What Happens to Your Investments If You Don’t Have a Nominee?
Planning where to invest in mutual funds, stocks, fixed deposits, insurance, and retirement plans often takes years. We monitor markets, compare returns, and rebalance portfolios. However, nomination is a small checkbox that many investors overlook. And if you skip this one step, your family’s well-planned investments could turn into a long, stressful struggle for your […]
How Exit Loads Impact Your Scheme Returns
When you invest in mutual funds, you’re not just putting your money to work, you are entering into a financial contract with the fund house. Along with benefits like professional management and diversification, there are some charges and rules that every investor should understand before investing. One of the most important and often misunderstood of […]
How AI Is Transforming Portfolio Risk Management
Riya: AI in investing is something I keep hearing about. Is it merely a trendy term or is it actually helpful? Sana: When applied properly, it is beneficial. AI should be viewed as a supplement to sound financial planning, not as a substitute. Riya: So I don’t have to be an expert in technology? Sana: […]
How Digital Platforms Are Changing Mutual Fund Distribution
Women’s investing habits are evolving due to technology, which makes mutual funds easier to manage, more accessible, and simpler. Digital platforms are assisting women in making confident and clear investments through paperless onboarding and intelligent, AI-driven tools. Technology in mutual fund distribution is no longer optional in a world where women are prioritizing financial independence. […]
Systematic Transfer Plans (STPs): A Smart Way to Manage Mutual Fund Investments
What is STP in mutual funds? A Systematic Transfer Plan (STP) allows you to move your money from one mutual fund scheme to another in regular installments within the same Asset Management Company (AMC). It works like an SIP in terms of regularity and frequency but has a key difference. While an SIP transfers money […]
Smart Ways to Add Gold to Your Investment Portfolio (Without Buying Jewelry)
India and gold are closely related in sentiment, security, and culture, and their relationship goes far beyond money. In Indian households, gold has always been important for everything from weddings and festivals to inheritance and savings. It is estimated that Indian families own nearly 25,000 tonnes of physical gold, which is more than the combined […]
Bonds vs Stocks: Where Should You Invest?
Most days as women feel like you have ten tabs open—work, home, and our own dreams. Your money should quietly support all of it. The best place to invest depends on your goal, your time horizon, and how much risk you’re comfortable with. Let’s break down bonds vs stocks in a simple way. Let’s first […]
Liquid Funds Explained: The Smart Way to Park Your Idle Cash
Liquid mutual funds are one of the debt fund schemes that invest significantly in short-term loans or money market securities, usually maturing between 91 days, making them highly liquid, preserve capital and low in volatility. They offer a hassle-free and easy means of parking excess (additional) funds for a short period of time, from a […]
SIP Calculator – Smart Investment Planning for your financial goals
What is a SIP? A ,SIP (Systematic Investment Plan), it’s a way of investing in Mutual Funds. It allows you to invest a fixed amount in a Mutual Fund regularly. A SIP is not a different product than mutual funds, nor is it a Mutual Fund’s category , it’s a way of investing. This method […]
Systematic Withdrawal Plan: How it works & why investors use it?
When we retire, we require a constant income since the monthly salary stops, but expenses go on even if responsibilities are reduced. Most people count on alternatives such as a pension, a fixed deposit, or the Senior Citizens Savings Scheme (SCSS), which provide regular interest or returns. These are safe, but at times, the rate […]