Understanding Call Money and Notice Money: A Simple Breakdown
Debt securities form a core part of the financial system, helping governments, banks, and companies raise funds at various maturities. Within this broad category, some instruments are designed specifically for very short-term needs and that’s where money market instruments come in. Money market instruments are highly liquid, short-term debt instruments that are traded on the […]
How Credit Line on UPI Helps You Borrow Instantly
Let’s be honest — as women, we’re always preparing for something: a backup plan for safety, an extra dabba for someone at home, an emergency ₹500 stashed in a purse “just in case.” But what about a financial backup that’s instant, reliable, and doesn’t make you feel guilty, awkward, or dependent? That’s exactly the vibe […]
How Pradhan Mantri Jeevan Jyoti Bima Yojana Helps Women Secure Life Coverage
For many women in India, financial security often comes second to the responsibilities they shoulder, managing the home, caring for children, supporting elderly parents, or running small side businesses while juggling a full-time job. But in all this, when was the last time you thought about protecting your life? Not the kids, not your parents, […]
How AI Is Transforming Portfolio Risk Management
Riya: AI in investing is something I keep hearing about. Is it merely a trendy term or is it actually helpful? Sana: When applied properly, it is beneficial. AI should be viewed as a supplement to sound financial planning, not as a substitute. Riya: So I don’t have to be an expert in technology? Sana: […]
Systematic Transfer Plans (STPs): A Smart Way to Manage Mutual Fund Investments
What is STP in mutual funds? A Systematic Transfer Plan (STP) allows you to move your money from one mutual fund scheme to another in regular installments within the same Asset Management Company (AMC). It works like an SIP in terms of regularity and frequency but has a key difference. While an SIP transfers money […]
How to Transfer Your Home Loan to Another Bank and Save Money
Buying a home is a long-term commitment but that doesn’t mean you’re stuck with the same home loan forever. Smart borrowers frequently transfer their home loans to banks that offer better terms, lower interest rates, or even an additional top-up loan to achieve new financial objectives in today’s competitive lending market. If made at the […]
How to Secure Your UPI PIN and Protect Against Fraud
Today, UPI is just part of our everyday life.Whether it’s paying to sabziwala, splitting a coffee bill with your bestie, or managing monthly expenses you just have to tap, type, and it’s done. But convenience comes with responsibility. And especially for women managing the household budget, paying fees, buying groceries, or financially supporting their family […]
Understanding UPI Transaction Limits and How to Manage Them
In today’s fast-paced digital world, Unified Payments Interface (UPI) has become the backbone of India’s cashless economy. UPI has made money transfers easy and super convenient, especially for women who effortlessly balance work, home, and everything in between and take control of their finances with ease and confidence. Whether it’s splitting lunch bills with friends, […]
Finfluencers and Your Money: Can You Really Trust Their Advice?
Your 20s are often described as the years of self-discovery. But let’s be real, they’re also the years where we learn that money has moods too. One month, you feel rich after your salary hits, and two weeks later, you’re scrolling through payment notifications, wondering, “Where did it all go?” For women today, financial independence […]
Smart Money Lessons Every Woman Should Learn in Her 20s
Your 20s are wild. They’re a blend of ambition and chaos, where you’re figuring out who you are, the job, the city, the kind of relationships you want, and somewhere in that mix, how to feel secure in your own skin. But between late-night work calls, rent reminders, and trying to fit in a social […]