{"id":18169,"date":"2025-07-09T09:51:03","date_gmt":"2025-07-09T09:51:03","guid":{"rendered":"https:\/\/lxme.in\/?p=18169"},"modified":"2025-07-09T09:51:11","modified_gmt":"2025-07-09T09:51:11","slug":"what-is-an-investment-portfolio-and-how-to-create","status":"publish","type":"post","link":"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/","title":{"rendered":"What is an Investment Portfolio? Types, Benefits, and How to Create Yours"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#What_is_Investment_Portfolio_Meaning\" >What is Investment Portfolio Meaning?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#What_are_the_Types_of_Investment_Portfolios\" >What are the Types of Investment Portfolios? &nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#1_Conservative_Portfolio\" >1. Conservative Portfolio:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#2_Balanced_Portfolio\" >2. Balanced Portfolio:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#3_Aggressive_Portfolio\" >3. Aggressive Portfolio:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#4_Goal-Based_Portfolio\" >4. Goal-Based Portfolio:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#Why_Is_Creating_an_Investment_Portfolio_Important\" >Why Is Creating an Investment Portfolio Important?&nbsp;&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#1_It_Diversifies_Your_Risk\" >1. It Diversifies Your Risk:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#2_It_Helps_You_Meet_Your_Financial_Goals\" >2. It Helps You Meet Your Financial Goals:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#3_It_Builds_Long-Term_Wealth\" >3. It Builds Long-Term Wealth:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#How_to_Create_Your_Own_Investment_Portfolio\" >How to Create Your Own Investment Portfolio?&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#Step_1_Know_Your_Financial_Goals\" >Step 1: Know Your Financial Goals&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#Step_2_Understand_Your_Risk_Appetite\" >Step 2: Understand Your Risk Appetite&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#Step_3_Choose_Your_Asset_Allocation\" >Step 3: Choose Your Asset Allocation&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#Step_4_Start_Investing_Consistently\" >Step 4: Start Investing Consistently&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#Step_5_Review_Your_Portfolio\" >Step 5: Review Your Portfolio&nbsp;&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#FAQs\" >FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#How_do_I_decide_the_right_mix_of_assets_for_my_investment_portfolio\" >How do I decide the right mix of assets for my investment portfolio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/#Is_it_necessary_to_hire_a_financial_advisor_to_manage_my_portfolio\" >Is it necessary to hire a financial advisor to manage my portfolio?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>Today&#8217;s woman is climbing the career ladder, nurturing her family, and rocking her side hustle. But in the middle of chasing dreams, financial planning often gets pushed down the priority list. An investment portfolio is not just for experts or millionaires. It\u2019s a smart step every woman should take toward financial freedom.&nbsp;<\/p>\n\n\n\n<p>Imagine this: you want to buy a house, travel the world, or save for your child\u2019s education. Just saving in a bank account won\u2019t help; you need your money to work for you. That\u2019s where you need to create an investment portfolio to fulfil all your goals.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Investment_Portfolio_Meaning\"><\/span><strong>What is <\/strong><strong>Investment Portfolio Meaning<\/strong><strong>?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In simple terms, an investment portfolio is a mix of all the asset classes you\u2019ve invested your money in, such as:<\/p>\n\n\n\n<p>&#8211; Equity&nbsp;<\/p>\n\n\n\n<p>&#8211; Debt&nbsp;<\/p>\n\n\n\n<p>&#8211; Gold<\/p>\n\n\n\n<p>&#8211; Fixed Deposits<\/p>\n\n\n\n<p>&#8211; Public Provident Fund (PPF)<\/p>\n\n\n\n<p>&#8211; And many more<\/p>\n\n\n\n<p>It\u2019s like your personal financial thali. A balanced plate with different items that together nourish your future. By having a mix of investment types, you reduce your risk and optimize returns.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"839\" height=\"508\" src=\"https:\/\/lxme.in\/wp-content\/uploads\/2025\/07\/image-1.png\" alt=\"Investment Portfolio and its types\" class=\"wp-image-18228\" srcset=\"https:\/\/lxme.in\/v1\/wp-content\/uploads\/2025\/07\/image-1.png 839w, https:\/\/lxme.in\/v1\/wp-content\/uploads\/2025\/07\/image-1-300x182.png 300w, https:\/\/lxme.in\/v1\/wp-content\/uploads\/2025\/07\/image-1-150x91.png 150w\" sizes=\"(max-width: 839px) 100vw, 839px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Types_of_Investment_Portfolios\"><\/span><strong>What are the<\/strong><strong> Types of Investment Portfolios? <\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Every woman\u2019s journey is different, and so is her investment style. Here are four common types:&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Conservative_Portfolio\"><\/span><strong>1. Conservative Portfolio: <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>For women who prefer safety and stability over high returns.\u00a0\u00a0<\/p>\n\n\n\n<p>&#8211; Includes:&nbsp; Debt Mutual Funds, Fixed Deposits, Recurring Deposit, or Post Office Savings Schemes<\/p>\n\n\n\n<p>&#8211; Goal: Steady and secure growth&nbsp;&nbsp;<\/p>\n\n\n\n<p>However, in a conservative portfolio, you won\u2019t be able to get inflation-beating returns over the long term if you don\u2019t take any risk and don\u2019t invest any portion in equity.