Cashless Living: Is It Time to Go 100% Digital with Payments?
India is quickly embracing a future in which money can be transferred with a swipe, tap, or scan. Digital payments have completely changed how we manage, save, and spend money in everything from supermarkets to street vendors. Cashless transactions are becoming a more intelligent, secure, and fulfilling way of life in addition to being convenient. […]
Systematic Transfer Plans (STPs): A Smart Way to Manage Mutual Fund Investments
What is STP in mutual funds? A Systematic Transfer Plan (STP) allows you to move your money from one mutual fund scheme to another in regular installments within the same Asset Management Company (AMC). It works like an SIP in terms of regularity and frequency but has a key difference. While an SIP transfers money […]
How to Transfer Your Home Loan to Another Bank and Save Money
Buying a home is a long-term commitment but that doesn’t mean you’re stuck with the same home loan forever. Smart borrowers frequently transfer their home loans to banks that offer better terms, lower interest rates, or even an additional top-up loan to achieve new financial objectives in today’s competitive lending market. If made at the […]
Smart Ways to Add Gold to Your Investment Portfolio (Without Buying Jewelry)
India and gold are closely related in sentiment, security, and culture, and their relationship goes far beyond money. In Indian households, gold has always been important for everything from weddings and festivals to inheritance and savings. It is estimated that Indian families own nearly 25,000 tonnes of physical gold, which is more than the combined […]
Liquid Funds Explained: The Smart Way to Park Your Idle Cash
Liquid mutual funds are one of the debt fund schemes that invest significantly in short-term loans or money market securities, usually maturing between 91 days, making them highly liquid, preserve capital and low in volatility. They offer a hassle-free and easy means of parking excess (additional) funds for a short period of time, from a […]
Systematic Withdrawal Plan: How it works & why investors use it?
When we retire, we require a constant income since the monthly salary stops, but expenses go on even if responsibilities are reduced. Most people count on alternatives such as a pension, a fixed deposit, or the Senior Citizens Savings Scheme (SCSS), which provide regular interest or returns. These are safe, but at times, the rate […]
A Beginners Guide to Credit Card and How to Use it?
When it comes to receiving rewards and handling finances, credit cards can be useful resources. They make spending easy and can help create a sense of financial confidence when used properly. Similarly, small, consistent investments can add up over the course of time, and responsible use of a credit card can aid in good money […]