Siddhi Sharma

Money Coach, Lxme } NISM Certified

Budget 2024: Key Takeaways for Women

On 23rd July 2024, the Finance Minister presented the Union Budget 2024, where a few major changes have been made, which you as a women investor should know. In this blog, we’ll go through key budget 2024 highlights. Let’s first understand what is the Union budget, What is the Union Budget? The Union Budget is Budget 2024: Key Takeaways for Women

Smart Emergency Fund Investment: Building Financial Security

Emergency Fund Investment

Welcome to our comprehensive guide on Emergency Fund Investment. In today’s unpredictable world, having a financial safety net is paramount. In this article, we’ll delve into the art of smart money management, helping you understand the best strategies for emergency fund investment and cover all the importance of emergency fund. Discover how to make your Smart Emergency Fund Investment: Building Financial Security

Understanding Financial Leverage: A Comprehensive Guide

what is financial leverage

Heard of leverage but don’t know what is leverage? Then let’s understand better through this blog,  Financial leverage is a strategy used by businesses to finance their investments and expansion efforts. By borrowing funds, companies can increase their potential returns on investment. This approach allows businesses to use external capital to grow operations, purchase assets, Understanding Financial Leverage: A Comprehensive Guide

What are Annuities & How They Work

What are Annuities & How They Work

Aisha: Mansi, I’ve been hearing a lot about annuities lately, but I’m still not sure if they’re right for me. Can you shed some light on them? Mansi: Of course, Aisha. Annuities are essentially insurance products that provide a steady income stream, typically for retirement. You pay a lump sum or make periodic payments, and What are Annuities & How They Work

Financial Mistakes to Avoid: Secure Your Future by Avoiding These

Avoid financial mistakes to secure your future

Managing your money properly is important if you want to be safe and successful with your money. Still, a lot of people fall into old habits that can stop their money from growing. Here are the biggest money mistakes you should not make in 2024. This will help you keep your finances in good shape. Financial Mistakes to Avoid: Secure Your Future by Avoiding These

Retirement Planning: How to Plan for a Retirement

How To Plan For A Retirement

Mansi, a 30-year-old graphic designer, hasn’t started her retirement planning yet. After using Lxme’s eye-opening Retirement Calculator, she realized she needs a whooping 8.84 crores when she retires! She immediately starts an SIP of Rs, 15,922. She recommends the calculator to her 25-year-old sister who needs the same amount at the time of retirement but Retirement Planning: How to Plan for a Retirement

A Simplified Guide To Financial Planning for Women In India

Financial Planning & Investment For Women

Welcome to our insightful guide on financial planning for women in India! At Lxme, we recognize the unique financial journey of women and provide a simplified approach to help you navigate through it. Discover empowering insights and expert advice on effective financial planning and investments tailored specifically for women. Let’s embark on this journey together A Simplified Guide To Financial Planning for Women In India

Best Corporate Fixed Deposits To Invest

Best Corporate Fixed Deposits To Invest

Traditionally for many women, saving & investing often starts with fixed deposits (FDs), known for their safety, stability, and fixed returns. However, now women are looking for newer options where they can get better returns, and one of them is corporate fixed deposits as they offer higher interest as compared to bank FDs but they Best Corporate Fixed Deposits To Invest

Best Saving Schemes for Women in India

Best Saving Schemes for Women in India

Women need to save and invest more than men do because of things like longer life expectancy, pay gaps between men and women, and taking time off to care for family members. These money-saving tips and different savings schemes for women can help women become financially independent, build wealth, and prepare for emergencies. These make Best Saving Schemes for Women in India

7 Types of Financial Ratios to Assess Your Personal Finance

financial ratios

Anita: Hey Siya, yesterday you were talking about some ratios with your husband, what was that? Siya: Oh yes, I was talking about the financial ratios we should know in order to manage our money Anita: What is it? Can you explain me? Siya: They’re simple calculations that show things like how much you’ve saved, 7 Types of Financial Ratios to Assess Your Personal Finance