Understanding Call Money and Notice Money: A Simple Breakdown
Debt securities form a core part of the financial system, helping governments, banks, and companies raise funds at various maturities. Within this broad category, some instruments are designed specifically for very short-term needs and that’s where money market instruments come in. Money market instruments are highly liquid, short-term debt instruments that are traded on the […]
How Pradhan Mantri Jeevan Jyoti Bima Yojana Helps Women Secure Life Coverage
For many women in India, financial security often comes second to the responsibilities they shoulder, managing the home, caring for children, supporting elderly parents, or running small side businesses while juggling a full-time job. But in all this, when was the last time you thought about protecting your life? Not the kids, not your parents, […]
How to Secure Your UPI PIN and Protect Against Fraud
Today, UPI is just part of our everyday life.Whether it’s paying to sabziwala, splitting a coffee bill with your bestie, or managing monthly expenses you just have to tap, type, and it’s done. But convenience comes with responsibility. And especially for women managing the household budget, paying fees, buying groceries, or financially supporting their family […]
Understanding UPI Transaction Limits and How to Manage Them
In today’s fast-paced digital world, Unified Payments Interface (UPI) has become the backbone of India’s cashless economy. UPI has made money transfers easy and super convenient, especially for women who effortlessly balance work, home, and everything in between and take control of their finances with ease and confidence. Whether it’s splitting lunch bills with friends, […]
Government Subsidies for First-Time Entrepreneurs (PMMY Explained)
Imagine, dear reader, that you are sitting at your kitchen table, sketching out your business concept. You may wish to sew handcrafted bags, open a bakery, provide home beauty services, or teach a small coaching session. You’re both thrilled and uncertain: “Where will the money come from? What happens if my lack of substantial assets […]
Understanding Repo and Reverse Repo Rates and Their Impact on You
As women, whether we are managing household expenses, planning our children’s future, or saving for our own dreams, small changes in the financial world can have a big impact on our everyday life. One such important financial term is the Repo Rate and its cousin, the Reverse Repo Rate. Don’t worry, these are not scary […]
Know all about the Subhadra Yojana of Odisha and how to apply for it?
Subhadra Yojana is a welfare initiative by the government of Odisha aiming to empower women financially and socially. In a world where women generally face a lot of barriers to accessing financial resources, this scheme provides an opportunity to overcome them. This sheme is designed to assist women from economically weaker sections by making them […]
5 Essential Financial Lessons to Learn in College Days
We totally get it—college is all about having fun and diving deep into subjects that spark your interest. Between classes, socializing, and all those late-night study sessions, thinking about your financial future might not be a priority. But here’s the thing: the sooner you kick off your financial wellness journey, the better! And guess what? […]
LXME’s Child Education Plan: An Expert curated portfolio
As a mother, you would always want to provide your child with a secure financial future. Investing wisely offers an array of opportunities to nurture your child’s dreams and aspirations. Choosing the right investment plan for your Child’s education can help you create a strong foundation for their future. When it comes to securing your […]
How Important is Financial Literacy for Modern Day Women in India
Introduction From managing daily expenses to planning for retirement, financial education for women has become extremely important in India today. With evolving gender roles and financial independence, why financial education is important for Indian women cannot be stressed enough. However, limited opportunities and discrimination still hinder financial literacy for women. Let’s explore why and how improving financial […]