Systematic Transfer Plans (STPs): A Smart Way to Manage Mutual Fund Investments
What is STP in mutual funds? A Systematic Transfer Plan (STP) allows you to move your money from one mutual fund scheme to another in regular installments within the same Asset Management Company (AMC). It works like an SIP in terms of regularity and frequency but has a key difference. While an SIP transfers money […]
Smart Ways to Add Gold to Your Investment Portfolio (Without Buying Jewelry)
India and gold are closely related in sentiment, security, and culture, and their relationship goes far beyond money. In Indian households, gold has always been important for everything from weddings and festivals to inheritance and savings. It is estimated that Indian families own nearly 25,000 tonnes of physical gold, which is more than the combined […]
Bonds vs Stocks: Where Should You Invest?
Most days as women feel like you have ten tabs open—work, home, and our own dreams. Your money should quietly support all of it. The best place to invest depends on your goal, your time horizon, and how much risk you’re comfortable with. Let’s break down bonds vs stocks in a simple way. Let’s first […]
Liquid Funds Explained: The Smart Way to Park Your Idle Cash
Liquid mutual funds are one of the debt fund schemes that invest significantly in short-term loans or money market securities, usually maturing between 91 days, making them highly liquid, preserve capital and low in volatility. They offer a hassle-free and easy means of parking excess (additional) funds for a short period of time, from a […]
SIP Calculator – Smart Investment Planning for your financial goals
What is a SIP? A ,SIP (Systematic Investment Plan), it’s a way of investing in Mutual Funds. It allows you to invest a fixed amount in a Mutual Fund regularly. A SIP is not a different product than mutual funds, nor is it a Mutual Fund’s category , it’s a way of investing. This method […]
Systematic Withdrawal Plan: How it works & why investors use it?
When we retire, we require a constant income since the monthly salary stops, but expenses go on even if responsibilities are reduced. Most people count on alternatives such as a pension, a fixed deposit, or the Senior Citizens Savings Scheme (SCSS), which provide regular interest or returns. These are safe, but at times, the rate […]
Smart Emergency Fund Investment: Building Financial Security
Welcome to our comprehensive guide on Emergency Fund Investment. In today’s unpredictable world, having a financial safety net is paramount. In this article, we’ll delve into the art of smart money management, helping you understand the best strategies for emergency fund investment and cover all the importance of emergency fund. Discover how to make your […]
7 Reasons Women Should Have Emergency Savings
Ladies, here’s a questionnaire for you: What would you do in case of a medical emergency? Ask for money from friends or put it on the credit card? What would you do if your company didn’t give you a maternity leave? Leave the job or keep working & stressing? What would you do if your […]
A Simplified Guide To Financial Planning for Women In India
Welcome to our insightful guide on financial planning for women in India! At LXME, we recognize the unique financial journey of women and provide a simplified approach to help you navigate through it. Discover empowering insights and expert advice on effective financial planning and investments tailored specifically for women. With access to the right investment […]
LXME’s Child Education Plan: An Expert curated portfolio
As a mother, you would always want to provide your child with a secure financial future. Investing wisely offers an array of opportunities to nurture your child’s dreams and aspirations. Choosing the right investment plan for your Child’s education can help you create a strong foundation for their future. When it comes to securing your […]