{"id":4040,"date":"2022-07-30T10:34:20","date_gmt":"2022-07-30T10:34:20","guid":{"rendered":"https:\/\/lxme.in\/?p=4040"},"modified":"2024-07-30T08:19:43","modified_gmt":"2024-07-30T08:19:43","slug":"epf-advance-withdraw-pf-account","status":"publish","type":"post","link":"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/","title":{"rendered":"EPF Advance- Should you withdraw from your PF account?"},"content":{"rendered":"\n<p>Discover how you can tap into your Provident Fund (PF) to meet financial requirements and handle unexpected situations. Get insights into the process of EPF advances and make well-informed choices about managing your PF savings. Read ahead to explore the available options.<\/p>\n\n\n\n<p>Retirement fund body Employees\u2019 Provident Fund Organisation (EPFO) has allowed its members to avail the second Covid-19 advance given the second wave of coronavirus in the country.&nbsp;EPFO has allowed its subscribers to withdraw non-refundable advances in certain cases like illness and buying a house, among others. Now, individuals can withdraw money from their PF account, citing COVID-19 pandemic as a reason.<\/p>\n\n\n\n<p>Here is all you need to know about EPF and how you can claim this advance.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#What_is_an_Employee_Provident_Fund_EPF\" >What is an Employee Provident Fund (EPF)?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#Features_of_EPF\" >Features of EPF<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#Benefits_of_EPF\" >Benefits of EPF:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#When_was_this_advance_first_announced\" >When was this advance first announced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#Eligibility_to_apply_for_withdrawal\" >Eligibility to apply for withdrawal:&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#How_much_can_a_person_withdraw\" >How much can a person withdraw?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#How_can_we_apply_for_this_claim_online\" >How can we apply for this claim online?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#How_can_we_apply_for_this_claim_offline\" >How can we apply for this claim offline?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#How_to_check_the_claim_status\" >How to check the claim status?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#Claim_Settlement_Process\" >Claim Settlement Process:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#Should_we_withdraw_money_from_EPF\" >Should we withdraw money from EPF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#How_to_Get_an_Advance_from_EPF\" >How to Get an Advance from EPF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#What_is_EPF_Advance\" >What is EPF Advance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#How_Much_EPF_Advance_Can_Be_Withdrawn\" >How Much EPF Advance Can Be Withdrawn?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/#Can_I_Withdraw_My_100_PF_Amount\" >Can I Withdraw My 100% PF Amount?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_an_Employee_Provident_Fund_EPF\"><\/span><strong>What is an Employee Provident Fund (EPF)?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Introduced under the Employee\u2019s Provident Fund and Miscellaneous Act, 1952, the saving scheme can be referred to as the collection of funds by the employee and the employer at regular intervals for the benefit of the employee\u2019s post-retirement needs. Any company with 20+ employees must comply with the EPF schemes of the government.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Features_of_EPF\"><\/span><strong>Features of EPF<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>1] Under the EPF scheme, both the employee and the employer submit 12% of the employee\u2019s basic and dearness allowance to the employee\u2019s PF account, every month.<\/p>\n\n\n\n<p>2] While the employee contributes a total of 12% to her EPF account, the employer contributes 8.33% towards the employee\u2019s EPS (Employee Pension Scheme) and the remaining 3.67% towards EPF.<\/p>\n\n\n\n<p>3] It must be noted that throughout the lifetime of an employee, she must have only one PF account. Upon changing of jobs, the employee must transfer her PF account from the previous employer to her current one.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_of_EPF\"><\/span><strong>Benefits of EPF:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>1] The Employee Provident Fund Office (EPFO) offers a fixed level of interest on the amount in the EPF account of an employee. The current interest on EPF is 8.50%.<\/p>\n\n\n\n<p>2] The amount of interest to be received on the EPF amount, along with the principal amount collected is entirely tax-free.<\/p>\n\n\n\n<p>3] Additionally, in case of the unfortunate death of the account holder, the accrued amount can also be withdrawn by her nominee or legal heir.<\/p>\n\n\n\n<p>4] You can easily track your EPF balance, and access your EPF account on the government-backed EPF portal <a href=\"http:\/\/www.epfindia.gov.in\/\" target=\"_blank\" rel=\"noopener\">www.epfindia.gov.in<\/a> using the UAN provided by your employer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_was_this_advance_first_announced\"><\/span><strong>When was this advance first announced?