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Balanced_Portfolio\"><\/span><strong>2. Balanced Portfolio: <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>For those who want a mix of safety and growth.\u00a0\u00a0<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Includes: Debt + Equity Mutual Funds, Gold&nbsp;&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Goal: Balanced risk and return&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Aggressive_Portfolio\"><\/span><strong>3. Aggressive Portfolio: <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>For investors ready to take bigger risks for higher returns.\u00a0\u00a0<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Includes: Higher proportion in equity mutual funds and smaller proportion in debt &amp; gold<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Goal: Long-term wealth creation&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Goal-Based_Portfolio\"><\/span><strong>4. Goal-Based Portfolio:<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>For specific life goals like home buying, children\u2019s education, or retirement.\u00a0\u00a0<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Includes: Mix of assets depending on the timeline and goal&nbsp;&nbsp;<\/p>\n\n\n\n<p>&nbsp;&nbsp;&nbsp;&#8211; Goal: Personalized strategy for each milestone&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Is_Creating_an_Investment_Portfolio_Important\"><\/span><strong>Why Is Creating an<\/strong><strong> Investment Portfolio<\/strong><strong> Important?&nbsp;&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_It_Diversifies_Your_Risk\"><\/span><strong>1. It Diversifies Your Risk: <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Just like a street vendor who sells both sunglasses and umbrellas to handle rain and shine, your portfolio should also have a mix of investments. That way, if one doesn\u2019t do well, the others can support your returns.\u00a0\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_It_Helps_You_Meet_Your_Financial_Goals\"><\/span><strong>2. It Helps You Meet Your Financial Goals: <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You need different strategies for short-term and long-term goals. Your child\u2019s school fees next year and your retirement 25 years later can\u2019t be invested in the same way!\u00a0\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_It_Builds_Long-Term_Wealth\"><\/span><strong>3. It Builds Long-Term Wealth: <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Portfolios allow your money to grow faster than traditional savings. Over time, this compounding can create financial abundance.\u00a0\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Create_Your_Own_Investment_Portfolio\"><\/span><strong>How to Create Your Own <\/strong><strong>Investment Portfolio?<\/strong><strong>&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_1_Know_Your_Financial_Goals\"><\/span><strong>Step 1: Know Your Financial Goals&nbsp;&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>What are you investing for? Retirement? A trip? A home? List your ultra-short-term (0-12 months), short-term (1-3 years), and long-term (3+ years) goals.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_2_Understand_Your_Risk_Appetite\"><\/span><strong>Step 2: Understand Your Risk Appetite&nbsp;&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Can you handle ups and downs in the market (market volatility)?&nbsp;&nbsp;<\/p>\n\n\n\n<p>If yes, you can invest a higher proportion in equities for the long term. If no, invest a lower proportion in equity &amp; the rest invest in safer instruments like debt funds, fixed deposits, or post office savings schemes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_3_Choose_Your_Asset_Allocation\"><\/span><strong>Step 3: Choose Your Asset Allocation&nbsp;&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This is the most important part\u2014how much money you put in each type of investment:&nbsp;&nbsp;<\/p>\n\n\n\n<p>&#8211; Equity for growth&nbsp;&nbsp;<\/p>\n\n\n\n<p>&#8211; Debt for stability&nbsp;&nbsp;<\/p>\n\n\n\n<p>&#8211; Gold for protecting against inflation<\/p>\n\n\n\n<p>&#8211; Fixed Income Instruments for getting guaranteed interest&nbsp;&nbsp;<\/p>\n\n\n\n<p>Your allocation will depend on your:&nbsp;&nbsp;<\/p>\n\n\n\n<p>&#8211; Goal timelines&nbsp;&nbsp;<\/p>\n\n\n\n<p>&#8211; Age&nbsp;&nbsp;<\/p>\n\n\n\n<p>&#8211; Risk tolerance&nbsp;&nbsp;<\/p>\n\n\n\n<p>This is key to balancing risk and return!&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_4_Start_Investing_Consistently\"><\/span><strong>Step 4: Start Investing Consistently&nbsp;&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Begin with a Systematic Investment Plan (SIP). You can start with as low as \u20b9100 per month. It\u2019s not about how much you invest, but how regularly you do.&nbsp;&nbsp;<\/p>\n\n\n\n<p>You can diversify your portfolio on the <a href=\"https:\/\/lxme.onelink.me\/95JV\/homefeed74\" target=\"_blank\" rel=\"noreferrer noopener\">Lxme app<\/a> starting just <a href=\"https:\/\/lxme.onelink.me\/95JV\/mymoneytab74\" target=\"_blank\" rel=\"noreferrer noopener\">Rs 100\/- <\/a>in equity, debt, and gold funds. You can look out for various time and goal-based portfolios that are well-researched and curated by experts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_5_Review_Your_Portfolio\"><\/span><strong>Step 5: Review Your Portfolio&nbsp;&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Every 6-12 months, revisit your goals and see if your investments are on track. Life changes, and your portfolio should evolve too!