Siddhi Sharma, CFP®

Money Coach, Lxme } NISM Certified

Maternity Leave Policy in India for Private vs. Government Employees

Pregnancy is a beautiful, life-changing journey. Every working woman I mean you! deserves enough time to rest, recover, and care for her new baby. Thankfully, India’s maternity leave policy in India, gives that power to every working woman, whether you work in the government or the private sector. This blog breaks down the maternity leave Maternity Leave Policy in India for Private vs. Government Employees

Top Investment Opportunities in India for Beginners in 2025

India’s economy is booming with digitization, financial inclusion, and a surge in investment. But for a beginner, the big question remains, “Where do I start?” Good news: In 2025, there is a range of investment opportunities in India for beginners where you can start investing and fulfill your long-term or short-term goals. But first, let’s Top Investment Opportunities in India for Beginners in 2025

Are Gold Mutual Funds a Good Investment in 2025? Pros and Cons Explained

Gold has always had a special place in Indian hearts, especially every woman’s heart, be it weddings, festivals, gifts from our moms, or just for investment. But today, women are not just buying gold for jewellery. We’re also thinking about how to grow our money smartly, right? And that’s where Gold Mutual Funds come in! Are Gold Mutual Funds a Good Investment in 2025? Pros and Cons Explained

Top 5 Tax Saving Schemes and Investments in 2025

As the new financial year has begun from April, we plan for our personal and professional growth, and it’s also time to think about our money growth. As you earn money, you have to pay taxes right? However, there are a few smart ways through which you can save money on taxes by investing money Top 5 Tax Saving Schemes and Investments in 2025

How to Calculate EPF Contribution and Interest

Dear Ladies, understanding your EPF, i.e., Employees’ Provident Fund, is super important. It’s not just a deduction from your salary; it’s an investment plan primarily designed for your retirement in the future. Many women ignore it because it seems complicated, but trust me, once you know the basics, you’ll feel more confident and in control How to Calculate EPF Contribution and Interest

Benefits of Niramaya Health Insurance for Persons with Disabilities

Niramaya Health Insurance Scheme for Persons with Disabilities

In India, caring for a child or family member with a disability brings unique challenges emotionally, physically, and financially. And as women, whether as mothers, sisters, or caregivers, we often shoulder a large part of this responsibility. But here’s the good news: help is available. The Niramaya Health Insurance Scheme, launched by the Department of Benefits of Niramaya Health Insurance for Persons with Disabilities

How is Interest on Savings Account Taxed?

How interest on saving account taxed?

Everyone maintains a savings account for safety, convenience, and liquidity, on which you earn a small percentage of interest. But did you know that the interest on savings account is taxable?  Understanding how the interest on savings account is taxed helps you plan your finances better. Don’t worry, it’s not as complicated as it sounds. How is Interest on Savings Account Taxed?

New Advance PF Withdrawal Rules You Need to Know in 2025

PF withdrawal rule 2025

The Employees’ Provident Fund Organisation (EPFO) has introduced important changes in 2025 to streamline the PF withdrawal process. These reforms are particularly beneficial for working women, offering enhanced flexibility and reduced unnecessary formalities and paperwork. Let’s break down the Advance PF Withdrawal Rules for you. Key Changes in EPFO Rules of PF Withdrawal Process for New Advance PF Withdrawal Rules You Need to Know in 2025

How to Apply for Mahtari Vandana Yojana: Step-by-Step Process

How to apply for Mahtari Yojana?

The Mahtari Vandana Yojana launched by the Chhattisgarh government aims to promote the economic self-reliance of women in the state while ensuring continuous improvement in their health and nutrition levels. It seeks to strengthen their decisive role within the family, remove discrimination and inequality, and address the lack of awareness about women’s rights in society. How to Apply for Mahtari Vandana Yojana: Step-by-Step Process

Standing Tall Again: What Every Woman Should Know About Money After Her Spouse Passes Away

How women should manage money after her spouse passed away?

Losing a spouse is one of the most painful and emotional experiences a woman can face. Amid grief, there comes an unexpected wave of responsibilities, especially financial ones & during this situation, it’s very difficult to manage everything. Many women, especially in India, are not directly involved in family finances, making the journey even harder. Standing Tall Again: What Every Woman Should Know About Money After Her Spouse Passes Away