Tips to Effectively Manage and Pay off Your Debt

Retirement Planning is one of the crucial aspects of financial planning that everyone needs to consider. It will help you take care of your post-retirement days and to lead a stress-free life. As per the Women and Money Power 2022 survey, only 2 out of 100 women save for their retirement. That’s why especially for women, … How to Retire at 50? – A Comprehensive Plan

What are mutual funds? A Mutual Fund pools money from various investors and puts these funds into different assets such as equity, debt, gold, etc., depending on the specific scheme chosen by the investor. It is professionally managed and monitored by a fund manager whose goal is to generate returns for the investors. Example – … How should you analyse the Mutual Fund?

How often have you heard you can’t do specific tasks because you are a woman? Quite a few times, right? If not, you are damn lucky, girl! Being a woman in India comes with its unique problems. Some of them include: Educational Disparities: In some places, girls still struggle to get a good education. Poverty, cultural … Importance of Personal Finance for Women in India

We hear complaints of ‘mehngai’ (expensiveness) around us daily. As prices rise, our savings get smaller, our cost of living increases, and we can purchase less with the same amount of money!  We can see its impact in our everyday lives. This is why it is very important for women to keep track of their … Investment Options to Beat Inflation Rate in India

We know that Mutual funds are one of the smart ways to invest and grow your money. You all have heard of “Mutual Funds Sahi Hai” However, how to choose the best-suited mutual fund? Or Apna Sahi Mutual Fund? Let’s understand through this blog! As we are talking about mutual funds, some questions might be … Things to Check before Investing in a Mutual Fund

We have a number of needs in our everyday lives for which we may require financial help. For women, this can mean anything from paying for their child’s education to meeting an emergency healthcare expense. A Personal Loan is a common tool used to meet these unplanned/emergency needs, but unfortunately, as personal loans have become … How to Stay Safe from Personal Loan Scams and Frauds?

When dealing with mutual funds, one of the most common confusion that arises is ‘How to invest in Mutual Funds?’ Systematic Investment Plan (SIP) or Lump Sum are the two ways you can invest via MFs. This blog is designed to explain to you the difference between the two options and which method is most … SIP Vs Lumpsum: Which Method is better for Women?

Hello ladies! Congratulations on making it through 2023. How has the year been for you? And most importantly, did you achieve your resolutions? If not, worry not, because 2024 is definitely going to be your year! Let’s first evaluate your 2023 goals: Did any of your goals include any financial resolution for 2023? Let’s change … 7 Important Financial Resolution for 2024

As a woman, making an informed decision on where to invest your money begins with understanding your options, goals and only then, putting forward your hard-earned money. A common confusion is: What’s the difference between the mutual fund and share market? And should you put your money into mutual funds or into stocks? Don’t worry, … Mutual Fund Vs. Stock: Where should you invest?

Ladies, here’s a questionnaire for you: What would you do in case of a medical emergency? Ask for money from friends or put it on the credit card? What would you do if your company didn’t give you a maternity leave? Leave the job or keep working & stressing? What would you do if your … 7 Reasons Women Should Have Emergency Savings

In the last few years, we have heard so much about digital currency and the benefits of crypto. Social Media tells us that cryptocurrencies and blockchain technology are the future of investing. But what is crypto? How does it work? Should one invest in cryptocurrency? And most importantly, how does it compare to mutual funds? … Crypto Currency or Mutual Funds: Where Should You Invest

In India, there are a lot of investment options available through which you can invest and grow your money. Each investment option has its own set of features, pros and cons. One can invest in equity, debt, and gold directly, through mutual funds, or ETFs. But what’s the difference between mutual funds and ETFs? So, … Mutual Funds vs. Exchange-Traded Funds (ETFs): Understand the Difference

Imagine this: you are going about your life and suddenly you are struck with the news that a deadly disease, unknown to anyone in the world, has been on the spread. The only way to control it is for the entire world to go into a lockdown. Bizarre, right? But this isn’t fiction anymore, it’s … Reasons why having a savings account is important for you

In India, weddings are no lesser than any big festival like Diwali rather we can say bigger than Diwali. The wedding industry in India is enormous and does huge business every year.  Also, the Prime Minister of India said some estimates suggest that there could be a business of around ₹5 lakh crore during the … How to Avoid Overspending During Wedding Season?

Education is the 4th basic need of human beings and the cost of which is skyrocketing these days. The inflation of the education sector is rising at a faster pace than any other sector. The first step to proper education planning is Financial Planning! You can achieve your goal of giving your child the best … Is PPF better than SSY?

Is shopping your best friend? Let’s find out! Hello fellow shopaholic! Retail therapy does wonders and lifts up your mood like no other… until you check your bank account and go in a downward spiral, only to shop more to feel better. It looks like a loop, doesn’t it? Well, we have a guide for … How to Shop Smart and Save Money? Guide for Women

To all the ladies out there, are you single and ready to mingle? With your money, obviously! Well, no need for a thousand apps to find your perfect match, because you have LXME already! Let’s explore some money saving tips for single women that might help you enjoy your singlehood without any financial worries. Financial … Smart Money Saving Tips for Single Women!

In this inflation-bearing world just investing in Recurring Deposits (RD), Fixed Deposits(FD), Physical Gold, Savings Deposits, etc. is not enough as their returns cannot beatinflation. Besides, women are very conservative investors and prefer RD over mutual funds,however, now its time to upgrade ourselves. So, what should one do to get inflation-beating returns and get the … Is SIP better than RD?

It’s always a great surprise to receive that well-deserved bonus during Diwali, after all, Lakshmi ko kaun mana karta hai? But spending that bonus is the trick most of us struggle with. Don’t worry, LXME will teach you how to spend bonus money and how to invest bonus money. Let’s follow the 50, 40, 10 … SMART WAYS TO USE YOUR DIWALI BONUS

In today’s digital age, UPI has revolutionized the way we handle financial transactions. Thisconvenient and efficient system allows users to send and receive money with just a few taps ontheir smartphones. However, like any technology, UPI is not immune to human error. In some cases,users may find themselves in a situation where they’ve made a … UPI Transfer: How to Recover Money Sent To Wrong UPI Id?

Dhanteras, the festival of wealth and prosperity, is a special time for many in India. Gold has been a symbol of prosperity and wealth in our culture for centuries, and Dhanteras is an auspicious time to invest in it. In this blog, we will explore the importance of investing in gold during Dhanteras and how … How To Invest in Gold This Dhanteras 2023?

Introduction: In today’s fast-paced world, investing in equity has become an essential part of financial planning. Equity investments offer the potential for significant long-term returns that can play an important role in building wealth. But still, many are unaware of how to start investing in equity or even how to invest in the stock market or share market. … How to Invest in Equity with Just Rs. 100?

Navratri, the nine-night Hindu festival dedicated to the worship of Goddess Durga and her nine avatars, is a time of spiritual reflection, cultural immersion, and joyous celebrations. While it’s known for its vibrant dances and colorful festivities, Navratri also offers valuable life lessons, including insights into financial matters. In this blog, we will delve deeper … Financial Wisdom from Maa Durga’s 9 Avatars During Navratri

Introduction:  In India, gold is one of the go-to investment options for women. Nowadays, Gold Chit Fund/Gold Saving schemes have become one of the popular ways of investing in Gold. But is it the right way? Let’s understand the nuts and bolts of Gold Chit Fund and see whether one should invest in it or … Should you invest in the Gold Chit Fund?

Navratri, a sacred and vibrant festival celebrated across India, holds deep religious significance. It is a time when devotees invoke the blessings of Goddess Durga and embark on a spiritual journey to seek strength, wisdom, and prosperity. In this blog, we will explore the profound connection between Navratri and financial freedom, emphasizing the powerful “Navratri … Unlocking Prosperity with the Navratri Finance Mantra

Introduction: When it comes to investing your hard-earned money, one of the options that often comes to mind is Fixed Deposits, commonly referred to as FDs. FDs have been a go-to choice for women for decades, mainly due to their perceived safety. But is FD risk free?  In this blog, we’ll break down the concept … Is FD risk free?

Getting your monthly salary credited into your bank account is a moment of financial relief and accomplishment. But what you do next with your hard-earned money can significantly impact your financial future. Instead of letting it sit idle, why not make your money work for you? In this comprehensive guide, we’ll explore smart ways to … Your Salary Just Got Credited – Here’s How to Invest It Wisely with Mutual Funds

Introduction: Your child’s wedding is a momentous occasion, and as a mother, you want to ensure it’s a beautiful and memorable event. A significant part of Indian weddings is buying gold jewelry as a gift for their children. It’s considered as an essential cultural and traditional aspect by many.  You can plan well for your … How to Plan on Buying Gold Jewelry for Your Child’s Wedding?

Money management is a personal journey, and there’s no one-size-fits-all approach to investing. Your financial decisions are influenced by a variety of factors, including your income, goals, risk tolerance, and perhaps most importantly, your money personality. Understanding your money personality can help you make investment choices that align with your natural tendencies, making it easier … Investing According to Your Money Personality: A Guide to Financial Success

As a mother, you would always want to provide your child with a secure financial future. Investing wisely offers an array of opportunities to nurture your child’s dreams and aspirations.  Choosing the right investment plan for your Child’s education can help you create a strong foundation for their future.  When it comes to securing your … LXME’s Child Education Plan: An Expert curated portfolio

When it comes to investing in Gold, many women instinctively think of heading to a local jewelry store. After all, the allure of those glittering necklaces and sparkling rings is hard to resist!😜 But what if we told you that there’s a smarter, more convenient way to make Gold work for your financial future? Enter … Sovereign Gold Bond 2023: Golden Investment Opportunity

Budgeting is a crucial aspect of financial well-being. It’s not just about crunching numbers; it’s about aligning your financial strategy with your unique personality and preferences. In this blog post, we’ll explore budgeting techniques tailored to different personality types, with a special emphasis on the keywords “best budgeting method.” Whether you’re a free spirit, a … Mastering Your Finances: Unleash the Best Budgeting Method for Your Personality

Ankita: Hey Shreya, have you ever considered gold investments? Shreya: Gold investments? Don’t you need a bigger budget for the same? Ankita:  Not anymore! You can start with just ₹100. Shreya: Seriously? Can you give me more information? Ankita: Yes sure! Check out this blog by LXME titled, “Gold Investment Plan: How to start investing … Gold Investment Plan: How to start investing in gold with just rs.100?

