Finance Minister Nirmala Sitharaman presented the Union Budget 2021-22 in Parliament on 1st February 2021, which is the first budget of this new decade and also a digital one, in the backdrop of the unprecedented COVID-19 crisis. In a growth-constrained world, the finance minister has gone down the path of putting in place the building […]

Have you ever been confused about the difference between a credit and a debit card? It’s easy to see why. Debit cards and credit cards are accepted at many of the same places, they both offer convenience, and eliminate the need to carry cash.  Credit cards and debit cards typically even look almost identical, with 16-digit card numbers, expiration dates, and […]

In a world where there is temptation at every corner and add to that the ease of online shopping and credit cards, it is hard to be wise about spending. However, the truth is that we cannot begin the journey of saving enough and becoming rich until we tame this elephant! In this section, we […]

Investor Alert: Beginning 1st July 2020, a stamp duty of 0.005% would be levied on all mutual fund purchase transaction, in accordance with the orders issued by the Government of India. Bottom line: If you invest in mutual funds for overnight or small durations such as few days to few weeks, then yes, you will […]

If you are focusing all your energy, trying to find that right moment to invest, here is a simple tip- Start investing right now! You don’t need to time the market to grow them. Having financial goals and beginning your investments early, gives you the advantage of staying invested long term instead of waiting and […]

Emergency funds, as the name suggests is your safety net against financial disruption. This disruption could be as a result of a medical emergency or illness, job loss, or any untoward accident which results in loss of regular income. Why are emergency funds the first goal of a good financial plan? The idea of creating […]

Markets are risky! Markets fell by 10% today! Markets have risen by 8% yesterday! These statements will not worry you if you are a disciplined investor. How do you become one? The three basic fundamentals of investing are: Decide a time frame/goal of investing Devise an apt strategy- emergency fund, suitable instruments, diversification and indicative […]