Investing is no longer scary, it is easy if you learn and understand it. Today, more and more women are stepping up to take charge of their finances, and it’s empowering! If you’re new to investing, don’t worry. You don’t need to be a math genius or a finance expert to start. All you need … Top 10 Tips for First Time Investors
What Is a Business Loan? A business loan is money you borrow to start or grow your business. Business Loans can be availed from banks, NBFCs (companies that lend money but aren’t banks), or other places. Use it to buy stuff like equipment for your boutique, pay bills, or get a bigger shop. Knowing the … Business Loans: Eligibility, Interest Rates & Application Process
Let’s begin with the endowment plan meaning. An endowment plan is a type of life insurance policy that also includes a savings component. In simple terms: So, the endowment plan meaning lies in its dual nature — a mix of insurance and saving. However, at Lxme, we believe that insurance and investment should ideally be … What is Endowment Insurance Policy, Its Meaning and Types?
At Lxme, we’re all about helping women take control of their money, confidently. And what better moment to start than with your very first salary? Here are 5 smart purchases from your first pay check—choices that mix excitement with intention. If you’re thinking “what to buy with first salary” or looking for first salary spending … 5 Ideas on What to Buy with First Salary
With recent global conflicts, it is not just personal security that needs attention; equally, your finances. Personal financial readiness is very important. Unfortunately, many women who seem to play multiple roles tend to neglect this area. A financial emergency kit is not a luxury but a necessity. This guide is to build a women’s financial … Women’s Financial Emergency Kit: Your Power Plan in these Uncertain Times
If you’re a working woman—freelancing, running a small business, earning rent or interest income—you might have heard the term Advance Tax and wondered, “Is this something I need to pay?” Well, if your tax dues for the financial year exceed ₹10,000, the answer is yes. But don’t worry! In this guide we will take you … Tips to Pay Advance Tax Online Easily
We see them everywhere: women shattering glass ceilings and taking the lead in every industry. Sometimes, all it takes is a little nudge to make their dreams into a reality. The Mahila Samriddhi Yojana (MSY) project, launched by the National Backward Classes Finance and Development Corporation (NBCFDC), focuses on women, particularly those from poor backgrounds, … Mahila Samriddhi Yojana Benefits and How Women Can Easily Apply
Let’s be honest — debt feels heavy. And if you’re someone who juggles EMIs, credit card bills, and random unexpected expenses, you know exactly what I mean. It’s more than just money — it’s that constant stress, the guilt after a non-essential purchase, the anxiety before bedtime. That’s where the debt snowball method comes in. … 5 Mistakes to Avoid When Using the Debt Snowball Method
Anu: “The holiday season’s here—flights, gifts, decorations… I’m already ₹20,000 down!” Tanya: “That’s why I’ve got a sinking fund. I saved for things like this ahead of time.” Anu: “Wait—what’s a sinking fund? Tell me everything!” Let’s decode it. What Is a Sinking Fund? Sinking fund is the money you save over time for a … What Is a Sinking Fund and How Do You Create One?
Let’s be real—when it comes to taxes, most of us just want to pay what’s fair and move on. But in the name of saving money, people sometimes take different routes—some smart, others… not so much. That’s where all the confusion between “tax avoidance” and “tax evasion” begins. Both try to cut down how much … Tax Evasion vs. Tax Avoidance: What’s the Difference?