Embarking on a career comeback after a break can be both exciting and challenging. Whether you took time off for personal reasons, family responsibilities, or self-discovery, resuming your professional journey requires careful planning and confidence. In our comprehensive guide on restarting your career after a break, discover valuable insights, actionable tips, and real-life stories to … Restarting Your Career After a Break: Tips for Success

Discover Empowering Financial Planning Solutions Tailored Specifically for Women at LXME – Your Path to Financial Success Begins Here. Starting a new job is an exciting time in your life, but it also brings with it a set of financial responsibilities that you need to manage effectively. In this blog post, we’ll explore all the … Financial Planning for Women: Expert Guidance for a Secure Future

Picture this: You’re scrolling through your favourite website, eyes locked on that gorgeous Saree. It’s love at first sight.  Just when you thought it couldn’t get any better, there it is – your long awaited lipstick makes an appearance. Your excitement surges, you get all geared up for some carefree spending!!  Yet, a thought creeps … Online Prepaid Card – LXME Dream Card for Women

Bringing a new life into the world is an exciting journey, but it also comes with its fair share of responsibilities. As an Indian mom-to-be, ensuring your baby’s future financial security is a top priority. In this comprehensive guide, we’ll walk you through essential financial planning steps to help you stay financially ready for your … Financial Planning for Your Baby’s Future: A Comprehensive Guide for Indian Moms

Ishwari – Hey Di, how about we use our Raksha Bandhan Gift Money and treat ourselves to a relaxing Spa day today following with a movie later!! We’ve earned a good amount today. All thanks to bhaiyya🤭 Yayyy, it’s going to be fun🎉 Riddhi – Sure thing! But here’s the deal: you are paying for … How to Make the Most of Raksha Bandhan Gift Money?

Your wedding day is one of the most memorable and cherished moments in your life. For many Indians, weddings are not just a union of two souls but also a grand celebration of traditions, cultures, and relationships. However, planning a wedding can often become overwhelming, especially when it comes to finances. If you’re dreaming of … Planning to Get Married? Here’s How You Can Be Financially Ready for Your Great Indian Wedding

Introduction-  NPS, stands for National Pension Scheme, stands as one of the options amongst women when it comes to securing their retirement, NPS. Designed to cater to employees across various sectors, NPS offers both, investment for retirement and tax savings, providing a dual advantage.  In this blog, let’s deep dive into the tax benefits associated … NPS: What are the tax benefits and who should invest?

Financial Mistakes to Avoid: In the complex landscape of personal finance, even the smallest missteps can lead to significant consequences. Whether you’re just starting on your financial journey or you’ve been managing your money for years, it’s essential to be aware of the most common financial mistakes people make and take proactive steps to avoid … Financial Mistakes to Avoid: Secure Your Future by Avoiding These

Introduction – Money Mistakes Women Should Avoid: Empower Your Financial Future. In the journey toward financial independence, adept money management plays a pivotal role for women. It involves not only making well-informed decisions about earning, spending, saving, and investing but also steering clear of common pitfalls that can hinder progress. These money mistakes can range … 5 Money Mistakes Every Woman should avoid

Introduction In today’s striving-for-equality workforce, mastering the art of salary negotiation is a powerful way to bridge the gender pay gap. Whether you’re seeking to secure a better salary or promotion, understanding the process is essential. This comprehensive guide will provide you with actionable tips and advice on how to do salary negotiation effectively, contributing … How to do Salary Negotiation: A Guide on How to Close the Gender Pay Gap

Introduction: LXME’s Boost fund is all about creating wealth! It is designed to fulfill the long term objectives that women aspire to achieve and primarily focuses on wealth creation, making our goals easier to reach.  To achieve our goals, we need to boost our portfolio and smartly grow our investments which will in turn provide … LXME BOOST FUND

Introduction: Unveiling the Fundamental Rights Every Woman Should Embrace Explore the Vital Rights of Women in India: Learn About the Fundamental Legal Rights Every Indian Woman Should Know It is crucial for every woman to be aware of her rights and entitlements. Women’s rights are not just a legal concept but a powerful tool that … Know Your Rights: 5 Important Women’s Rights in India

Paying off debt is a financial goal shared by many, but not all debt repayment strategies work for everyone. Understanding your unique money personality is the key to successful debt elimination. In this comprehensive guide, we will explore how a wealth personality test can help you identify your money habits and how to customize debt-saving …  Wealth Personality Test: Customizing Debt Payoff Strategies

Do homemakers need to file ITR? When it comes to filing Income Tax Returns, many homemakers often find themselves in a dilemma. After all, if they do not have a primary source of income, do they really need to go through the process of filing ITR? Understanding the tax obligations for Housewife is essential to … A Simplified Guide to Income Tax for Housewife

Saving money is an essential aspect of financial stability and achieving long-term goals. However, not everyone approaches saving in the same way. Your personality type can greatly influence your spending habits and saving potential. In this blog post, we will explore various personality types and provide tailored saving strategies for each type. By understanding your … How to save on the basis of your personality type

Looking for the best investment options to secure your girl child’s future? At LXME, we understand the importance of financial planning for your child’s well-being. Explore a range of investment choices tailored to ensure a bright and prosperous future for your girl child. Discover the best investment for a girl child and pave the way … Best Investment Options for a Girl Child – Secure Her Future

LXME Membership Program aimed to treat the exclusive set of LXME customers. Discover the exclusive rewards, eligibility criteria, coin collection methods, membership benefits, and more.  LXME Membership Program: The LXME Membership Program is a specially designed program exclusively available for LXME users. It offers a range of exciting rewards tailored to enhance the financial journey … LXME’s Silver Membership Program

Reaching your 50s is a significant milestone in your life, especially when it comes to financial planning and investing. It’s a time when you need to prioritize securing your financial future and making wise investment decisions. Let’s discuss seven valuable tips that will help you navigate the world of investing in your 50s and set … 7 Best Tips for Investing in Your 50s: Securing Your Financial Future

Welcome to financial empowerment tailored for single moms! In this insightful guide on LXME, we unpack practical strategies on how to save money as a single mom. From budgeting wisdom to navigating the path of financial security, let’s embark on a journey to empower your financial future as a single mom. Because your financial well-being … Smart Saving Tips: How to Save Money as a Single Mom

No more waiting!!  Get ready to level up your savings game with LXME’s third season of the ultimate Gulluck Savings Challenge. We heard you and your desire to save, and now we’re here to make it happen. Your wish is our command! Save ₹5000 in just one month. Join the challenge, save, and watch your … Gulluck Savings Challenge

Embark on a journey of financial empowerment in your 40s with our latest blog – ‘Thriving in Your 40s: Unveiling the 7 Best Tips for Smart Investing.’ Discover the art of smart investing as we guide you through actionable tips designed to optimize your financial strategy. Explore the path to financial prosperity and make informed … Thriving in Your 40s: Unveiling the 7 Best Tips for Smart Investing

Chanchal – Guess what, my hard work finally paid off! I got a bonus at work. But I’m really clueless what to do about it. Any ideas? Ahana –  Oh, that’s great news! Congratulations! Well, have you considered investing it? Chanchal – Umm, yes. But the thing is that I want an instant withdrawal facility … How to invest your bonus/appraisal money?

Women are masters at saving money! They always keep some money aside for a rainy day in atte ka dabba (flour box), under pillowcases, in a tiffin box, under the sarees/clothes, etc.  But is your money growing staying in there? No! Right? So, Let’s give money a chance to grow ? Try LXME Gulluck! What … LXME DIGITAL GULLUCK: First-of-its-kind Digital Piggy Bank for Women

Welcome to a comprehensive guide about Crafting Your Path to a Successful Retirement. where we delve into the realm of retirement planning and unveil the secrets to a prosperous and fulfilling retirement. In this guide, we’ll explore the thrilling world of retirement investing and how you can embark on this journey with LXME. So, let’s … Retirement planning: how to plan for a retirement

Divya – Hey, I’ve been thinking about my company’s health insurance. Should I take additional health insurance if my company already provides it? LXME Money Coach – While your company’s insurance is a good start, there are reasons why having additional coverage could be beneficial. Divya – Really? Why would I need more when my … Is additional Health Insurance necessary if my employer already covers me?