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The provision to withdraw money from EPF accounts was first announced in March 2020 under the Pradhan Mantri Garib Kalyan Yojana (PMGKY) to provide financial security to workers affected due to the Covid-19 pandemic<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Eligibility_to_apply_for_withdrawal\"><\/span><strong>Eligibility to apply for withdrawal<\/strong>:&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>One should satisfy these three conditions to apply for a claim:<\/p>\n\n\n\n<p>a) Universal Account Number (UAN) of the EPF member must be activated<\/p>\n\n\n\n<p>b) Aadhaar number should be verified and linked with UAN<\/p>\n\n\n\n<p>c) Bank account of the EPF member with correct IFSC should be seeded with UAN.<\/p>\n\n\n\n<p>Members who have already availed the first advance can also use this option.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_can_a_person_withdraw\"><\/span><strong>How much can a person withdraw?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Lesser of the two will be given<\/p>\n\n\n\n<p>a) An amount equivalent to three months of wages(Basic + DA), OR<\/p>\n\n\n\n<p>b) 75% of the amount available in their EPF Account<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_can_we_apply_for_this_claim_online\"><\/span><strong>How can we apply for this claim online?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Here is a step by step guide for online PF withdrawal claim:<\/p>\n\n\n\n<p>1] Log in at your EPFO account using the given UAN and its password<\/p>\n\n\n\n<p>2] Go to the &#8216;Online Services&#8217; tab and select &#8216;Claim (Form-31, 19, and 10C) option<\/p>\n\n\n\n<p>3] Your PF\/EPF account details will appear on the screen. Enter the last four digits of your bank account number and click on the &#8216;verify&#8217; button<\/p>\n\n\n\n<p>4] Confirm Terms &amp; Conditions<\/p>\n\n\n\n<p>5] Click on &#8216;Proceed Claim Online&#8217; button<\/p>\n\n\n\n<p>6] Select &#8220;PF Advance (Form 31)&#8217; and specify the reason for PF withdrawal. The reason for an advance can be indicated as an Outbreak of pandemic (COVID-19). 7] Enter the amount required and fill in your complete address<\/p>\n\n\n\n<p>8] Fill in your bank account details and upload a bank account cheque<\/p>\n\n\n\n<p>9] Click on &#8216;Send OTP&#8217; option<\/p>\n\n\n\n<p>10] After receiving the OTP, enter OTP<\/p>\n\n\n\n<p>11] Your PF claim online will get registered once you submit OTP<\/p>\n\n\n\n<p>Note that your online PF withdrawal claim requires authentication from your employer. The withdrawal amount will be transferred to the given bank account after the authentication by the employer. &nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_can_we_apply_for_this_claim_offline\"><\/span><strong>How can we apply for this claim offline?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>To withdraw EPF through offline mode, you need to submit a physical application for its withdrawal. Steps for withdrawing EPF through offline mode are:<\/p>\n\n\n\n<p>1] Download the new composite claim form (Aadhaar) or composite claim form (Non-Aadhaar) from the EPFO website. You can go directly to this link to download the form: <a href=\"https:\/\/www.epfindia.gov.in\/site_en\/index.php\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.epfindia.gov.in\/site_en\/index.php<\/a><\/p>\n\n\n\n<p>2] Fill in the new composite claim form (Aadhaar) and submit it to their respective EPFO office. The attestation of the employer is not needed.<\/p>\n\n\n\n<p>3] The same process has to be followed while filling new composite claim form (Non-Aadhaar). Here, the form has to be submitted after the attestation of the employer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_check_the_claim_status\"><\/span><strong>How to check the claim status?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Visit the Member e-Seva portal, log in to your account, and then under the online services tab, click on \u2018Track Claim Status\u2019<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Claim_Settlement_Process\"><\/span><strong>Claim Settlement Process:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The EPFO will also settle COVID-19 claims within three days. For this, EPFO has deployed a system-driven auto-claim settlement process in respect of all such members whose KYC requirements are complete in all respects.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Should_we_withdraw_money_from_EPF\"><\/span><strong>Should we withdraw money from EPF?<\/strong><br><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/lxme.in\/wp-content\/uploads\/2023\/09\/epf-employee-provident-fund-wording-financial-concept-_2_.webp\" alt=\"epf advance\" class=\"wp-image-5396\"\/><\/figure>\n\n\n\n<p>You must remember that EPF earns you a higher interest rate in comparison to bank FDs or small savings instruments, and in 2020-21 the interest rate offered to members was 8.5%. This is post-tax interest income and is equivalent to pre-tax interest income of around 12.5% for someone in the highest tax bracket of 30%.<\/p>\n\n\n\n<p>Usually, this would be enough reason for you to leave the EPF corpus untouched until your retirement unless it is for meeting critical goals such as home purchase, children\u2019s education, or your wedding. However, the last 15 months have been financially very challenging for many of us.<\/p>\n\n\n\n<p>If on the one hand, people have seen disruptions in income, many have suffered huge medical expenses and, in some cases, have lost their near ones. These circumstances have not only dried individual savings in a lot of cases but have potentially forced many people to go for either a personal loan or other expensive sources of borrowing.