Siddhi Sharma, CFP®

Money Coach, Lxme } NISM Certified

Lxme’s Emergency Fund Savings Challenge-5K

Join the Emergency Fund Savings Challenge on Lxme’s app

Exciting news for all the Lxme Members!! We heard you loud and clear—saving money should be simple and fun! 🎉 After hearing how much you loved our savings challenges, we’re thrilled to announce the launch of a brand new feature on the Lxme App that makes saving not just easy, but super fun! 💃💃 Introducing Lxme’s Emergency Fund Savings Challenge-5K

Why Did My Credit Score Drop?

How did my Credit Score Drop?

Aditi: Hey Meera, I just checked my credit score, and it is dropped! I’m so confused, what might have happened? Meera: Oh!! There are a many of reasons this could happen, even if you think everything’s fine. Aditi: Can you please tell me what all can affect my credit score? Meera: Sure, Read this blog Why Did My Credit Score Drop?

5 Best Business Loan Schemes for Women Entrepreneurs

Business Loan Schemes for Women

Women today are reaching the moon to leading Fortune 500 companies, and women are breaking barriers and making their mark in every field. Entrepreneurship is another domain where women are excelling, bringing innovation and passion to the forefront. One of the examples of women-led businesses is Lxme which is built by women for women. Starting 5 Best Business Loan Schemes for Women Entrepreneurs

Home Loan Benefits for Women in India

Home Loan for Women

Owning a home is a significant milestone, and for women in India, this dream is becoming more attainable thanks to various home loan benefits for ladies tailored specifically for them. Financial institutions and government initiatives are offering a range of advantages to encourage female homeownership, financial independence, and security. Here, we explore the key benefits Home Loan Benefits for Women in India

Budget 2024: Key Takeaways for Women

Budget 2024 Key Takeaways for Women

On 23rd July 2024, the Finance Minister presented the Union Budget 2024, where a few major changes have been made, which you as a women investor should know. In this blog, we’ll go through key budget 2024 highlights. Let’s first understand what is the Union budget, What is the Union Budget? The Union Budget is Budget 2024: Key Takeaways for Women

Smart Emergency Fund Investment: Building Financial Security

Emergency Fund Investment

Welcome to our comprehensive guide on Emergency Fund Investment. In today’s unpredictable world, having a financial safety net is paramount. In this article, we’ll delve into the art of smart money management, helping you understand the best strategies for emergency fund investment and cover all the importance of emergency fund. Discover how to make your Smart Emergency Fund Investment: Building Financial Security

Understanding Financial Leverage: A Comprehensive Guide

what is financial leverage

Heard of leverage but don’t know what is leverage? Then let’s understand better through this blog,  Financial leverage is a strategy used by businesses to finance their investments and expansion efforts. By borrowing funds, companies can increase their potential returns on investment. This approach allows businesses to use external capital to grow operations, purchase assets, Understanding Financial Leverage: A Comprehensive Guide

What are Annuities & How They Work

What are Annuities & How They Work

Aisha: Mansi, I’ve been hearing a lot about annuities lately, but I’m still not sure if they’re right for me. Can you shed some light on them? Mansi: Of course, Aisha. Annuities are essentially insurance products that provide a steady income stream, typically for retirement. You pay a lump sum or make periodic payments, and What are Annuities & How They Work

5 Financial Mistakes to Avoid To Secure Your Future

Avoid financial mistakes to secure your future

Managing your money properly is important if you want to be safe and successful with your money. Still, a lot of people fall into old habits that can stop their money from growing. Here are the biggest money mistakes you should not make in 2024. This will help you keep your finances in good shape. 5 Financial Mistakes to Avoid To Secure Your Future

Retirement Planning: How to Plan for a Retirement

How To Plan For A Retirement

Mansi, a 30-year-old graphic designer, hasn’t started her retirement planning yet. After using Lxme’s eye-opening Retirement Calculator, she realized she needs a whooping 8.84 crores when she retires! She immediately starts an SIP of Rs, 15,922. She recommends the calculator to her 25-year-old sister who needs the same amount at the time of retirement but Retirement Planning: How to Plan for a Retirement