When it comes to managing finances as a couple, splitting expenses can be a tricky yet essential topic to address. But who says money talk has to be dull and serious? We’ve got some fun and friendly questions that will help you navigate the realm of shared expenses with your partner. Get ready for an … 5 Questions To Ask Before Splitting Your Expenses With Your Partner

(So it’s a chill Sunday evening! Jaya and Sushma are just catching up and talking about what’s been going on in their lives.) We are about to eavesdrop on their entire conversation!!? Jaya – So, how’s life treating you these days? Sushma – Life’s been okay, you know,  just the usual routine. And what about … Investment Starter Pack

Welcome to the thriving 30s club, where financial growth and fun go hand in hand! Your 30s are an exciting time filled with opportunities to invest wisely and set yourself up for a secure future. In this blog post, we’ll dive into seven exciting tips that will not only make investing in your 30s a … 7 best tips to invest in 30s

In the dynamic landscape of parenting, empowering our children with essential life skills takes center stage. One crucial aspect often overlooked is teaching kids about money. As we delve into the insightful blog, we embark on a journey to discover practical and engaging ways to instill financial wisdom in our young ones. Let’s unravel the … 5 Essential Things to Teach Your Kids for Money Smarts | LXME

Encouraging kids to invest early is a great way to teach them about financial responsibility and the power of compound interest. The younger they start, the better – so teach ‘em young. Here are some steps you can take to help kids get started with investing: 1. Educate them about basic financial concepts: Begin by … How to get kids to invest early

Delve into the crucial realm of financial planning with our insightful blog, “Is Writing a Will Necessary If We Have a Nominee for a Fixed Deposit Investment?” Unravel the nuances of securing your financial legacy and explore the intricacies surrounding fixed deposit nominees. As we navigate this important discussion, we’ll shed light on the significance … Secure Your Future: Understanding Fixed Deposit Nominee and Why It Matters

Financial acumen is a skill that no school imparts. Make your kids Financially Savvy!LXME announces Summer Money Camp for Kids An important skill to have as we grow up is to learn how to manage our own money. Unfortunately this skill is not learnt via books, but only via experiences.With Lxme’s Money camp your child … Summer Money Camp for Kids. Click here to know more.

After achieving the milestone of becoming debt-free, the next question is: What to do after becoming debt-free? Congratulations! You’ve successfully paid off your debts and embraced the liberating feeling of being debt-free. Now it’s time to focus on the next steps to secure your financial future and make the most of your newfound freedom. Here … What to Do After Becoming Debt-Free

Investing in your child’s education is one of the most rewarding decisions you can make as a parent. Discover the best investment options for child education in our comprehensive guide. At LXME, we understand the importance of securing your son’s future, and we’re here to provide insights into smart financial choices that will pave the … Best Investment for Child Education: Exploring Options for a Boy Child

Dear Tina, I’m pleased to assist you with the CAMS and Kfintech nominee update process, ensuring your mutual fund investments are secure and up-to-date. Let’s dive into the steps to update your nominee details on the Kfintech website, and I’ll also address the importance of making these updates before the upcoming deadline.” Tina – Oh … Step by Step Process to update nomination in Kfintech

Unlock the convenience of managing your investments seamlessly with the latest CAMS nominee updates online. In this step-by-step guide, we’ll walk you through the hassle-free process of updating your nomination details on CAMS, ensuring your financial portfolio aligns perfectly with your intentions. Stay in control of your investments effortlessly – it’s time to explore the … Step by Step Process to update nomination in CAMS

Tina – You know, I’ve been thinking about my investments lately. I read on the LXME app that the last date of the Nomination of Mutual funds has been extended till 30th September 2023. I realized I never added any nominees to my old mutual fund investments. Do you know why it’s necessary to appoint … Nomination for Mutual Funds – A Beginner’s Guide for Women

Ready to escape the paycheck-to-paycheck cycle? It’s time to take control of your financial situation and ditch the never-ending cycle. Here are 15 empowering steps to break free from the paycheck-to-paycheck lifestyle. Get ready to transform your financial future and say goodbye to financial stress once and for all! 1. Face the harsh truth: Acknowledge … 15 Steps to Stop Living Paycheck to Paycheck

Get ready for an electrifying Housie experience with LXME! Our blog, “LXME Presents Housie Hungama,” is your ticket to a game night like no other. Discover game variations, tips for hosting the perfect Housie party, and the joy of shared laughter. Join the Hungama here: LXME Presents Housie Hungama. 🏠🎲 An investment of just Rs … LXME presents Housie Hungama

Unlocking the doors to financial prosperity begins early, and one of the smartest moves you can make is investing in your 20s. As featured in our insightful blog on the subject, we’ll explore the unique opportunities and challenges young investors face, providing practical strategies to navigate this crucial decade. Ready to pave the way for … 7 Best tips for investing in your 20s

In the ever-evolving realm of taxation, the choice between the old and new tax regime for 2023 is a pivotal decision. Our insightful blog at LXME delves into the intricacies of the Budget 2023, shedding light on the critical factors influencing your choice between the old and new tax frameworks. As we explore the nuances, … Unveiling the Best: Old vs New Tax Regime 2023

Investing is a crucial step towards achieving financial independence, but many believe that investing is only for the rich. However, this is far from the truth. Regardless of your income level, it’s possible to start investing and build your wealth over time. With the power of compounding, even the tiniest drop of water can turn … How to start investing with low income

In the realm of investments, timing is everything. Our latest blog, “Right Time to Withdraw Your Investments,” serves as your compass in navigating this critical decision. Delve into the intricacies of market dynamics, economic indicators, and personal financial goals to determine the opportune moment for withdrawals. Whether you’re eyeing short-term gains or planning for long-term … Right time to withdraw your investments?

Embark on your home-buying journey with confidence by learning from the pitfalls discussed in our blog, “5 Common Mistakes to Avoid as a First-Time Home Buyer” on LXME. Explore key insights, expert advice, and practical tips to navigate the real estate landscape wisely. Avoid costly mistakes and stress as a first-time home buyer by following … 5 Common Home Buying Mistakes to Avoid as a First-Time Home Buyer

Do you also get scared or get panicked during market movements or volatility?? If yes, then you must read this blog! Since, last year markets are quite volatile due to various instances such as the Russia-Ukraine war, the Adani-Hindenburg controversy, the Silicon Valley Bank crisis, you must read this blog! The equity market, in particular, … Does market movement scare you? 

A young couple named Rahul and Simran had just gotten married. They were excited to start their new life together and were faced with the big decision of whether to buy or rent a house. Rahul believed in owning a home, while Simran preferred renting. They both had valid points, making it challenging to reach … Buying Vs. Renting Home

Being a student, growing into a young adult can be a hard transformation. Learning about responsibilities and how to take care of yourself is not a piece of cake. It is a tough and lengthy process. However, having money and becoming self-sufficient can ease this whole process. It can help you pay for expenses like … 5 flexible ways for students to make money

Do you know, what is the rate of medical inflation in India?? Currently, As per various reports online, the medical inflation is more than 10%?‍??‍? So, do you believe that someone will be able to pay for medical expenses if a medical emergency occurs? They may, however, by utilizing their investments, savings, and other resources. … <strong>Health Insurance for Women</strong>

Money is an integral aspect of our lives, but many struggle to maintain a healthy relationship with it. Whether it’s overspending, debt, or simply feeling like there’s never enough, a person’s relationship with money can cause stress and anxiety. However, there are ways to improve your relationship with money and create a more positive financial … Improving your relationship with money

Do you also think Term Insurance is not essential for women? Then, let’s break this myth and understand why life insurance is important for women. As per LXME’s Women and Money Power Report 2022, 58% of women have no insurance (life or health) in their name?. Shocking right? Let’s bridge this huge gap together!! Why is Term … Why is Term Insurance important for Women?

Being a stay-at-home mom/dad, your work is technically never done. It’s not an easy job and certainly not lucrative because warm hugs and your child’s cute drawing won’t pay the bills. But thankfully with the advent of technology and possibly the only silver lining of a pandemic, work-from-home jobs are more common than ever. Here … Simple Money-Making Ideas for Stay-At-Home Parents

The tax filing season is back, and below is a curated checklist to help file your ITR. Step 1: Keep your documents handy Step 2: Visit the e-filing portal Read More : How to create 1 crore in 15 years Step 3: The next step is to e-file your income tax returns –

How To Make 1 Crore In 15 Years: Shweta and Seema’s Financial Journey Shweta: I wish I was a Millionaire. I could have crores of rupees at my fingertips, and I could do whatever I want. Seema: Agreed we could have had so much fun. Shweta: but we can’t. There is no way we can earn that … Master the Path: How To Make 1 Crore In 15 Years

Women have advanced significantly in the workplace and in entrepreneurship in recent years. The importance of women’s financial empowerment has increased. It’s common knowledge that women have always faced disproportionately high barriers to achieving economic security and independence. These obstacles have included a variety of issues such as gender pay inequalities, unequal access to financial … Empowering Women to Invest in Mutual Funds in 2023

Are you ready to unlock the secrets of financial success? It all begins with a simple yet profound mantra: “Start Investing Early.” In this illuminating guide, we’ll unravel the incredible benefits of early investing and how it can pave the way to wealth. Whether you’re a novice or seasoned investor, understanding how to invest early … Start Investing Early: The Key to Financial Success

Kareena, a young 30 something woman recently joined as the head designer in a fashion designing company. Even after getting a large pay hike, she still was frequently worried about not being able to save much from her salary at the end of the month.  Well, in order to save enough by the end of … How to Create a Budget You’ll Stick To

Relationships are not just about love, care, and affection but also about communication, understanding, and encouragement.  While, along with personal compatibility, financial compatibility is also very essential to the overall success and longevity of your relationship. So, how can you find out whether your partner is financially compatible? There are a few financial red flags … What Are The Red Flags In A Relationship

After your income exceeds a certain level, income tax is imposed. Income tax return needs to be filed to pay these taxes. It is always a good idea to file a tax return. But why is this the case? Let’s look at some of the most important benefits of filing ITR! 1. Crucial document while … 5 Benefits of Filing Income Tax Returns

Equity is one of the popular asset classes that deliver inflation-beating returns in the longer term. Let’s understand the avenues through which you can invest in Equity Markets. You can invest in equity through various means such as directly investing in stocks through a Demat account, Equity Mutual Fund, ETFs, and PMS (Portfolio Management Service). Investing directly … Understanding ETFs: Exchange Traded Funds

