Siddhi Sharma, CFP®

Money Coach, Lxme } NISM Certified

Easy Tips for Salaried Employees to Reduce Their Taxes

Tips to reduced tax for salaried employees

Whether you’re saving for a solo trip, building your emergency fund, or investing in your child’s education, smart tax planning tips for salaried employees can help you keep more of your money. Let’s break it down in simple terms  What is Tax Planning? Tax planning means organising your income, savings, and expenses smartly so you Easy Tips for Salaried Employees to Reduce Their Taxes

5 Post Office Schemes for Women and their Benefits

Best Post office scheme for women and their benefits

In our Lxme community, we often get questions from women like: Where should I save my money where it will be safe & offer guaranteed returns? For all those ladies this blog is for you. The Indian Post Office offers a variety of post office savings schemes designed to help women build wealth securely and 5 Post Office Schemes for Women and their Benefits

Understanding the Difference Between Mediclaim and Health Insurance

How mediclaim is different from health insurance?

Insurance terms like “mediclaim” and “health insurance” may seem similar, but they offer different levels of coverage. Knowing their differences can help you choose the best plan for your healthcare needs. What is Mediclaim? Mediclaim is a basic health insurance policy that covers hospitalization expenses due to illness or accidents. It provides either a cashless Understanding the Difference Between Mediclaim and Health Insurance

PM Internship Scheme 2025: Eligibility, Benefits, and How to Apply?

What is PM internship scheme 2025? How to Apply for it?

As our children step into their career paths, real-world exposure is just as essential as academic excellence. The Prime Minister Internship Scheme is a golden opportunity for students to gain practical experience which is offered by the government. Whether you’re a parent searching for the right push for your child or a student hoping to PM Internship Scheme 2025: Eligibility, Benefits, and How to Apply?

Top 6 Investment Options for Senior Citizens

Best investment options for senior citizens

Retirement doesn’t mean one stops planning financially. In fact, it’s the most important time to protect savings and ensure a steady monthly income, as during that time, we don’t have the energy to work daily and earn money. Many women from our moms’ or grandmoms’ generation didn’t always have control over finances earlier. But now, Top 6 Investment Options for Senior Citizens

What is Gold Monetization Scheme and What are its benefits?

What is Gold monetization scheme and its benefit?

Gold has always been and will be an integral part of Indian households, especially for women. We inherit it, buy it during special occasions, and consider it a symbol of prosperity & security. But how often do we actually use it? Most of the time, we don’t wear out of fear as chain snatching or What is Gold Monetization Scheme and What are its benefits?

How To Invest in Gold Mutual Fund Through SIP?

Invest in gold mutual fund through SIP

Women and gold share a deep bond for ages. Traditionally, buying gold jewelry or physical gold in the form of bars, coins, etc. has been seen as a form of investment. But times have changed & evolved, so we need to evolve too! Now, you can invest in gold without physically owning it, with no How To Invest in Gold Mutual Fund Through SIP?

Income Tax Bill 2025: Key Changes and What They Mean for Taxpayers

Income tax bill 2025 and how it impact taxpayers

Anita: Hey, Priya! Have you heard about the new Income Tax Bill 2025? I read that it’s going to change to make taxes easy and simple to understand. Priya: Really? I haven’t had the chance to look into it yet. What’s new in this bill? Anita: Let’s dive into it together. It’s essential for us Income Tax Bill 2025: Key Changes and What They Mean for Taxpayers

What is RERA in Real Estate and what are its benefits?

Rera in real estate and its benefits

Today, women are not only making a house into a home but also confidently stepping up and buying their own houses. However, buying a home is a huge decision involving your hard-earned money. That’s why it’s crucial to know the rules that protect your rights as a home buyer. One of the most important things What is RERA in Real Estate and what are its benefits?

What Is NFO and How Can Investors Benefit from It?

NFO and its benefits to investor

Once a woman starts learning and managing her own money, she naturally becomes curious about newer financial concepts. The more she understands, the more she wants to explore different ways to grow her money. One such concept is NFO (New Fund Offer) a term that many women in our community have been asking about. So, What Is NFO and How Can Investors Benefit from It?