Your privacy is important to Anand Rathi IT Pvt. Limited. We at www.lxme.in and “LXME” App
acknowledge and accept that the personal details that you impart to us, is to be kept in
strict confidentiality and to use the information only in the manner which would be
beneficial to our customers. This privacy statement provides information about the personal
information that we collect, and the ways in which we uses that personal information. If you
object to your information being transferred or used in this way, please do not provide the
details of your information on the Website.
The term Anand Rathi IT Pvt. Limited (or "us" or "we") refers to the owners, managers of the
website www.lxme.in and “LXME” App whose registered office is CYB-2, Cyber Park, Heavy
Industrial Area, Shastri Nagar, Jodhpur, Rajasthan (342003), India, who owns and manages the
website www.lxme.in and “LXME” App ("the Website"). The term "you" refers to the user or
viewer of our website.
Collection and use of Personal information:
Anand Rathi IT Pvt. Limited may collect and use the following kinds of personal information:
Information about your use of this website;
Information that you provide using for the purpose of registering with www.lxme.in and
“LXME” App (“the Website”);
Information (including but not limited to Name, Date of Birth/Age, Gender,
Business/Profession, Family Details, Investment / Portfolio details, PAN No., KYC,
Photograph, Aadhar Number, Relationship with Bankers / Brokers / Intermediaries, Bank
Account/Demat Account / Trading Account etc.) that you provide for the purpose of
subscribing to the Website services
Any other information that you send to Anand Rathi IT Pvt. Limited.
We would ensure that we collect personal information only to the extent it is necessary to
administer our services in the best possible manner and what is required under the various
rules / regulations of Indian Laws applicable from time to time. Once you provide your
information to us, you provide such information to us and our affiliate and we and our
affiliate may use such information to provide you various services. We shall use the
personal information for, among other things, customer verification, provision of products
and services, for personalization of products or services, marketing or promotion of our
financial services or related products or that of our associates and affiliates; for
creation of statistical information, statistical analysis or credit scoring, enforcement of
your obligations, any other purpose that will help us in providing you with optimal and high
quality services. To ensure high quality services and high degree of value addition to you,
we may combine the information given by you on the web or through other channels.
Under certain circumstances we may be required to share the information given by you with
our affiliates, associates, Group Companies and/or third parties, where we feel they can
contribute to add value and improve the quality of services imparted by us to you. Where we
discloses your personal information to our agents or sub-contractors for these purposes, the
agent or sub-contractor in question will be obligated to use that personal information in
accordance with the terms of this privacy statement. We or our channel partner / affiliate /
associate may use your personal information to contact you for promotion of products/schemes
etc. You hereby agree and understand that such promotional calls may be made to you unless
you specifically convey to us to not call you further for such promotions, schemes etc.
In addition to the disclosures reasonably necessary for the purposes identified elsewhere
above, we may also share your Information, without obtaining your prior written consent,
with government agencies mandated under the law to obtain information for the purpose of
verification of identity, or for prevention, detection, investigation including cyber
incidents, prosecution, and punishment of offences, or where disclosure is necessary for
compliance of a legal obligation. Any Information may be required to be disclosed to any
third party by us by an order under the law for the time being in force.
Log File information collected and stored automatically:
If you visit/ log into our Website just to browse, read pages or download information, we
gather and store certain information about your visit automatically. This information cannot
and does not identify you personally.
When you register with or view our site, our servers automatically record certain
information that your web browser sends whenever you visit our Website. The kind of
information that is gathered automatically include the type of browser you are using (e.g.
Internet Explorer, Firefox, etc.), the type of Operating System you are using (e.g. Windows
or Mac OS) and the domain name of your Internet Service Provider, the date and time of your
visit and the pages on our Website. We sometimes use this information to improve our
Website(s) design, content and primarily to give you a better browsing experience.
From that graph, we can see that it is currently impossible to promise a
low-risk investment offer, for less than a year, beyond single-digit returns. To reflect
this reality, we are introducing dynamic interest rates.
Currently, it is possible for anyone investing largely in relatively
secure financial instruments, to offer 10% per annum or more.
give us data about your browsing behaviour, such as the pages you visited on this website,
how much time you spent on our site, etc. This information helps us understand customer
interests and helps us improve our Website. By visiting the Website, you acknowledge, accept
and expressly authorize us for the placement of cookies on your computer or hand held
device. Please find below some more information regarding cookies and their application on
What are Cookies?
A cookie is a simple text file that is stored on your computer or hand held device by a
website's server and only that server will be able to retrieve or read the contents of that
cookie. Every cookie is unique to your particular web browser. It will contain some
anonymous information such as a unique identifier and the site name with some digits and
numbers. Cookies save your time, for example, if you personalize a web page, or navigate
within a Site; a cookie recalls your specific information on subsequent visits. www.lxme.in
limit the number of ads shown. Most web browsers automatically accept cookies; however you
can modify your browser setting to decline cookies. In addition to cookies, our Website uses
a variety of technical methods for tracking purposes, which may include web beacons. Web
beacons are small pieces of data that are embedded in images on the pages of websites.
www.lxme.in also uses these technical methods to analyze the traffic patterns on our
Website, such as the frequency with which our users visit various parts of our Website.