Are you torn between investing in tax-saving bonds or a fixed deposit? Making the right financial decision starts here. In this comprehensive guide, we unravel the age-old debate of bonds vs. fixed deposits. We’ll help you understand the key differences, risk factors, potential returns, and which option aligns best with your financial objectives. Let’s dive … Tax Saving Bonds vs Fixed Deposit: Which Investment Is Right for You

Embarking on the journey of buying a house brings forth the quintessential millennial dilemma explored in our insightful blog, The Millennial Dilemma: To Buy or Not to Buy a Home. Delve into the complexities of this significant decision, where financial considerations, lifestyle choices, and investment perspectives intersect. Whether you’re grappling with the decision or seeking guidance, … Buying a House: Your Ultimate Guide to Homeownership

Embark on a financial journey to clarity as we demystify the choice between debt mutual funds and fixed deposits. At LXME, we unravel the nuances in our latest blog – ‘Debt Mutual Funds vs Fixed Deposits: Where You Should Invest.’ Discover the key factors guiding your investment decisions in this insightful exploration. Let’s navigate the … Choosing Wisely: Debt Mutual Funds vs Fixed Deposits Explained

Explore the world of ELSS tax benefits with LXME. Discover how investing in Equity Linked Savings Schemes can not only help you save on taxes but also grow your wealth. Learn more in this comprehensive guide. Do you struggle to save taxes? We have a solution for you to not just save your tax money, … ELSS Tax Benefits: Understanding Tax Bachao, LXME Badhao

When it comes to tax-saving investments, understanding the choices is key. In this comprehensive guide, we delve into the world of “ELSS vs PPF,” helping you make well-informed financial decisions. Equity Linked Savings Schemes (ELSS) and Public Provident Fund (PPF) are both popular options, but which one suits your needs better? Join us as we … ELSS vs PPF: Choosing the Best Investment for Tax Savings

Mansi, a 30 year old graphic designer, hasn’t started her retirement planning yet. After using LXME’s eye opening Retirement Calculator, she realized she needs a whooping 8.84 crores when she retires! She immediately starts a SIP of Rs, 15,922. She recommends the calculator to her 25 year old sister who needs the same amount at … 5 Steps to Retirement Planning in 2023: An Introduction & How-to Guide

How many of you have tried calculating life insurance?? If you have, then is it covering you adequately?? Such types of questions were troubling Reshma who wanted to buy life insurance for herself but was unable to understand how much insurance she should buy. So, she approached one of her friends Divya. Reshma: Hey, Divya! … Calculating Life Insurance: Methods and Strategies | LXME

If a leaking roof, interior remodeling and a dire need of funds to fix these problems are giving you sleepless nights, it might be time for you to consider taking a Personal Loan to take care of your home renovation. Anaya Sharma, a 35-year-old chef, bought a house for herself in Mumbai 7 years ago. … Should You Use A Personal Loan For Home Renovations?

Discover the groundbreaking RBI e-rupee, a digital currency initiative by the Reserve Bank of India, as we delve into all the essential details about this innovative financial development. Explore the ins and outs of the RBI e-rupee and its potential impact on the Indian economy in this informative LXME blog. Are you ready to digitize?  … All You Need to Know About RBI’s Digital Rupee (e-Rupee) – LXME

Looking to take control of your finances and wondering how to save money in 2023? Our latest blog is here to help! Discover 23 practical tips and strategies for saving money each month. Whether you’re aiming for a big financial goal or just want to build better money habits, these tips are tailored to help … Save Money from Your Monthly Salary: Proven Tips and Tricks

You probably know the drill of saving money for your financial needs such as rents, bills, retirement, child’s education, goals etc. But what about saving money just for your splurges? Think about all the spa days, dinners and drinks with friends and family, going to the movies, shopping sprees and other fun things you can … Save for What Makes You Feel Good in 2023

“I have had enough! Where and with whom should I talk about Money?” said many a ladies! We women often shy away from talking about money and managing money, even when we are earning our own money! One of the reasons could be that we don’t feel fully in control of our money and future … Where and with whom should I talk about Money?

Amongst the subject that people like to talk about DEBT ranks right between upgrading a sewing kit and other people’s missions in life. Our brain just doesn’t wish to talk about it or hear it and that reaction is the reason why it’s hard to pay it off. However, there’s hope, through a couple of … Are you in a Debt Trap? How do you break out of it?

Five money mistakes to avoid for the New Year: Setting unrealistic goals, not planning for retirement, not building an emergency fund, spending frivolously and not budgeting and avoiding falling in a debt trap.

Embark on a journey of financial resilience with LXME’s illuminating blog on coping with financial stress. In a world where financial challenges can be overwhelming, this insightful guide unveils practical dos and don’ts to empower you in regaining control over your financial well-being. Let’s explore actionable strategies to alleviate stress and pave the way to … Coping with Financial Stress: Do’s & Don’ts

Munmun Deora, working as a team lead recently got the promotion that she has been waiting for. Along with her appraisal, she even got some Diwali bonus which she spent all on shopping sprees, ordering in more frequently and other wants and desires.  Even with an increase in her monthly earnings, Munmun has been saving … Earning More Than Before But Saving Much Less?

If you’re in a financial crunch and are considering taking out a Personal Loan, here are some dos and don’ts of personal loan that you should follow to make the most of it. We will also cover how to take out a personal loan along with do’s and don’ts of personal loan. DO’s Assess your … Do’s And Don’ts Of Getting A Personal Loan

Investing is essential to achieve your goals. It is the only way to make your future better. Dreaming of buying a car in the next 2 years or a house in the next 5 years? Wanting to have your dream wedding or starting that side hustle? Dreaming of your business or your retirement? We often … Why Investing Today Means ‘Future You’ Will Thank You

Traditionally in India, women receive various types of gifts from their parents during their wedding or before marriage, a practice known as “Streedhan”. These gifts evidently become their husband’s property too after marriage. However, what do you think, do your husband or in-laws have the right over the Streedhan – the gifts and belongings you … Streedhan: A Woman’s Right

Welcome to LXME, where financial empowerment begins. If you’re exploring ‘personal loan reasons,’ you’re on the right track. In this comprehensive guide, we unfold the 8 compelling reasons why applying for a personal loan from LXME is a strategic move for your financial well-being. From managing unexpected expenses to realizing your dreams, each reason is … Unlock Financial Freedom: Explore Top 8 Personal Loan Reasons with LXME

Medical emergencies never come with a warning sign, and one cannot be prepared enough for a crisis. Medical Insurance policies cover expenses to a certain extent, but a personal loan gives you immediate cash to keep handy. These medical loans are widely available, and thanks to technological advances, you can apply for one from the comfort … How to Apply for a Personal Loan for Medical Emergency?

Welcome to a financial crossroads where the question echoes louder than ever: “What to do with excess cash?” In a world of financial possibilities, managing surplus funds demands strategic wisdom. In this guide, we unravel the smart moves and investment pathways to ensure your excess cash becomes a catalyst for financial growth. Let’s embark on … Smart Moves: What to Do with Excess Cash | 4 Expert Financial Tips

Embark on the exciting journey of transforming your living space with our comprehensive guide, “How to Get an Instant Personal Loan for Home Renovation.” If you’re dreaming of a revamped home but wondering about the financial aspect, this blog is your roadmap. Discover the ins and outs of securing a personal loan tailored for home … How to get an Instant Personal Loan for Home Renovation?

In the fast-paced digital era, securing financial assistance has never been more convenient, thanks to instant loan approval online. Discover the seamless process of obtaining swift financial solutions right from the comfort of your home. Our comprehensive guide sheds light on the key aspects of online loan approval, ensuring you navigate the process effortlessly. Ready … Boost Your Chances of Instant Loan Approval online?

A personal loan is one that does not require any type of collateral or security. It is an excellent way to get through a short-term cash crunch and easily handle any emergency needs. The festive season is on. It is the perfect time to start new endeavors & make investments. The financial pressure to make … Unlock Festive Joy with Instant Personal Loans

Dusshera is one of the major Hindu festivals that also symbolizes the end of Navratri. The festival is celebrated as the victory of Lord Rama over Ravana. It also marks the triumph of Goddess Durga over the demon Mahishasura.  So this festival symbolizes killing demons or destroying negative and bad habits we have in our … 10 Demons To Kill This Dussehra

In today’s world, everyone’s life is full of adventure, so there needs to be some relaxation along with fun in life. So, in order to release all day-to-day stress, one needs a break from their daily routine to refresh our mind. One such time is when Raj and Simran decided they needed a break from … Hacks to plan for a budget-friendly vacation!

