How To Prepare For Financial Emergencies and How to Manage it?

Have you ever experienced a financial emergency? Did it make you feel unprepared or overwhelmed?  Financial emergencies usually happen unexpectedly. They disrupt our lives making it difficult for us to feel like we’re in control. Losing your job, medical emergencies, damage to your home, increase in rent and travel expenses are all examples of financial […]

What are emergency funds and why should everyone have one?

Emergency funds, as the name suggests is your safety net against financial disruption. This disruption could be as a result of a medical emergency or illness, job loss, or any untoward accident which results in loss of regular income. Why are emergency funds the first goal of a good financial plan? The idea of creating […]