Siddhi Sharma, CFP®

Money Coach, Lxme } NISM Certified

Mahila Samriddhi Yojana Benefits and How Women Can Apply

What is mahila sariddhi yojna and what are its benefits?

We see them everywhere: women shattering glass ceilings and taking the lead in every industry. Sometimes, all it takes is a little nudge to make their dreams into a reality. The Mahila Samriddhi Yojana (MSY) project, launched by the National Backward Classes Finance and Development Corporation (NBCFDC), focuses on women, particularly those from poor backgrounds, Mahila Samriddhi Yojana Benefits and How Women Can Apply

5 Mistakes to Avoid When Using the Debt Snowball Method

Mistakes to be avoid while using debt snowball method

Let’s be honest — debt feels heavy. And if you’re someone who juggles EMIs, credit card bills, and random unexpected expenses, you know exactly what I mean. It’s more than just money — it’s that constant stress, the guilt after a non-essential purchase, the anxiety before bedtime. That’s where the debt snowball method comes in. 5 Mistakes to Avoid When Using the Debt Snowball Method

What Is a Sinking Fund and How Do You Create One?

What is sinking fund and how it was created?

Anu: “The holiday season’s here—flights, gifts, decorations… I’m already ₹20,000 down!” Tanya: “That’s why I’ve got a sinking fund. I saved for things like this ahead of time.” Anu: “Wait—what’s a sinking fund? Tell me everything!” Let’s decode it. What Is a Sinking Fund? Sinking fund is the money you save over time for a What Is a Sinking Fund and How Do You Create One?

Tax Evasion vs. Tax Avoidance: What’s the Difference?

Difference between tax evasion and tax avoidance.

Let’s be real—when it comes to taxes, most of us just want to pay what’s fair and move on. But in the name of saving money, people sometimes take different routes—some smart, others… not so much. That’s where all the confusion between “tax avoidance” and “tax evasion” begins. Both try to cut down how much Tax Evasion vs. Tax Avoidance: What’s the Difference?

Easy Tips for Salaried Employees to Reduce Their Taxes

Tips to reduced tax for salaried employees

Whether you’re saving for a solo trip, building your emergency fund, or investing in your child’s education, smart tax planning tips for salaried employees can help you keep more of your money. Let’s break it down in simple terms  What is Tax Planning? Tax planning means organising your income, savings, and expenses smartly so you Easy Tips for Salaried Employees to Reduce Their Taxes

5 Post Office Savings Schemes for Women and their Benefits

Best Post office scheme for women and their benefits

In our Lxme community, we often get questions from women like: Where should I save my money where it will be safe & offer guaranteed returns? For all those ladies this blog is for you. The Indian Post Office offers a variety of savings schemes designed to help women build wealth securely and steadily. Let’s 5 Post Office Savings Schemes for Women and their Benefits

Understanding the Difference Between Mediclaim and Health Insurance

How mediclaim is different from health insurance?

Insurance terms like “mediclaim” and “health insurance” may seem similar, but they offer different levels of coverage. Knowing their differences can help you choose the best plan for your healthcare needs. What is Mediclaim? Mediclaim is a basic health insurance policy that covers hospitalization expenses due to illness or accidents. It provides either a cashless Understanding the Difference Between Mediclaim and Health Insurance

PM Internship Scheme 2025: Eligibility, Benefits, and How to Apply?

What is PM internship scheme 2025? How to Apply for it?

As our children step into their career paths, real-world exposure is just as essential as academic excellence. The Prime Minister Internship Scheme is a golden opportunity for students to gain practical experience which is offered by the government. Whether you’re a parent searching for the right push for your child or a student hoping to PM Internship Scheme 2025: Eligibility, Benefits, and How to Apply?

Top 6 Investment Options for Senior Citizens

Best investment options for senior citizens

Retirement doesn’t mean one stops planning financially. In fact, it’s the most important time to protect savings and ensure a steady monthly income, as during that time, we don’t have the energy to work daily and earn money. Many women from our moms’ or grandmoms’ generation didn’t always have control over finances earlier. But now, Top 6 Investment Options for Senior Citizens

What is Gold Monetization Scheme and What are its benefits?

What is Gold monetization scheme and its benefit?

Gold has always been and will be an integral part of Indian households, especially for women. We inherit it, buy it during special occasions, and consider it a symbol of prosperity & security. But how often do we actually use it? Most of the time, we don’t wear out of fear as chain snatching or What is Gold Monetization Scheme and What are its benefits?