Welcome to our comprehensive guide on early retirement planning! At LXME, we understand the significance of crafting a secure financial future that allows you to retire on your terms. In this blog, we delve into the intricacies of early retirement planning, offering valuable insights, expert advice, and practical strategies. Join us on a journey toward … Early Retirement Planning Guide: Secure Your Future Today

Welcome to our comprehensive guide on Emergency Fund Investment. In today’s unpredictable world, having a financial safety net is paramount. In this article, we’ll delve into the art of smart money management, helping you understand the best strategies for emergency fund investment and cover all the importance of emergency fund. Discover how to make your money … Smart Emergency Fund Investment: Building Financial Security

Drishti, Senior Engineer, had applied for a home loan but her application got rejected due to low credit score. At the same time, her colleague Ritu also applied for a home loan, and her application was approved and the loan was sanctioned as she had a good credit score. Drishti was curious to know about … What Is Credit Score & How To Improve It

When you hear the word ‘bond’, what comes to your mind? Sean Connery, the best bond! Although, the savings bond is not much bad either; with dematerialization coming in. We often find ourselves in the “ Lendee” position, the one needing to borrow money. But how would you like to be the Lender to the … Sovereign Gold Bond

In today’s fast-paced world, it has never been more important to manage your finances effectively. Pupils planning for retirement or recent graduates embarking on their first careers alike must acquire a firm grasp on the art of money management in order to attain financial prosperity and security. This money management guide will examine the importance … 2 Lies and a Truth: Money Management

Welcome to our insightful guide on financial planning for women in India! At LXME, we recognize the unique financial journey of women and provide a simplified approach to help you navigate through it. Discover empowering insights and expert advice on effective financial planning and investments tailored specifically for women. Let’s embark on this journey together … A Simplified Guide To Financial Planning for Women In India

Are you ready to dive into the exciting world of Initial Public Offerings (IPOs)? If you’ve ever wondered how to invest in IPOs, this beginner’s guide is your gateway to understanding the process. IPOs offer a unique opportunity to become an early investor in a company as it goes public. In this comprehensive guide, we’ll … A Beginner’s Guide To Investing In IPO: How to Invest in IPOs

Are you considering starting a family? Before taking this profound step, it’s crucial to delve into essential queries. Our blog, “5 Weighty Questions to Ask Yourself Before Starting a Family,” on LXME, serves as your guide. These questions for parents to be strategically curated, explore aspects such as financial readiness, emotional preparedness, and the impact … 5 Key Questions to Ask Yourself Before Having a Baby

Discover how you can tap into your Provident Fund (PF) to meet financial requirements and handle unexpected situations. Get insights into the process of EPF advances and make well-informed choices about managing your PF savings. Read ahead to explore the available options. Retirement fund body Employees’ Provident Fund Organisation (EPFO) has allowed its members to … EPF Advance- Should you withdraw from your PF account?

You’d think that women who start and lead companies are probably bred differently. But the truth is that they aren’t any different from any of us. They have had their fair share of challenges, defeats and inhibitions, yet they stood up and started some of the very best and renowned startup companies that are worth … 5 women, 5 stories and 5 startups!

How often and for how long have you been making a cup of coffee? Months, years, or probably decades?  Now, imagine if you got paid for every cup of coffee you made. If a simple cup of coffee was chargeable and you were able to earn an income from it, would you go ahead and … What if you got paid for every cup of coffee you made? Would you invest your earnings?

Are you wondering how to manage loans effectively and take control of your financial journey? You’re in the right place! In this comprehensive guide, we’ll walk you through 7 essential tips on how to manage loans with confidence and achieve your financial goals. Whether you’re dealing with student loans, mortgages, or personal loans, these practical … Effective Strategies: How to Manage Loans Wisely

Want to take control of your personal finances and grow your money, but don’t know how? ? Don’t worry, LXME is at your rescue! LXME was born out of a deep desire to see every single woman take charge of her money, make her financial decisions, confidently & independently and to be able to talk … 3 new things on LXME 2.0, just for you. UPDATE App NOW!

Since the year 2004, KYC guidelines have been put in place by the Reserve Bank of India. The Prevention of Money Laundering Act requires banks, financial institutions, and intermediaries to ensure that they follow certain minimum standards of KYC to verify both the identity and address of all customers who are to carry out any … Process for KYC registration and Account Opening on the LXME App

Traditionally, women love to buy gold on the occasion of Dhanteras or Diwali. Till now, you might be investing in gold physically but not this Diwali!! Let’s invest smartly this Diwali!! Gold may not be a great builder of wealth but its ability to maintain value over centuries makes it remarkable. But does this mean … This Diwali, Invest in Gold Smartly!

Owning a land/property may be one of the goals for many investors but not everyone will have a huge sum of money to invest in real estate in a traditional way. This is where REITs and InvITs come into play: These are similar to Mutual funds as they pool in money from various investors and … Investing in real estate is now more accessible! Here’s how.

So what’s the buzz around Direct vs Regular Mutual Fund? If you’re an investor or are thinking about investing in mutual funds, we bet you’ve been subjected to an overload of welcomed or unwelcomed, legit or unsolicited advice on direct and regular mutual funds. So, what’s going on? Let’s understand this better You’d think that … Direct vs Regular Mutual Funds: Best Mutual Fund for You

Embark on a journey of financial wisdom with our latest LXME blog, shedding light on the pivotal concept of “Asset Allocation.” In the realm of right financial planning, understanding how to strategically allocate your assets is paramount. Join us as we explore the nuances of creating a diversified portfolio, the cornerstone to sound financial decisions. … What is Asset Allocation and Why It Matters

Thinking about getting a home loan? Congratulations on taking a significant step toward homeownership. But before you dive in, it’s crucial to be well-informed. In this comprehensive guide from LXME, we’ll walk you through the key considerations for getting a home loan. Whether you’re a first-time buyer or a seasoned homeowner, these insights will ensure … 12 things to know before getting a home loan

Are you a newbie to the world of financial management and want answers to the basic questions on Portfolio Management Service? Here you go! What is Portfolio Management Service (PMS)? A PMS is essentially provided by licensed stockbroking companies where money managers of PMS, that are experts in the stock market, offer services to their … Portfolio Management Service #NewbieInvestor

If you have read the first two blogs from our PMS series, you know almost everything about it already. If you still want to learn more, check this out! What are the parameters to evaluate PMS? – Portfolio Manager’s experience – Portfolio Manager’s Fee – Portfolio Manager’s Customer Base – Portfolio Manager’s Investment Strategy – … Portfolio Management Service #AdvancedInvestor

We’re sure you must be aware of the fundamentals of PMS by now, but do you know enough to start investing in the same? Not sure? Here’s what you need to know! What are the benefits of PMS investing?  – Advantage of equities as an asset class – Solutions customized to the needs of HNIs … Portfolio Management Service #IntermediaryInvestor

Welcome to a wealth-building journey that lasts a lifetime! In our latest blog, ‘How to Build Long-Term Wealth’ on LXME, we unravel the strategies for sustained financial success. Explore practical insights and expert advice to kickstart your path to long-term wealth creation. Let’s embark on this journey together, shaping a prosperous future. Presently, the tendency … Unlock Prosperity: Long-Term Wealth Creation Strategies

The season’s changing but it’s still raining money here at LXME. We have an exciting lineup of money challenges coming your way in September. Read to find out more about this: My 66K Challenge What if we told you that by *Dec 31, 2021, you will have Rs.66795 in your “ME bank a/c” (normal saving … Money Challenges & Hacks To Watch Out For

Embark on a journey of smart education planning for your child with our comprehensive guide. In ‘How to Plan for Child Education‘ on LXME, discover practical strategies and insights to ensure a bright academic future. Let’s navigate the path of educational preparedness together. Moms are their child’s biggest cheerleaders. According to the LXME Women & … Crafting Tomorrow: How to Plan for Child Education Success

Meet Pooja! Pooja is a young professional and she has just joined a multinational firm as a software engineer. Once we were in conversation about our savings. Both of us are very ambitious for our careers. But Pooja is worried as she cannot save much from her salary. But it’s important girls!!   Mansi: Pooja, … How To Set A Monthly Budget & Manage Expenses?

“Financial freedom is available to those who learn about it and work for it”- Rober Kiyosaki  Hey! Welcome to the all-new LXME app?Let’s get to know it a little better. Watch this video So what is LXME? Did you know that only 33% of women make independent financial decisions? Perhaps women shy away from talking … Welcome to LXME! Here is how you can use the LXME App. Read to know more

Are you a Newbie in the financial world and want answers to the basic Qs on National Pension Scheme? Here you go! What is NPS? National Pension Scheme (NPS) is a pension cum investment scheme launched by the Government of India to provide security at the time of retirement to Citizens of India. It brings … National Pension Scheme Details #NewbieInvestor

We’re sure you must be aware of the fundamentals of PMS by now, but do you know enough to start investing in the same? Not sure? Here’s what you need to know! What are the benefits of PMS investing?  – Advantage of equities as an asset class – Solutions customized to the needs of HNIs … Portfolio Management Service #IntermediaryInvestor

Now that you know what is NPS & how to invest, let’s deep dive into how to manage it, evaluate its performance & how to ensure it brings the right balance to your entire portfolio. What asset classes are available for investments under NPS? The asset classes are the same for both NPS Tier 1 … National Pension Scheme #AdvancedInvestor

“We’ll never solve the feminization of power until we solve the masculinity of wealth,” said Gloria Steinem.And we believe she’s right! Only 33% of women in India today make independent financial decisions (DSP Winvestor Pulse 2019).  As women, we have been programmed to believe that money somehow isn’t our concern, it’s a man’s job to … This Diwali, Be Your Own LXME! Read more

Moms! Never cease to surprise us. They work so hard to ensure their kids get the best of everything, especially education. So LXME brings you the easiest route to plan for your child’s education – Try our newly launched calculator that shows you how much you would need for your child’s education and invest in … About 50% of mother’s key goal for investment is Child’s Education

Here’s a small step towards big rewards. Enjoy this firecracker of an offer, ladies! Open your LXME Account and save up to Rs.10,000 on your favourite brands! Now you must be wondering opening an account would be a tedious task, well it’s not! LXME has simplified the account opening process for you, it’ll only take … Open your LXME Account and enjoy rewards up to Rs. 10,000 on your favourite brands! Read more

Welcome to LXME, India’s 1st NeoBank in the making exclusively for women, offering savings, lending and investment services to enable women to be financially independent. LXME is spearheaded by MD & Founder, Priti Rathi Gupta, Co-founder & CEO, Jasmin B Gupta and Co-founder & COO, Ridhi Doongursee. The LXME App is a safe place for … Here is why you can trust LXME with your conversations and your MONEY! Read More

We are so excited to launch the Sutli Bombs of Investment- The Rs.100 Equity & Debt Funds! Now you can start with just Rs. 100 SIP in well researched equity and debt mutual funds targeting up to 15% returns! Time to let go of your inhibitions and start something wonderful! While the Equity Fund is … New Product Launch- The Rs.100 Equity & Debt Funds. Read more

Tell us dear Dreamer! What are you dreaming about? Fancy houses, sunny vacations, retirement at 45? Well, my friend, take these dreams and turn them into money goals! So that we can get your financial plan up and running! “Back in the day, I bought a house and raised a family with a salary of … Money Personality Types – The Dreamer

Hey New girl, firstly, kudos on savings! You’ve started your journey of being financially prudent!! But is saving your money enough?  “Back in the day, I bought a house and raised a family with a salary of just Rs. 25,000”. “Rs. 100 would get me a full week’s groceries.”  Year on year, the prices of … Your new Money Moves!

