Siddhi Sharma, CFP®

Money Coach, Lxme } NISM Certified

Budget 2025 Explained: Key Highlights and Announcements

Key Features of the India Budget 2025

On 1st February 2025, the Finance Minister presented the Union Budget 2025, where a few major changes have been made, which you as a women investor should know. In this blog, we’ll go through key budget 2025 highlights. Let’s first understand what is the Union budget, What is the Union Budget? The Union Budget is Budget 2025 Explained: Key Highlights and Announcements

How to Apply for Pradhan Mantri Matru Vandana Yojana Online and Offline

How to Apply for Pradhan Mantri Matru Vandana Yojana

The PM Matru Vandana Yojana (PMMVY) scheme offered by the Government of India provides financial assistance to pregnant and lactating mothers from economically weaker sections to compensate for wage loss during childbirth and encourage proper maternal health care. This is one of the govt schemes for pregnant women in India who belong to economically weaker How to Apply for Pradhan Mantri Matru Vandana Yojana Online and Offline

Difference Between Tax Planning and Tax Management

What is the difference between Tax Planning and Tax Management

Many of us, feel that tax-related strategies are only for big businesses or the super-rich. But, as women managing households, careers, and financial independence, understanding tax planning in wealth management is a powerful tool for wealth creation. Let’s break down the difference between tax planning and tax management in a way that’s simple, practical, and Difference Between Tax Planning and Tax Management

10 Top Benefits of Health Insurance

10 Benefits of Health Benefits

“Did you hear about Neha’s hospital bill? It was nearly ₹3 lakhs! Thank god she had health insurance to cover it,” said Anjali. “Really? I’ve been thinking about getting health insurance but don’t know where to begin,” replied Priya. “You should look into it soon! It’s not just for emergencies- it’s a safety net for 10 Top Benefits of Health Insurance

What is Maiya Samman Yojana and How Does It Benefit Rural Women?

Maiya Samman Yojana Scheme of Jharkhand

The Jharkhand Mukhyamantri Maiya Samman Yojana is an initiative by the state government of Jharkhand to uplift and empower women by providing them with financial support. This scheme aims to enhance the financial security and overall well-being of women across Jharkhand. In this blog, we’ll understand the maiya yojana benefits, features, and application process What What is Maiya Samman Yojana and How Does It Benefit Rural Women?

Expert Tips on How Much of Your Portfolio Should Be in Gold?

We all know that investing in gold is very essential as it’s timeless, reliable, and is a great diversifier. But when it comes to actually investing, one question always pops up in our head is “How much should I invest in gold?” Should it be all my money, or just a part of my investment Expert Tips on How Much of Your Portfolio Should Be in Gold?

Top 7 Government-Backed Instant Loan Schemes for Women

Government Loan Schemes for Ladies

In India, women now have access to a number of government-backed loan packages designed to financially empower them. These schemes provide benefits like lower interest rates, simplified processes, and customized alternatives for both business and personal needs. Let’s explore the top 7 government-backed instant loan schemes for women and how they can help. 1. Mudra Top 7 Government-Backed Instant Loan Schemes for Women

Step-by-Step Guide to Apply for Ladki Bahin Yojana 3.0

How to apply for Ladki Bahin Yojana 3.0

Good news for women in Maharashtra! The government is launching Ladki Bahin Yojana 3.0, so those who missed to apply in the first two phases can take benefit of this phase. Under this scheme, eligible women can now register and receive ₹2,100 per month as financial assistance. In the last 2 phases, nearly 3 crore Step-by-Step Guide to Apply for Ladki Bahin Yojana 3.0

10 Ways to Improve Your CIBIL Score Quickly

How to Improve Your Cibil Score

Many women face financial hurdles because they might not know ‘how to improve CIBIL score quickly?’. At Lxme we help you understand your finances so you can take control of your future. Let’s break it down step by step. What is a CIBIL Score, and Why Is It Important? A CIBIL score is a 3-digit 10 Ways to Improve Your CIBIL Score Quickly

IMPS vs. UPI: Which Fund Transfer Method is Best for You? 

IMPS vs UPI Payments

When it comes to transferring money fast and securely, two options usually come to mind: IMPS (Immediate Payment Service) and UPI (Unified Payments Interface). Both methods are easy to use but knowing the difference between UPI vs IMPS will help you choose the best for yourself.  Why Choosing the Right Fund Transfer Method Matters?  Handling IMPS vs. UPI: Which Fund Transfer Method is Best for You?