<\/p>\n\n\n\n<p>If you want a diversified investment portfolio curated just for you, then you can check out <a href=\"https:\/\/lxme.onelink.me\/95JV\/homefeed74\" target=\"_blank\" rel=\"noreferrer noopener\">Lxme\u2019s Financial Security Quiz (FSQ)<\/a>, which will ask you 7 easy questions, and based on your answers, it will create an ideal plan for you.<\/p>\n\n\n\n<p>Building an investment portfolio is not just a financial choice, t\u2019s an emotional one too! It\u2019s about choosing yourself, your dreams, and your security.<\/p>\n\n\n\n<p>You don\u2019t have to know everything now. Just take the first step. Learn a little, invest a little, and grow a lot, one rupee, one decision, and one goal at a time.<\/p>\n\n\n\n<p>So, ladies, are you ready to create your own investment portfolio?<\/p>\n\n\n\n<p>Also, you can <a href=\"https:\/\/lxme.in\/learn-finance\/\" target=\"_blank\" rel=\"noreferrer noopener\">learn investment<\/a> through Lxme.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1751544527733\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"How_do_I_decide_the_right_mix_of_assets_for_my_investment_portfolio\"><\/span><strong>How do I decide the right mix of assets for my investment portfolio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>There\u2019s a simple thumb rule you can follow, the 100 minus Age Asset Allocation Rule. For example, if you\u2019re 30 years old, then 100 &#8211; 30 = 70, meaning you can invest 70% in equity. Ideally, 5% to 10% should be invested in gold (say 10%), and the remaining 20% can go into debt instruments. However, make your investment decisions based on your goals, time horizon and risk appetite.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751544570370\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Is_it_necessary_to_hire_a_financial_advisor_to_manage_my_portfolio\"><\/span><strong>Is it necessary to hire a financial advisor to manage my portfolio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, it is not necessary to hire a financial advisor; you just need to know what your goals are and how much time you want to invest. You can visit the Lxme app and look out for diversified portfolios, or you can just take the Financial Security Quiz that gives you a plan to build your financial security<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"How do I decide the right mix of assets for my investment portfolio?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"There\u2019s a simple thumb rule you can follow, the 100 minus Age Asset Allocation Rule. For example, if you\u2019re 30 years old, then 100 - 30 = 70, meaning you can invest 70% in equity. Ideally, 5% to 10% should be invested in gold (say 10%), and the remaining 20% can go into debt instruments. 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You can visit the Lxme app and look out for diversified portfolios, or you can just take the Financial Security Quiz that gives you a plan to build your financial security\"\n    }\n  }]\n}\n<\/script>\n\n\n\n<p>Further read:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/lxme.in\/how-much-gold-should-you-have-in-your-portfolio\/\" target=\"_blank\" rel=\"noreferrer noopener\">Expert Tips on How Much of Your Portfolio Should Be in Gold?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/lxme.in\/lxme-child-education-plan\/\" target=\"_blank\" rel=\"noreferrer noopener\">LXME\u2019s Child Education Plan: An Expert curated portfolio<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/lxme.in\/top-investment-opportunities-in-india\/\" target=\"_blank\" rel=\"noreferrer noopener\">Top Investment Opportunities in India for Beginners in 2025<\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Today&#8217;s woman is climbing the career ladder, nurturing her family, and rocking her side hustle. But in the middle of chasing dreams, financial planning often gets pushed down the priority list. An investment portfolio is not just for experts or millionaires. It\u2019s a smart step every woman should take toward financial freedom.&nbsp; Imagine this: you <a href=\"https:\/\/lxme.in\/v1\/what-is-an-investment-portfolio-and-how-to-create\/\" class=\"more-link\">&#8230;<span class=\"screen-reader-text\">  What is an Investment Portfolio? Types, Benefits, and How to Create Yours<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":18171,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[2],"tags":[1244,1242,1245,1243,1241,1240],"class_list":["post-18169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-smart-money","tag-investment-portfolio","tag-investment-portfolio-meaning","tag-portfolio-investment","tag-portfolios-to-invest-in","tag-types-of-investment-portfolio","tag-what-is-portfolio-investment"],"acf":[],"_links":{"self":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/18169","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/comments?post=18169"}],"version-history":[{"count":8,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/18169\/revisions"}],"predecessor-version":[{"id":18765,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/18169\/revisions\/18765"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media\/18171"}],"wp:attachment":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media?parent=18169"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/categories?post=18169"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/tags?post=18169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}