Siddhi Sharma, CFP®

Money Coach, Lxme } NISM Certified

How to Apply for the Rupashree Prakalpa Scheme Step-by-Step

West Bengal Rupashree Prakalpa Scheme

In India, weddings are joyous occasions, but the financial burden can be overwhelming for low-income families. To ease this burden, the Rupashree Prakalpa Scheme was launched by the West Bengal Government.  The beauty of this scheme is that it gives women the financial support they need without worrying about high costs. If you’re a woman How to Apply for the Rupashree Prakalpa Scheme Step-by-Step

How to Apply for PAN Card Online & Offline in India

Meera: “Did you apply for your PAN card?” Aarti: “Not yet , I thought about it but didn’t understand the process. They say it can be done online, offline too… I just got confused.” This everyday conversation between Meera and Aarti, two women, is more common than you’d think. Whether you’re starting your first job, How to Apply for PAN Card Online & Offline in India

Lakshmir Bhandar Scheme Explained: Eligibility, Benefits & Application Process

Understanding this, the Government of West Bengal launched the Lakshmir Bhandar Scheme, a special financial support program for women. Whether you are a homemaker, a mother, a daughter, or a sister, this scheme is designed to help you take your first step toward self-reliance. Let’s break down this Laxmi Bhandar project in simple terms: what Lakshmir Bhandar Scheme Explained: Eligibility, Benefits & Application Process

What Is Form 26AS? How to Download & Use It for Tax Filing

Reha: “Nia, I just opened my income tax portal and noticed something called Form 26AS. Should I be worried? It looks complicated!” Nia: “Don’t worry! It’s actually a very helpful document. Think of it like your annual tax passbook. Everything the Income Tax Department knows about your income and TDS is recorded there!” Reha: “Oh! What Is Form 26AS? How to Download & Use It for Tax Filing

Section 80C Deduction – A Simple Guide For Women Who Are New to Investments

Riya: “Yaar Neha, it’s tax season again and I don’t know what to do. My Tax Expert just said ‘Use 80C’, and I nodded like I understood!” Neha: “Oh! I was in the same boat last year. But trust me, 80C is actually the easiest way to save taxes, especially for us women who are Section 80C Deduction – A Simple Guide For Women Who Are New to Investments

What Is a Tax Refund? Definition and When to Expect It

For many women who are managing their own finances, running a household, building a career, or running a business — understanding tax refunds can empower them to take better control of their money.  As the financial year comes to a close and women across India start filing their income tax returns, one phrase brings both What Is a Tax Refund? Definition and When to Expect It

HRA Calculator: A Smart Way to Maximize Your Tax Savings On Rent!

I keep hearing about HRA and rent agreements during tax season… but how does it all work?” If you’re a working woman, trying to manage your salary, rent, and taxes, this guide is for you. Whether you’re living independently in a metro or a non-metro city, claiming House Rent Allowance (HRA) the right way can HRA Calculator: A Smart Way to Maximize Your Tax Savings On Rent!

Tips to Pay Advance Tax Online Easily

How you can make smooth online advance tax payment

If you’re a working woman—freelancing, running a small business, earning rent or interest income—you might have heard the term Advance Tax and wondered, “Is this something I need to pay?” Well, if your tax dues for the financial year exceed ₹10,000, the answer is yes. But don’t worry! In this guide we will take you Tips to Pay Advance Tax Online Easily

Difference Between Tax Planning and Tax Management

What is the difference between Tax Planning and Tax Management

Many of us, feel that tax-related strategies are only for big businesses or the super-rich. But, as women managing households, careers, and financial independence, understanding tax planning in wealth management is a powerful tool for wealth creation. Let’s break down the difference between tax planning and tax management in a way that’s simple, practical, and Difference Between Tax Planning and Tax Management

Tax Evasion vs. Tax Avoidance: What’s the Difference?

Difference between tax evasion and tax avoidance.

Let’s be real—when it comes to taxes, most of us just want to pay what’s fair and move on. But in the name of saving money, people sometimes take different routes—some smart, others… not so much. That’s where all the confusion between “tax avoidance” and “tax evasion” begins. Both try to cut down how much Tax Evasion vs. Tax Avoidance: What’s the Difference?