Woah Seeker, you surprised us! You know your financial instruments and you’ve got your game face on. The fact that you’re investing your money is pretty killer but is it beating inflation?  Year on year, the prices of goods and services rise, decreasing the purchasing value of our money. And to add to it, our … The Seeker Money Personality Traits Revealed

OMG! To be in the presence of you, you badass woman. We’re in awe! Truly! *raising our glasses*. You’re pretty much the financial feminist we speak about so kudos!  But Dear Advanced, there’s always room for improvement… You know that right ;). So while you’re doing a fabulous job investing your money, make sure your … Mastering your finances!

From the moment you become a mother, your purpose has always been to give the best to your child. It’s the same with education! LXME is here to help you plan for your child’s education, the easy way. Try our brand new Child Education Calculator and invest for your child’s dreams in our expert-curated Mutual … Why every mom MUST invest for their child’s dreams and goals?

Doesn’t this sound tempting! Can’t wait to get your girlfriends on board! This is how you can refer them. Tis’ the season to shop, indulge and spoil your loved ones!What are you waiting for? Start referring and win big! *T&C Apply*Winners will be selected as per minimum criteria on a lucky draw basis and will … Refer & Win an iPhone XR amongst other rewards!

2021! What a year it was, one hell of a rollercoaster with lots of ups and a few downs. With the support of our LXMEs, we’ve been able to accomplish so many things.  Let’s take a sweet ride down memory lane and relive some of our greatest achievements this year…  → Empowered 80k women in … LXME’s 2021 Year in review!

Excitement is in the air as The LXME Game: Task 2 kicks off! 🚀 Get ready for a thrilling adventure that challenges your skills, knowledge, and creativity. In this task, participants will navigate uncharted territories, unlocking new levels of learning and engagement. As the LXME community comes alive, the spirit of collaboration and competition merges … The LXME Game: Task 2 has officially commenced.

Embark on the dual journey of financial growth with our guide on Savings and Investment. In this comprehensive exploration, we navigate the intricate landscape of managing both savings and investments. Uncover the challenge and triumph of striking the right balance, ensuring your money works for you today and secures your future. Join us in unraveling … The Savings and Investment Challenge!

Do you also struggle while saving tax? Don’t just save taxes; be smart and create wealth as well.  But, are you wondering how you would save taxes and also create wealth? Let’s talk about how smartly you can step out of this struggle. When tax filing season approaches, you look for different ways to save … The easiest way to save taxes & grow your wealth!

What is the NPS (National Pension Scheme)? National Pension Scheme (NPS) is a pension cum investment scheme launched by the Government of India to provide security at the time of retirement to Citizens of India. It is an attractive long-term saving avenue to effectively plan your retirement through investing in different asset classes available under … What is National Pension Scheme (NPS)?

This weekend, take a leaf out of the world’s favourite cooking show and unwind without spending through your noses. When the long-awaited weekend finally rolls in, we’re sure you are ready to put up your feet and unwind at the end of a hard week. Expenses-wise, this is the riskiest time of the week – … Weekend on a Budget: Be Your Own Masterchef

Do you know how to use the LXME App?  Thinking about what all things you can do on the app? If you’ve answered yes, tune in to our session’s recording & hear about How to use the LXME app and get to know all its features. Click on this link to watch the session: https://rathi.zoom.us/rec/share/U1qV76L6pxX1-7W59xlH86NAuugxTzgFkVSXOYmYbxM8ul-x-4L9Ht0-vrYiLCg8.oUKa0fwk-NZsAQay … How to use the LXME App?

In the dynamic landscape of India, where education is the cornerstone of a promising future, LXME introduces a groundbreaking Child Education Plan. This comprehensive offering is meticulously designed to provide financial security and nurture educational aspirations, ensuring a holistic approach to your child’s development. Support your child’s dream no matter how big it is. Our … Empower Your Child’s Future with LXME’s Child Education Plan in India

Finance Minister Nirmala Sitharaman presented the Union Budget 2021-22 in Parliament on 1st February 2021, which is the first budget of this new decade and also a digital one, in the backdrop of the unprecedented COVID-19 crisis. In a growth-constrained world, the finance minister has gone down the path of putting in place the building … The Big Bold Budget 2021 – What We Love About It!

Navigate the financial landscape with confidence as we unravel the age-old debate: “The Right Card for You: Debit or Credit?” In this insightful blog, we delve into the nuances of both options, helping you make informed decisions tailored to your financial lifestyle. Whether you’re a staunch advocate for debit or find credit more aligned with … The Best Card for You: Debit or Credit?

Welcome to a wealth of financial insights! In today’s fast-paced world, mastering the art of credit card usage is key to financial success. In this blog, we delve into invaluable credit card tips that empower you to navigate the financial landscape with confidence. Whether you’re a seasoned cardholder or exploring the credit world, discover strategies … 7 Questions to Ask Yourself Before Getting a Credit Card

DYK it takes 1,400 hours on an average to select the best-suited Mutual Fund plan? Our team of experts have done just that with each and every LXME portfolio so you can simply focus on growing your money! Why Choose LXME Portfolios? 1. Well-researched 2. Balanced to beat inflation 3. Diversified to ensure you’re not putting all your eggs … Best Mutual Fund Plan: Girls with Goals – LXME Portfolio

Are you new to the world of investments and looking for a simple yet effective way to grow your wealth? Welcome to the beginner’s guide to SIP, where you’ll embark on a journey to understand the power of Systematic Investment Plans (SIPs). Whether you’re a novice investor or someone seeking a hassle-free way to build … SIP for Beginners: A Beginner’s Guide to Understanding SIP

In every sector, women are earning a place for themselves, and many women today, including housewives, have achieved financial freedom and can make the smartest life decisions. They also pay taxes and carry out their responsibilities as taxpayers. The Indian government provides a variety of tax benefits for women, including a tax rebate for women … Income Tax Benefits for Women: What Every Woman Can Avail

Rakhi is 25 years old, and she is stressed that she has to work till 60 and plan for her retirement.    But…. Do you know there is no such law or compulsion to work until you are of age 60 or 65?    You can retire in your 40s too. Yes, I am not kidding!!   How … FIRE: Hack how to retire early ?

Welcome to our in-depth guide on how no-cost EMI works. In today’s financial landscape, understanding the mechanics of ‘No-Cost EMI’ is crucial for savvy shoppers. In this article, we’ll demystify the concept and shed light on how no-cost EMI can be a game-changer for your budget. Let’s dive into the world of smarter spending. Ms. … Understanding How No-Cost EMI Works: A Simple Guide

Everything’s better with a friend, it’s even better when you get Refer and Earn Rewards for being a friend. Now that you’ve embarked on your money journey, we’d like to help your BFFs be financially savvy, too. Introducing LXME’S referral program, an exclusive program open only for selected people, we are honoured that you’re a … Refer and Earn Rewards: Join LXME’s Exclusive Referral Program

Empower your shopping experience with our guide on the revolutionary trend of “Buy Now, Pay Later”. Dive into the intricacies of this modern financial solution , discovering how this convenient option is reshaping the way consumers approach purchases. Uncover the flexibility and ease it brings to managing budgets. Join us in a comprehensive exploration of … Buy Now, Pay Later: The Ultimate Guide for Smarter Shopping

Worried about Market Volatility? ??? Thinking about what you should do with your investments right now? ? If you’ve answered yes, tune in to our session’s recording & hear about Market Volatility and what you should do from Priti Rathi Gupta, Founder of LXME. Click on this link to watch the session: Step 1: Click on … Session Recording: AMA on Market Volatility

Manisha has accumulated wealth for her family. Manisha passed away and her family was in financial trouble and was scrambling for things as she created wealth but didn’t create a will. We frequently hear, “I’m too young to make a will,” or “I don’t need to make a will.” However, in today’s world, unwelcome problems … Will – A simple yet effective Estate Planning

Do you ever feel like you’re sleepwalking through life with no real idea of what you want? Perhaps you know exactly what you want to achieve, but have no idea how to get there. That’s where financial goal planning comes in. We all know that setting goals is important, but we often don’t realize how … Financial Goal Planning

Want to buy a dream home, go on vacation, or plan for a luxurious retirement?   If yes, you need to start investing for your future goals from your early 20s whether you are in college or 1st job. Investing is a simple art if done correctly!   Here are 5 hacks to kick start … 5 Hacks to start investing in your ’20s

APY vs NPS is a comparison of two major pension programs in India. APY stands for Atal Pension Yojana, and NPS is for National Pension System. Both initiatives are intended to provide financial security to Indian residents after they retire. In this comparison, we will look at the differences between APY and NPS, as well … APY vs NPS: Understanding the Difference and Choosing the Best Pension Scheme

Discover actionable insights and expert advice on crafting a robust financial plan that aligns with your goals. Whether you’re a seasoned investor or just starting, our guide will help you navigate the complexities of financial planning. Do you have a list of goals and want to achieve them?  Do you want to tick off your … 5 Tips to Ace your Financial Plan in 2022-23

Unlock the secrets of seamless income tax return filing with our expert guide at LXME. Navigating through the complexities of tax season is now simpler than ever. In this blog, we demystify the process, providing clear steps and valuable tips on how to file your income tax returns effortlessly. Whether you’re a seasoned taxpayer or … HOW TO FILE YOUR INCOME TAX RETURNS?

