Siddhi Sharma, CFP®

Money Coach, Lxme } NISM Certified

Income Tax Benefits for Women: What Every Woman Can Avail

Tax benefits

In every sector, women are earning a place for themselves, and many women today, including housewives, have achieved financial freedom and can make the smartest life decisions. They also pay taxes and carry out their responsibilities as taxpayers. The Indian government provides a variety of tax benefits for women, including a tax rebate for women Income Tax Benefits for Women: What Every Woman Can Avail

How is Interest on Savings Account Taxed?

How interest on saving account taxed?

Everyone maintains a savings account for safety, convenience, and liquidity, on which you earn a small percentage of interest. But did you know that the interest on savings account is taxable?  Understanding how the interest on savings account is taxed helps you plan your finances better. Don’t worry, it’s not as complicated as it sounds. How is Interest on Savings Account Taxed?

How to Apply for the Kanyashree Prakalpa Scheme Step-by-Step

Meena: Hey Nisha, have you heard about this government scheme called Kanyashree Prakalpa? Nisha: I’ve heard the name, but I don’t really know what it is. What’s it about? Meena: It’s a scheme just for girls — they give financial help so we can stay focused on our future and avoid early marriage. Nisha: Really? How to Apply for the Kanyashree Prakalpa Scheme Step-by-Step

What is an Investment Portfolio? Types, Benefits, and How to Create Yours

Today’s woman is climbing the career ladder, nurturing her family, and rocking her side hustle. But in the middle of chasing dreams, financial planning often gets pushed down the priority list. An investment portfolio is not just for experts or millionaires. It’s a smart step every woman should take toward financial freedom.  Imagine this: you What is an Investment Portfolio? Types, Benefits, and How to Create Yours

Passive Investing and How It Works?

What is Passive Investing?   Think of passive investing like setting your phone alarm once and letting it ring every morning; you don’t need to reset it every day. Similarly, in passive investing, your money is invested in a way that follows the equity market automatically. There’s no trying to “beat” the market. You just sit Passive Investing and How It Works?

Maternity Leave Policy in India for Private vs. Government Employees

Pregnancy is a beautiful, life-changing journey. Every working woman I mean you! deserves enough time to rest, recover, and care for her new baby. Thankfully, India’s maternity leave policy in India, gives that power to every working woman, whether you work in the government or the private sector. This blog breaks down the maternity leave Maternity Leave Policy in India for Private vs. Government Employees

Top Investment Opportunities in India for Beginners in 2025

Best Investment Opportunities in India

India’s economy is booming with digitization, financial inclusion, and a surge in investment. But for a beginner, the big question remains, “Where do I start?” Good news: In 2025, there is a range of investment opportunities in India for beginners where you can start investing and fulfill your long-term or short-term goals. But first, let’s Top Investment Opportunities in India for Beginners in 2025

Are Gold Mutual Funds a Good Investment in 2025? Pros and Cons Explained

Gold has always had a special place in Indian hearts, especially every woman’s heart, be it weddings, festivals, gifts from our moms, or just for investment. But today, women are not just buying gold for jewellery. We’re also thinking about how to grow our money smartly, right? And that’s where Gold Mutual Funds come in! Are Gold Mutual Funds a Good Investment in 2025? Pros and Cons Explained

Top 5 Tax Saving Schemes and Investments in 2025

Best Tax Saving Investment Options

As the new financial year has begun from April, we plan for our personal and professional growth, and it’s also time to think about our money growth. As you earn money, you have to pay taxes right? However, there are a few smart ways through which you can save money on taxes by investing money Top 5 Tax Saving Schemes and Investments in 2025

How to Calculate EPF Contribution and Interest

EPF Contribution Calculator

Dear Ladies, understanding your EPF, i.e., Employees’ Provident Fund, is super important. It’s not just a deduction from your salary; it’s an investment plan primarily designed for your retirement in the future. Many women ignore it because it seems complicated, but trust me, once you know the basics, you’ll feel more confident and in control How to Calculate EPF Contribution and Interest