<\/p>\n\n\n\n<p>In such circumstances, you should not hesitate to withdraw from your EPF account. It is better to do that rather than go for additional borrowing and pile on debt at a time when you are already facing disruptions in income and struggling to pay your existing debts.<\/p>\n\n\n\n<p><strong>Related Article You may Like :- <\/strong><a href=\"https:\/\/lxme.in\/the-ultimate-guide-to-tax-planning-and-tax-filing-for-women-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Ultimate Guide to Tax Planning and Tax Filing for Women<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1694781746096\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"How_to_Get_an_Advance_from_EPF\"><\/span><strong>How to Get an Advance from EPF?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To obtain an advance from your Employees&#8217; Provident Fund (EPF), you can apply through the online Unified Member Portal (UAN). Login to your UAN account, select the &#8220;Online Services&#8221; tab, and choose &#8220;Claim (Form-31, 19, 10C &amp; 10D).&#8221; Follow the instructions to submit your EPF advance request.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1694781758538\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"What_is_EPF_Advance\"><\/span><strong>What is EPF Advance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>EPF advance allows EPF members to withdraw a portion of their PF balance for specific financial needs, such as medical treatment, education, home loan repayment, or emergencies.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1694781770133\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"How_Much_EPF_Advance_Can_Be_Withdrawn\"><\/span><strong>How Much EPF Advance Can Be Withdrawn?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The amount you can withdraw as an EPF advance depends on the purpose of withdrawal and your eligibility. Typically, you can withdraw up to a maximum of your own contributions and interest accrued on them. The specific amount varies based on the reason for withdrawal.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1694781787629\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Can_I_Withdraw_My_100_PF_Amount\"><\/span><strong>Can I Withdraw My 100% PF Amount?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, you cannot withdraw your entire PF amount through an EPF advance. The EPF advance is designed for partial withdrawals to meet specific financial needs. Your PF account continues to accumulate contributions for your retirement.<br \/>For detailed information and guidance, you can refer to the LXME blog on EPF Advance.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p>Discover the ins and outs of withdrawing from your Provident Fund (PF) account in our informative YouTube video. Learn how EPF advances can address your financial needs and emergencies. Watch now to make informed decisions about managing your PF savings. \u2b07\u2b07\u2b07<\/p>\n\n\n\n<iframe width=\"716\" height=\"403\" src=\"https:\/\/www.youtube.com\/embed\/_QSpv-nk88o\" title=\"Everything you need to know about EPF\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n\n\n\n<p>To stay connected with<a href=\"https:\/\/bfsi.eletsonline.com\/lxme-enables-women-centric-innovation\/\" target=\"_blank\" rel=\"noreferrer noopener\"> LXME<\/a> and access inspiring content, follow us on&nbsp;<a href=\"https:\/\/www.instagram.com\/lxmeofficial\/\" target=\"_blank\" rel=\"noreferrer noopener\">Instagram&nbsp;<\/a>and subscribe to our&nbsp;<a href=\"https:\/\/www.youtube.com\/@LXMEofficial\" target=\"_blank\" rel=\"noreferrer noopener\">YouTube channel<\/a>.<\/p>\n\n\n\n<p><strong>Share this blog with your family and friends if you find it insightful!!<\/strong><\/p>\n\n\n\n<p><strong>Download the&nbsp;<a href=\"https:\/\/lxme.onelink.me\/95JV\/moneycoach\" target=\"_blank\" rel=\"noreferrer noopener\">LXME app<\/a>&nbsp;now to start investing!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Discover how you can tap into your Provident Fund (PF) to meet financial requirements and handle unexpected situations. Get insights into the process of EPF advances and make well-informed choices about managing your PF savings. Read ahead to explore the available options. Retirement fund body Employees\u2019 Provident Fund Organisation (EPFO) has allowed its members to <a href=\"https:\/\/lxme.in\/v1\/epf-advance-withdraw-pf-account\/\" class=\"more-link\">&#8230;<span class=\"screen-reader-text\">  EPF Advance- Should you withdraw from your PF account?<\/span><\/a><\/p>\n","protected":false},"author":6,"featured_media":6472,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[649,651],"tags":[148,168,30,160,242],"class_list":["post-4040","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds","category-retirement","tag-epf","tag-epf-withdrawal","tag-investing","tag-money-management","tag-women-money"],"acf":[],"_links":{"self":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/4040","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/comments?post=4040"}],"version-history":[{"count":5,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/4040\/revisions"}],"predecessor-version":[{"id":7903,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/4040\/revisions\/7903"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media\/6472"}],"wp:attachment":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media?parent=4040"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/categories?post=4040"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/tags?post=4040"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}