Tina – You know, I’ve been thinking about my investments lately. I read on the LXME app that the last date of the Nomination of Mutual funds has been extended till 30th September 2023. I realized I never added any nominees to my old mutual fund investments. Do you know why it’s necessary to appoint […]

Traditionally, we have been investing in Fixed Deposit (FD) as it is considered the safest mode of investment offered by banks. Earlier generation used to rely more on FDs as they use to deliver fixed interest over a period of time.  Now, is it time to change or shift towards a smarter investment option? Absolutely […]

#TaxBachaoLXMEBadhao Do you also struggle while saving tax? So, let’s learn how to create wealth and save taxes! Tax planning is a crucial part of financial planning and in India, people are generally attracted to tax-saving instruments such as post office saving schemes, PPF, NPS, etc.  But are all tax-saving instruments delivering you inflation-beating returns?? […]

How many of you have life insurance?? If you have, then is it covering you adequately?? Such types of questions were troubling Reshma who wanted to buy life insurance for herself but was unable to understand how much insurance she should buy. So, she approached one of her friends Divya. Reshma: Hey, Divya! I want […]

Are you ready to digitize?  The world is undeniably transforming digitally with rapid innovations in new technologies. We are all surrounded by digitalization. By enhancing connectivity, financial inclusion, access to trade, and public services, technology has made our life easy. The launch of UPI (Unified Payments Interface), has made payments easy just by bringing the […]

You probably know the drill of saving money for your financial needs such as rents, bills, retirement, child’s education, goals etc. But what about saving money just for your splurges? Think about all the spa days, dinners and drinks with friends and family, going to the movies, shopping sprees and other fun things you can […]

“I have had enough! Where and with whom should I talk about Money?” said many a ladies! We women often shy away from talking about money and managing money, even when we are earning our own money! One of the reasons could be that we don’t feel fully in control of our money and future […]

Amongst the subject that people like to talk about DEBT ranks right between upgrading a sewing kit and other people’s missions in life. Our brain just doesn’t wish to talk about it or hear it and that reaction is the reason why it’s hard to pay it off. However, there’s hope, through a couple of […]

Traditionally in India, women get various types of gifts from their parents during their wedding or before marriage which evidently becomes their husband’s property too after marriage. However, what do you think, do your husband or in-laws have the right over the gifts and belongings you receive during your lifetime? The answer is NO!  Ladies! […]

It’s important to consider your financial situation before taking out a loan, but sometimes a personal loan is the best way to finance a large purchase or project that you can’t afford up front. Here are the top eight reasons to get a personal loan. 1. Home remodelling: Homeowners can use a personal loan to upgrade […]