Why Women Make Better Investors Than Men (Sorry, Not Sorry!)

Women have a secret superpower when it comes to investing. Women are better investors than men as they consistently outperform men when it comes to investing, and it’s not just luck or some mysterious “women’s intuition”. It all comes down to smart habits, patience and a natural talent for managing money like a pro.  

So, let’s break it down: Why do women make better investors?

1. Women Are Natural Savers
Have you ever noticed that one friend who always has money saved up for a last-minute trip? Chances are, she’s a woman. Women have always been the financial gatekeepers of the house, making sure all the bills are paid, food is stocked and there is still something left for savings. Instead of spending money impulsively, they prioritize saving which in turn gives them more to invest in the long run. 

This highlights one of the key gender differences in investing, as women tend to adopt a more cautious and strategic approach compared to men.

2. Women Play It Smart with Risk 

Have you ever been in a car with a man who refuses to ask for directions because he “knows where he’s going?” It’s the same with investing. Men usually take on more risk than they should, chasing high returns without thinking about the downside. 

On the other hand, women are better investors than men as they play it smart with risk. They invest in well-balanced portfolios, diversify across asset classes to minimize risk, and make calculated decisions rather than impulsive ones. 

3. Women Focus on the Long Game and are Goal Oriented
One of the biggest gender differences in investing is the approach to time. Men are more likely to make frequent trades based on trends, past performance, or hot stock tips, often hoping for quick wins. Women, on the other hand, take a more patient and disciplined approach, prioritizing long-term financial stability.

Think of a mother planning for her child’s education or her retirement. Instead of chasing risky, high-return investments, she focuses on steady, sustainable growth. This patience allows women to take advantage of compounding over time, leading to more stable and reliable financial success. While some men may jump from one investment to another, women make better investors because they stay the course—and that’s a winning strategy. Lxme is making investment for women extremely easy with its goal-based mutual fund portfolios.

4. Women Don’t Pretend to Know Everything
Men often overestimate their investing skills, leading to risky bets and emotional decisions. Women take a more thoughtful approach—they research, ask for expert advice, and make informed choices. 

For example, a woman investing in mutual funds will take time to understand risk and returns, while some men may jump in based on hype—only to panic when things go south. This careful decision-making is one of the biggest gender differences in investing and why women tend to have better financial outcomes. If you are new to investing, you can take Lxme’s 2-minute Financial Security Quiz to get an asset allocated financial plan made just for you so that you can say yes when asked are women better investors than men?

5. Women Stay Cool, Calm, and Collected
Markets go up and markets go down. And when they go down, men are more likely to panic and make impulsive decisions (like selling everything in a crash and regretting it later).

Women stay disciplined. They don’t let emotions take over. They trust the process and stick to their plan. This is yet another reason why women are better investors over time.

Conclusion
So, are women better investors than men? Yes. They save more, take smarter risks, think long-term, don’t let their ego get in the way, stay disciplined, and invest with clear goals. Even you can learn everything about money and invest like a pro with Lxme.

To all the women out there: keep doing what you’re doing! And to the men? Take a few notes. 

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Further read:

• 5 Post Office Savings Schemes for Women and their Benefits

• How to Build a Powerful Personal Brand as a Woman

• 10 Inspiring Stories of Women in Finance