The upi app that
makes you richer!
Earn Gold an making and even receiving payments.
Track budgets automatically
At Lxme, we believe women deserve more than just quick and easy payments. We’ve designed the UPI Pay App not just to help you pay bills, buy groceries, and make purchases – but to help you earn digital gold and grow your wealth with every transaction.
This isn’t just any UPI payment app – this is LxmePay, the first-ever app that empowers women to build wealth with their everyday spends.

Why Just Pay When You Can Earn?
Most UPI payment apps give you cashback, but let’s be honest: it’s often just a few rupees that you don’t even notice.
LxmePay takes it further!
With every UPI payment made through LxmePay, you earn Digital Gold. These aren’t just some random reward – they are your gateway to real digital gold.
How it works:
- Get started with ₹10 worth of gold as soon as you sign up
- Earn more digital gold on payments and even on receiving payments
- Gold claimed grows in market value
- Sell it anytime – with just a click
There are no confusing terms, and no fine print-just a real way to earn and build wealth with your everyday purchases.
Track Every Rupee with Ease
We’ve all been there – you get to the end of the month and wonder, “Where did all my money go?” LxmePay makes sure that never happens again.
When you link your payments to our Expense Tracker, you’ll have complete visibility over your finances.
Here’s how it helps you:
- Auto-track every UPI payment made.
- Set you budget for all categories like groceries, travel, rent, subscriptions, etc.
- View real-time insights on where your money is going.
- Build healthier financial habits and earn gold for it.
You’ll always know exactly where your money is going, so you can take control and stay on budget.

One App. Many Wins.
From school fees and shopping to paying bills and splitting lunch with friends, LxmePay handles it all. And the best part? It is quick, secure, and helps you grow your wealth at the same time.
Why choose LxmePay?
✅ Safe & secure UPI transactions
✅ Earn rewards that turn into digital gold
✅ Powerful budgeting and tracking tools
✅ Exclusively designed for women
✅ Part of a financial ecosystem that includes saving, investing & learning
Make the switch from basic online payment apps to LxmePay, the smarter UPI payment app that rewards you for being you.

A Revolution in How Women Manage Money
- Get reminders on repetitive monthly payments
- Get a clear picture on where you spend your money
- Save more on your spends by getting discount deals on your favorite brands
- A one-stop money app for women that helps your pay & budget easier, save better, invest your money and grow your wealth


Ready to Spend Smart?
It’s time to make your money work for you. Download the Lxme UPI Pay App today and start earning digital gold with every transaction!
Join the thousands of women who’ve already chosen to earn, track, and grow their wealth smarter with LxmePay. It’s the app that does more than just process payments – it helps you build your future.
Bill Payments made easier!
Find all your bill payers , all at one place.
Its easy, quick and rewarding to make bill payments with LxmePay
Utilities
- Electricity Bill payment
- Broadband Bill Payment
- Mobile Postpaid Bill Payment
- Landline Postpaid Bill Payment
- Water Bill Payment
- Gas Bill Payment
- Book a Gas cylinder
- Education Bill Payment
Recharge
- FASTag Recharge
- EV Recharge
- Cable TV Recharge
- DTH Recharge
Finance & Tax
- Insurance
- Loan repayment
- Recurring Deposit
- Municipal Services
- Credit Card
- NPS
- And others

Because with Lxme Pay,
Why just pay when you can prosper?
FAQ
What is LxmePay and how is it different from a typical UPI payment app?
LxmePay is a UPI app for women that not only lets you make payments but also helps you grow your wealth. Unlike regular UPI payment apps, LxmePay rewards you with digital gold on every transaction. It combines seamless online payment and wealth-building in one.
How do I download the Lxme UPI app and start using it?
You can download the Lxme app from the Play Store or App Store, complete the registration and KYC process, and enable the UPI / “Pay” feature. Once set up, it becomes your go-to UPI application for making and receiving payments.
How does earning digital gold work on Lxme’s UPI payment app?
Every time you make or receive a UPI payment through the LxmePay app, you earn digital gold that grows with market value. You can view your total gold in the app dashboard and sell it anytime with just one tap, directly through the online payment interface. It’s quick, secure, and helps you build real wealth with everyday spending.
Can I use LxmePay for all online UPI payments and bill payments?
Yes, LxmePay supports the full range of UPI payment options: QR, UPI ID transfers, paying bills, splitting expenses, etc. As an online payment application, it handles everything from grocery shopping to utility or rent payments.
Does LxmePay also track my spending and help with budgeting?
Absolutely. Once you link your UPI payments within the Lxme app, the expense tracker automatically categorizes your spends: from groceries and rent to travel and subscriptions. You can set monthly budgets and view real-time insights on where your money is going, helping you stay in control of your finances.
Are UPI transactions on LxmePay safe and secure?
Yes. LxmePay follows all standard UPI security protocols such as device binding, end-to-end encryption, and two-factor authentication. As a verified UPI online payment app, it ensures your funds and personal data remain completely protected so you can make and receive payments while earning digital gold.
What happens to my earned digital gold if I stop using the Lxme UPI app?
Your digital gold remains safely stored under your account. Even if you stop using LxmePay actively, you can access, claim, or sell your accumulated digital gold anytime you wish.
Is LxmePay limited to just payments, or can I use it within the Lxme financial ecosystem?
LxmePay is part of a bigger online payment & finance ecosystem. Beyond payments, you can switch to savings, investing, or learning in the same app; it’s not just a UPI payment app, it’s a full financial growth platform.