Diversification is a key element of a good investment portfolio. As investors, we try to spread our funds across various asset classes like equity, debt, real estate, gold, etc. Even within each asset class, we try to further diversify to minimize risks.  In equity investing, a known method of reducing risks is diversifying your equity portfolio … All you need to know about Index Funds

If we were to ask you to give us a real-time summary of the traffic situation in your city, how would you possibly do it? You wouldn’t check every road in the city to find the answer, would you? The wiser thing for you to do would be to quickly check a few important roads … Decoding Stock Market Indices

There’s a definite comfort in knowing that even if your health takes an unexpected turn, you and your family have a financial safety net. When money is tight, though, paying for both a life insurance policy and healthcare coverage each month can get tricky. As expenses start to mount, it can be tempting to drop one or the other … Life Insurance or Health Insurance: Which one should I get?

Your journey to a robust financial future begins with understanding how to attain a good credit score. Explore valuable insights, expert tips, and actionable strategies in our blog, “All You Need to Know to Get a Good Credit Score” on LXME. Ready to elevate your creditworthiness? Dive into the blog: All You Need to Know … All you need to know to get a Good Credit Score!

Maybe you dealt with or are still dealing with a period of unemployment or poor health. Maybe your saving and budgeting priorities have shifted. If you’re hoping to overhaul your finances, or at least revisit them in the new year, here are some options to consider. (Re-)Build Your Emergency Fund Some of us found that … The 4 Money Resolutions You Need for 2021

Understanding your good moves, as well as identifying your mistakes, can be a great way to improve the way you manage money going forward. One of the best things you can do for yourself as the year winds down is to perform a financial year-in-review. Performing a financial review is an intentional, comprehensive effort that … The One Year-End Ritual You Need To Follow – Annual Financial Review

“Stay invested as long as you can!” is a common phrase you hear today. While that’s good advice, it can be gratifying to earn the returns while you can still enjoy them! No investment is complete without goals for yourself. Invest towards them for a certain period and you would have achieved a dream.  Depending … How Long Should I Stay Invested?

If you are a working professional earning any form of income every month, it is time to usher in the upcoming financial year with a resolution to take charge of your money.  To help decode the jargon, we have portioned out the basics in a handy, easy-to-understand guide. Read on and implement these on your own personal finances. Know … The Ultimate Guide to Tax Planning and Tax Filing for Women

The question has two parts. First, why should women start investing, and second, why mutual funds. Let’s talk about the first part. We are in an age that’s constantly at a war against gender stereotypes and looking for more equality. Having said that, even today, a large number of women are dependent on male family … Why Should Women Invest in Mutual Funds?

Set up the lantern, light up and fill our lives with sweets: it’s that time of the year again. Let’s see how we can manage our money smartly this festive season! Every year, the country is enveloped in a blanket of celebration, laughter, and togetherness that enthusiastic atmosphere. However, the season of lights is also … 6 Smart Money Hacks for this  Festive Season

The one thing everything money can buy has in common is the constant rise in their prices. But Inflation isn’t just what the government reports. Learn how Inflation really affects you. Year after year prices rise, decreasing the purchasing value of our money, causing budget changes and reminiscences of the good old days a la … Inflation: That’s Not All!

Still confused about how to calculate your income tax? Worry no more! In this article, we will tell you all that you need to know about Income Tax.  Your income tax is levied based on a slab system. Different tax rates have been prescribed for different slabs and these tax rates keep increasing with an … Demystifying Income Tax: What Is Income Tax and How Does It Work?

Explore the intricacies of filing income tax returns with our comprehensive guide featured on LXME. Uncover valuable insights, practical tips, and expert advice to navigate the complex landscape of taxation in India. Ready to decode the tax process? Dive into the blog: Decoding Taxation in India. 📊 It’s that time of the year again! Does … Income Tax Returns Made Easy: Your Comprehensive Guide

Your credit card is like 15% off apparels and accessories. The first time when you meet it promises to be your friend. Until you look closely and realize it’s not. You have been ripped off. The unstoppable scoffing running into your mind “Should have read the fine prints. Should’ve known before getting into this”. The … Credit cards can be magic cards when used correctly!

Hey savvy savers! Ready to up your money game? LXME has your back with the ultimate guide to money-saving hacks. No boring budget talks—just real, actionable tips to make your money work harder. Let’s kickstart your journey to financial freedom, one hack at a time! Right at the onset, let me tell you a secret- … 5 Mind-Blowing Money Saving Hacks!

In a world where there is temptation at every corner and add to that the ease of online shopping and credit cards, it is hard to be wise about spending. However, the truth is that we cannot begin the journey of saving enough and becoming rich until we tame this elephant! In this section, we … Mind your money: Spend wisely

Investing in mutual funds is a popular choice for many, offering a diverse range of investment options. However, there’s an important factor that investors need to consider – the stamp duty. In this informative guide, we delve into the world of stamp duty on mutual funds, exploring what it means for your investments and financial … Understanding the Impact of 0.005% Stamp Duty on Mutual Funds | LXME

Lady, just by being a woman, chances are that you earn less than a man in the same role as you! This is called the Gender Pay Gap and is a proven statistic. As a country, we rank 108th in the Gender Pay Gap and earn about 20% less than men (Source World Economic Forum- … No fail ways to Maximise your Earnings

SIP Inflows touch all time high despite market decline in March 2020 Investments in mutual funds through SIP touched an all-time high of ₹ 8,641 crore in March 2020 as per latest AMFI data. This, despite an over ~30% decline across the broader stock market during the month. Retail investors continued to invest in the … Why are so many people investing into mutual funds currently?

In the dynamic world of stock markets, strategic timing can be a game-changer for long-term investors. Our comprehensive blog, “Trying to Time Investments? Here Are Some Tips,” available on LXME, offers valuable insights into mastering the art of timing in stock investments. Uncover tips and strategies to identify the opportune moments to buy shares for … Navigating the Best Time to Buy Shares for Long-Term Growth

Emergency funds, as the name suggests is your safety net against financial disruption. This disruption could be as a result of a medical emergency or illness, job loss, or any untoward accident which results in loss of regular income. Why are emergency funds the first goal of a good financial plan? The idea of creating … What are emergency funds and why should everyone have one?

The fear of coronavirus outbreak and its impact on the global economy, has had a crushing impact on the global stock markets. In what could be termed as the worst week for stocks after the 2008 financial crisis, investors instantly became sellers as the fear of a global pandemic spread. But market crashes are not … Stock Markets: An overview on the crisis and recoveries from the past

Embark on an insightful journey through the twists and turns of the Indian stock market with our latest blog on LXME. Gain valuable insights, expert tips, and strategies to navigate the dynamic landscape of stock trading. Ready to ride the waves of financial opportunities? Dive into the blog: Riding the Stock Market Roller Coaster. 🎢💹 … Riding The Indian Stock Market Roller Coaster

The fluctuations in the market can get daunting. With the recent market crisis, both in India and across the globe, the most pressing question most investors have is ‘What to do with my investments?’ Join Priti Rathi Gupta (Founder, LXME; MD, Anand Rathi) in a LIVE Chat discussing the Market Crash 2020. Get market insights … LIVE Chat | Market Crash 2020: What Now?

A mail from the income tax department can trigger anxiety. But so long as you have no intention of hiding your income, it’s just a question of understanding why what the notice means and resolving it! Filing tax returns has become as easy as logging onto the e-filing portal. Once the return is filed, you … Decoding five common income tax notices

In a world where finances play a significant role in our lives, being in a financially draining relationship can take a toll on your well-being. It’s essential to recognize the signs of a financially draining relationship to safeguard your financial stability and emotional health. In this LXME article, we’ll explore four common signs that indicate … 4 Signs of a Financially Draining Relationship

In the pursuit of financial wellness, every decision counts. Our latest blog, “Cost-Benefit: Bringing Your Own Lunch,” dissects the economic advantages of embracing the brown bag lifestyle. From reducing daily expenses to fostering healthier eating habits, this insightful piece explores the multifaceted benefits of preparing your own meals. In a world where financial consciousness is … The Cost Benefit of Bringing Your Own Lunch

Are you ready to hit the road with your first car? Our latest blog, “5 Steps to Buying Your First Car” on LXME, is your go-to guide for a smooth ride into car ownership. From setting a budget to exploring financing options and choosing the right model, this comprehensive piece breaks down the process into … 5 Steps to Buying Your First Car

Computers, devices, and smartphones suck up hours upon hours of our daily lives. But your leisure or recreation time doesn’t have to be like that. Being connected with friends and family is a good thing, but it may not be such a horror to hit the reset button on your internet fix. Here’s a few … Cheap Thrills Away From Your Screens

“I have nothing to wear”, came a wail from 26-year-old Kusha’s room minutes after she shrieked with joy about her best friend’s wedding slated to be a month away. There were two more weddings coming up and Kusha was still recovering from last season’s spending. How much can you spend on attire you’ll probably wait … #WeddingShenanigans: Rent-a-Fashion

Embarking on the journey of parenthood is a joyous adventure, and one key aspect that demands thoughtful consideration is “how to prepare for a baby financially.” In this comprehensive guide, we’ll navigate the essential steps outlined in the blog The Financial Preparation to Having a Baby, ensuring that your path to welcoming a new member … How To Prepare For A Baby Financially

One of the most important parts of planning for the future is having insurance for yourself. Both life insurance and health insurance are crucial forms of risk mitigation that provide financial protection in the event of serious injury, illness or untimely death. Of course, they do this in different ways. Here are 6 key areas … Exploring Differences Between Health and Life Insurance

A job is the end game to the (at least) 18 years of education. All this while you’ve been sheltered at home. But now you’re an adult, and the world’s spoils beckon. Also, following a 7:30 pm curfew at 21 can be… er… Either that, or an opportunity you cannot refuse knocks. Moving out isn’t … When Is A Job Really Worth Flying Out Of The Nest?

