{"id":4580,"date":"2023-06-21T12:14:23","date_gmt":"2023-06-21T12:14:23","guid":{"rendered":"https:\/\/lxme.in\/?p=4580"},"modified":"2025-08-02T10:48:11","modified_gmt":"2025-08-02T10:48:11","slug":"is-additional-health-insurance-necessary-if-my-employer-already-covers-me","status":"publish","type":"post","link":"https:\/\/lxme.in\/v1\/is-additional-health-insurance-necessary-if-my-employer-already-covers-me\/","title":{"rendered":"Is additional Health Insurance necessary if my employer already covers me?"},"content":{"rendered":"\n

Divya – Hey, I’ve been thinking about my company\u2019s health insurance. Should I take additional health insurance if my company already provides it?<\/p>\n\n\n\n

LXME Money Coach – While your company\u2019s insurance is a good start, there are reasons why having additional coverage could be beneficial.<\/p>\n\n\n\n

Divya – Really? Why would I need more when my company already covers it? Me and my spouse both work in the IT industry and have corporate medical insurance covering all family members.<\/p>\n\n\n\n

LXME Money Coach – Well, considering the potential limitations, future job changes, and the need for comprehensive coverage, it is always a good idea to have additional health insurance even if your company provides it. Let\u2019s explore why having just corporate medical insurance won\u2019t be enough! <\/p>\n\n\n\n

(Conversations like these keep happening in our LXME community. Check them here<\/a>.)<\/strong><\/p>\n\n\n\n

<\/p>\n\n\n\n

Let’s first understand, what is a Health Insurance Policy?<\/strong><\/p>\n\n\n\n

Health insurance is the type of insurance that covers a whole or a part of the risk of an individual incurring medical costs<\/strong>. <\/p>\n\n\n\n

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