Siddhi Sharma, CFP®

Money Coach, Lxme } NISM Certified

How Lakhpati Didi Scheme Empowers Women Towards Financial Independence

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Lakhpati didi scheme

The Lakhpati Didi Scheme is a government initiative focused at empowering women by enabling them to earn at least ₹1 lakh annually through self-employment and entrepreneurial activities. This lakhpati yojana provides financial help, training, and access to credit through Self Help Groups (SHGs) to promote sustainable livelihoods What are the Benefits of the Lakhpati Didi … How Lakhpati Didi Scheme Empowers Women Towards Financial Independence

What is a Gift Deed? Meaning, Registration, And Required Documents Explained

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What is gift deed?

You’re in the right place if you’re curious about gift deeds. Let’s break it down step by step so you can make informed decisions about your finances and assets. What is a Gift Deed? A gift deed is a legal document that allows a property owner (the donor) to voluntarily transfer ownership of movable(such as … What is a Gift Deed? Meaning, Registration, And Required Documents Explained

How the 8th Pay Commission Could Impact Women? 

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8th pay commission impact on women

The 8th Pay Commission is a hot topic of discussion, especially for women working in government jobs or those planning to join the workforce. With the updates on the 8th Pay Commission latest news, many are wondering how it will affect their salary, benefits, and overall financial growth. For women, this is more than just … How the 8th Pay Commission Could Impact Women? 

8 Best Saving Schemes for Women in India

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Best Saving Schemes for Women in India

Women need to save and invest more than men do because of things like longer life expectancy, pay gaps between men and women, and taking time off to care for family members. These money-saving tips and different savings schemes for women can help women become financially independent, build wealth, and prepare for emergencies. These make … 8 Best Saving Schemes for Women in India

SGB Redemption Dates April to September: Process and Tax Guidelines

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SGB Premature Redemption Dates

The Reserve Bank of India (RBI) released a press statement on February 21, 2025, detailing the Sovereign Gold Bond (SGB) tranches eligible for premature redemption of SGB between April and September 2025. This blog will cover what is premature redemption, the submission window for investors looking to encash their SGBs before maturity, the process to … SGB Redemption Dates April to September: Process and Tax Guidelines

What is Compounding? A Beginner’s Guide to Understanding Compound Interest

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Meaning of Compounding

Anita: You won’t believe this, Seema! My cousin invested ₹500 a month, and now, after 10 years, it’s worth almost ₹1.3 lakh! Seema: What? That’s insane! How did she do it? Anita: It’s the power of compounding. Her money kept growing because the returns earned on returns over time led to a compounding effect. Seema: … What is Compounding? A Beginner’s Guide to Understanding Compound Interest

What is the Unified Pension Scheme and How Does It Work?

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What is Unified Pension Scheme?

With different pension options available, understanding how the UPS Retirement Benefits work is crucial. Let’s break it down simply so you can make the best decision for your future. What is the Unified Pension Scheme and How Does It Work? Retirement planning is essential for everyone, including working professional. Whether you are managing a career … What is the Unified Pension Scheme and How Does It Work?

10 Reasons to Invest in Equity Market

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Investment in Equity Market

Many women are starting to realize the potential of equity market investments, but there are often doubts about how to begin or whether it’s worth it. If you’re looking to grow your wealth, understanding why to invest in equity market and how it works can be a game-changer. This blog post will walk you through … 10 Reasons to Invest in Equity Market

What are Large Cap Funds and Should We Invest in Them?

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What are Large Cap Funds?

Investing can be confusing, especially when you hear terms like “large cap stocks” or “large cap mutual funds.” If you’re new to investing or looking for stability in your portfolio, large cap funds could be a great option. But before you invest, let’s break it down in simple terms. The Struggle of Choosing the Right … What are Large Cap Funds and Should We Invest in Them?

What is CDSL Easi and How to Register for It?

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How to apply for CDSL Easi

Managing investments can sometimes feel difficult, especially when you’re juggling multiple responsibilities.  If you’re a woman looking to simplify your securities management, CDSL Easi is here to help! This blog will break down what CDSL Easi is, how it works, and guide you step-by-step through the registration process. Let’s dive in. What is CDSL? The … What is CDSL Easi and How to Register for It?