Embarking on a fitness journey has never been more accessible, thanks to the myriad of options available at our fingertips. For beginners eager to kickstart their wellness routine, the keyword to success is clear – “best workout apps for beginners.” In this guide, we’ll navigate the fitness app landscape, unveiling user-friendly companions designed to make … Get Fit Easily: Best Workout Apps for Beginners in 2023

Annual leave aside, the best time to indulge at the end of a harrowing work-week (whether yours or the boyfriend/ husband’s) is the long-awaited weekend. A weekend can be much more than two days of carefree, work-free, alarm-clock-free lazing in front of the idiot box. It is a chance for you to pamper yourself and … Weekend on a Budget: Self Care For Survival

Does the thought of falling seriously sick make you shiver with fear, all because medical treatment costs an arm and a leg? Chin up. There’s hope yet! While the cost of healthcare can vary tremendously depending on where you live, dealing with illness and injury is always a major expense. While there’s no way to … 4 Ways to Prevent Those Steep Medical Bills

So you saved up and started out on your own. Being your own boss and creating livelihood for a few others can be as rewarding financially as it is to the conscience. But in taking care of the team and the operations of your spanking new business, forget not yourself! Here’s why paying yourself right … 5 Reasons to Pay Yourself Even When You’re Starting Up

Your mum swears by it – she’s almost starry eyed about this super-hot problem solver when it comes to her money dilemmas. Before your mind goes on overdrive wondering who this mystery being is, relax! We’re talking about budgeting. There are, in essence, three big reasons why it makes sense to appease the budgeting muse … The Only Superpower You Will Ever Need: Budgeting!

Have a busy schedule, travel often or sit late in office? Your career and life ambitions will only hold good if good health’s on your side. ‘Tech’ it easy with food gadgets that keep it tasty and healthy. You are what you eat, and by extension, drink as well. In your fast-paced routine, you can … 4 Food Tech Hacks to DIY Health

Squeezing in a shopping spree and an extra dine-out by the end of the month is tough even when you have a regular paycheck to count on. But if you’re foraging through purses for stray hundreds even for a basic wax just because you’re on a break from nail-biting corp-speak, you need to stop right … No Steady Income? Go Steady on the Spends…

Embark on a whimsical journey into the world of joyful celebrations with our latest blog on wedding shenanigans. Uncover delightful and budget-friendly ideas that add a touch of magic to your special day. Let’s explore 5 wedding shenanigans that promise memories without breaking the bank. It’s that time of year when the wedding invites start … Wedding Shenanigans That Won’t Drain Your Wallet

Are you an avid online shopper looking to optimize your spending, especially when shopping abroad? Dive into our latest blog, “Scrimp vs. Splurge: Cut E-shopping Costs When Shopping Abroad,” on LXME. This insightful piece unveils practical strategies to save money while indulging in your favorite global finds. From identifying budget-friendly options to leveraging discounts, this … Hacks to Save Money Shopping Online Abroad

Taking an education loan to pay for higher studies or professional courses helps earn more by landing a better job. On the flip side, repaying these loans totally kills our mojo before even settling into our career! Here’s the financial diva’s itinerary to repay education debt without regret. Indian educational institutions have worked towards offering … Goldilocks’ Guide To Repaying Education Loans

Rakhi or Rakshabandhan is about a brother promising to protect his sister, although these days sisters are tying ‘rakhis’ to each other as well. And why not? We’re all about equality of the sexes, aren’t we? Whether you have a brother or a sister, here are some smart ideas about what to demand from them … 5 Presents To Demand From Your Sibling This Rakhi

Travel is certainly rewarding, but it can also cost a rather lot. This is especially true for destinations that are every tourist’s wet dream, or a blatant sign you come from the third world. Cross expensive travel destinations off your bucket list even if you’re on a limited budget. Here’s the marauder’s map! You may … 8 Humble Travel Tips and Tricks to Travel Luxe Locales

So you and the hubby went from two to three (yes yes, we know you are two bodies but one soul). And every day is a new lesson in human development. But while the age-old saying – “Child is the father of man” may be your general life situation right now, there are some lessons … Eureka! My Kid Can Count.

Does the acronym for health, fitness and working out spell out as “GYM” in your head? Have you lost half your wallet weight in a six-month or (worse still) an annual membership? The first few weeks were all about religious attendance and euphoria and then… Then that big pitch got you busy, then aunt flo … Stay Fit Without Slimming Your Wallet

Warding off weekend greys can be worse than tackling Monday blues with your super-woman ambitions. This leaves Saturdays and Sundays to either pursue a short-lived hobby that demands more than an infant’s attention span, or twiddling your thumb (mostly) left and (sometimes) right (hurrah!) on a dating app. At such times, actually staying in and … Weekend On A Budget: Netflix & (Actually) Chill!

Dive into the world of financial empowerment and discover how cultivating a strong portfolio is the key to achieving lasting prosperity. In our latest blog on LXME, we unravel the essential elements that contribute to building a robust financial foundation. Let’s embark on a journey towards wealth creation and security. You’ve heard the usual spiel … How to Build a Strong Portfolio that Wows!

In the dynamic landscape of modern finance, acing the millennial game is essential for financial prosperity. Our latest blog on LXME, titled “How to Ace the Millennial Game,” serves as your comprehensive playbook. Navigating the unique challenges and opportunities that define millennial financial strategies, this guide empowers you to make informed choices. Whether you’re delving … How To Ace The Millennial Game

Discover the timeless allure and financial brilliance of Investing in Diamonds.In this guide, we delve into the unique world of diamond investments, where every facet represents not just aesthetic beauty but also a robust store of value. Join us on this glittering journey as we explore why diamonds are more than just a girl’s best … Diamonds Aren’t Just for Jewelry: A Guide to Investing in Diamonds

Shazia Ahmed, 37, launched her own research company two years ago, and is about to marry her long-time academic compatriot. Today, the millennial woman is more than just her home and office. She is an emotionally evolved and multi-functional being who dons several hats with elan. Go-getter woman The millennial woman has passed the threshold … Problems of Working Women

Income Tax was first introduced in India on 24th July, 1860. 150 years down, the government decided to celebrate it as ‘Income Tax Day’ to spread awareness about the income deduction. So why does the government take away anywhere between 5% to 30% of our income? And why do you feel like you are being … National Income Tax Day: 158 Years Of Paying It Forward

Welcome to a transformative journey where your finances take center stage. In our latest blog, we unravel the secrets of financial empowerment, guiding you on how to ‘Make Your Money Work for You.’ Explore practical insights, smart investments, and strategies that pave the way to lasting prosperity. Let’s embark on a path where your money … Make Your Money Work for You: The 5 Step Guide (Step 5)

This is the fourth in a five-part series on investing for beginners. If you’ve just joined us on the journey to financial well-being, we suggest checking out the first, second and third parts before diving into this one. In this post, we’re going to discuss how you should begin investing. This is usually the most … Make Your Money Work for You: The 5 Step Guide (Step 4)

This is the third post in our five-part series on investing. In Step 1, we discussed why you should make investments. The second post deals with when you should start investing. If you’re new to investing, check those two out as well. Today, we’ll consider the question of how long you need to remain invested. … Make Your Money Work for You: The 5 Step Guide (Step 3)

In the second part of our five-part series on investments, we’ll discuss the best time to invest and whether there really is a ‘right’ or ‘wrong’ time for it. In the last post, we touched upon the concept of compounding, which is almost like magic. Gains get reinvested, earning more gains and so on, kicking … Make Your Money Work for You: The 5 Step Guide (Step 2)

This is the first of a five-part series that addresses investments, from why you need them to how you can make them work for you. In our savings-oriented economy, putting money away for a rainy day is a concept drilled into us from our earliest years. Perhaps that made sense when wealth was measured purely … Make Your Money Work for You: The 5 Step Guide (Step 1)

33-year-old Shilpa Bakshi is an expert in Hindi translations. She caters to businesses in Baroda, but the homepreneur complains that prospective clients often haggle with her to bring down the rates she quotes. New mother and wife, Shilpa does this work to support the family income with dignity. But like several one-person entrepreneurs, she ends … Prefix-preneurs, Stop Underselling Yourself!

Embark on a transformative journey toward your financial aspirations! In the captivating blog, “Investment Serendipity of a Feminist Gujarati,” discover the unique narrative that intertwines personal growth, feminism, and financial success. As you navigate through this insightful exploration, you’ll find pearls of wisdom that resonate with your own financial goals. Let’s unravel the serendipity of … Financial Goals: Investment Serendipity of a Feminist Gujarati

Investment is a word that flummoxes many. We avoid it. But it’s not as complicated as it sounds. Investing can become the best way to – not just to save – but to actually grow your hard-earned wealth. SAVING VS GROWING The very first question that comes up when talking about investments is, why you … Here’s Why & How You Need to Start Investing to Crush Those #Goals