Reasonable security practices for protecting information:
We use commercially reasonable physical, managerial, and technical safeguards to preserve the
integrity and security of your personal information. We cannot, however, ensure or warrant
the security of any information you transmit to us and you do so at your own risk. Once we
receive your transmission of information, we make commercially reasonable efforts to ensure
the security of our systems. However, please note that this is not a guarantee that such
information may not be accessed, disclosed, altered, or destroyed by breach of any of our
physical, technical, or managerial safeguards.
To protect your privacy and security, we take reasonable steps to verify your identity
before granting you access to your account. You are responsible for maintaining the secrecy
of your unique password and account information, and for controlling access to your email
communications from us, at all times.
Links to other Web Sites:
This website contains links to other websites in the World Wide Web. We are not responsible
for the privacy policies or practices of any third party as the same are not under our
control. Some of these third-party sites may be co-branded with us, even though they are not
operated or maintained by us. Once you have left our Website, you should check the
information they collect from you.
This Website is provided "as is" without any representations or warranties, express or
implied. We and/or our Group Companies, director, employees, affiliates and associates, make
no representations or warranties in relation to the Website or the information and materials
provided on the Website.
This Website will be constantly available, or available at all; or
The information on this Website is complete, true, accurate or non-misleading.
Without prejudice to the generality of the foregoing paragraph, we and our group companies,
directors, employees, affiliates and associates state that:
The information, analysis, advise given herein is purely an interpretation / view of the
author and we and/or our Group Companies, directors, employees, affiliates and associates
shall not be liable or responsible in any manner whatsoever for the trades executed by the
customers on the basis of these information.
Any comparative indices that are made available on the Website are mere indicators and are
in no manner meant to reflect or influence the buying decision of the customers. We and/or
Group Companies, directors, employees, affiliates and associates do not in any manner
whatsoever verify or vouch for the accuracy or authenticity of the results.
Nothing on this Website constitutes, or is meant to constitute, advice of any kind. If you
require advice in relation to any investments, legal, financial, medical matters or any
other matters, you should consult an appropriate professional.
Disclaimer for content / information / report:
The documents/information available on the Website does not constitute an offer or
solicitation for the purchase or sale of any Security / financial instrument or as an
official confirmation of any transaction. We and/or our Group Companies, directors,
employees, affiliates and associates shall not be in any way responsible for any loss or
damage that may arise to any person from any inadvertent error in the information. The
documents/information are provided for assistance only and is not intended to be and must
not alone be taken as the basis for any decision. The user assumes the entire risk of any
use made of this information.
The distribution of this document in certain jurisdictions may
be restricted by law, and persons in whose possession this document comes, should inform
themselves about and observe, any such restrictions. The information given in this document
is as of the date and time and there can be no assurance that future results or events will
be consistent with this information. The information is subject to change without any prior
notice. We and/or our Group Companies, directors, employees, affiliates and associates
reserves the right to make modifications and alterations to this statement as may be
required from time to time. However, we and/or out Group Companies, directors, employees,
affiliates and associates are under no obligation to update or keep the information current.
All layout, design, original artwork, concepts and other Intellectual Properties, remains
the property and copyright of Anand Rathi IT Pvt. Limited and may not be used in any form or
for any purpose whatsoever by any party without the express written permission of the
This is a Private website owned by Anand Rathi group of companies. Unauthorized scanning of
vulnerabilities and exploitation of the same is strictly prohibited. If you have been found
to do so, we may bring Civil and/or Criminal action and/or legal proceedings against you
which shall be entirely at your costs and consequences.
Limitations of liability:
We and/or our Group Companies, directors, employees, affiliates and associates will not be
liable to you (whether under the law of contact, the law of torts or otherwise under any
other law) in relation to the contents of, or use of, or otherwise in connection with, this
For any indirect, special or consequential loss; or
For any business losses, loss of revenue, income, profits or anticipated savings, loss of
contracts or business relationships, loss of reputation or goodwill, or loss or corruption
of information or data.
You accept that, we have an interest in limiting the personal liability of our officers,
employees, directors, affiliates, Group Companies and associates. You agree that you will
not bring any claim personally against us and/or our Group Companies, directors, employees,
affiliates and associates in respect of any losses you suffer in connection with the
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties
and liability set out in this website disclaimer will protect us and/ or our Group
Companies, directors, employees, affiliates and associates.
By using this Website, you agree that the exclusions and limitations of liability set out in
this website disclaimer are reasonable. If you do not think they are reasonable, you must
not use this Website.
If any provision of this Website disclaimer is, or is found to be, unenforceable under
applicable law, that will not affect the enforceability of the other provisions of this
Your use of this website and any dispute arising out of such use of the website is subject to
the laws of India. You hereby consent to the exclusive jurisdiction and venue of courts in
Mumbai, Maharashtra, India in all disputes arising out of or relating to the use of this
Website. Use of this Website is unauthorized in any jurisdiction that does not give effect
to all provisions of these terms and conditions, including without limitation this
This notice / policy is not intended to and do not create any contractual or other legal
rights in favour of any user or viewer of www.lxme.in or on behalf of any other party.
However, users and viewers are informed that by using the website www.lxme.in, they are
deemed to have consented to the collection and use of information by us as stated above.
If you do not agree to any of the terms mentioned in this Policy document, you should exit