Are Traditional Saving Methods Still Worth It for Women?
The guidance that women have received over the years with regards to finances has been similar; save in fixed deposits, invest in gold and possibly real estate if the situation permits, but do not invest in the ‘risky’ markets. Traditional methods of savings instilled a certain level of discipline and also ensured security within households. […]
Mutual Fund Terms Every Beginner Should Know
Most people don’t avoid mutual funds investment because they’re risky. They avoid them because they sound complicated. And honestly, that’s on us – the way finance is explained today. We’ve made financial literacy feel like a glossary. When it should feel like a set of simple decisions. So instead of definitions, here’s how these mutual […]
FD-Backed Credit Cards: The Smartest Way to Start Your Credit Journey
In India, your creditworthiness is assessed through your past financial performance. Banks assess your credit rating, repayment record, and outstanding loans in deciding whether to issue a credit card to you. Thus, if you are a first-time applicant, despite having stable income or savings,you often face one challenge: Lack of credit history implies restricted eligibility […]
Retirement Planning After 35: A Practical Roadmap for Women
Priya: Anjali, is it too late for me to plan for my retirement when I am 36? Anjali: Absolutely not! Check out this blog; it provides a roadmap for women 35+. Priya: I am taking it one step at a time and being consistent is key. Turning 35 is not merely a milestone, but a […]
UPI Security Tips Every Woman Should Know
Neha: I make a lot of UPI transactions. But I’m constantly hearing about the risk of fraud. Should I be worried? Priya: Not really. If you are cautious and only use reliable apps, you are good to go. Be very careful with your PIN and OTP. And do verify the receiver too! Neha: […]
SEBI MF Categorisation and Rationalisation 2026: A Complete Investor Guide
Priya: Meera, have you heard of the latest announcements by SEBI on mutual funds? Meera: Yes! They are making it easy by removing overlaps from mutual funds. Priya: I like the way the lifecycle of mutual funds is planned. It gradually decreases equity investments and allows a percentage of gold investments as well. Meera: And […]
Mutual Fund Myths First-Time Women Investors Still Believe
Swati : Everyone keeps saying mutual funds are good, but honestly, I’m scared to start. What if I lose my hard-earned money? Deepika : I felt exactly the same. For a couple of years, I believed mutual funds were too risky and meant only for people who understand finance inside out. Swati: Oh!! Do I […]
The Psychology Behind Panic Selling And How to Avoid It
When markets tumble, fear spreads quicker than facts. Red screens, shrill headlines screaming “Bloodbath!”, WhatsApp forwards, and social media predictions create a sense of urgency “Exit now or lose everything.” This is when panic selling occurs. In regard to panic selling in the stock market, it is not indicative of intelligence or ability. Rather, it […]