{"id":15867,"date":"2025-04-22T08:39:32","date_gmt":"2025-04-22T08:39:32","guid":{"rendered":"https:\/\/lxme.in\/?p=15867"},"modified":"2025-04-22T08:39:37","modified_gmt":"2025-04-22T08:39:37","slug":"what-is-a-sinking-fund-and-how-do-you-create-one","status":"publish","type":"post","link":"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/","title":{"rendered":"What Is a Sinking Fund and How Do You Create One?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/#What_Is_a_Sinking_Fund\" >What Is a Sinking Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/#How_to_Create_a_Sinking_Fund\" >How to Create a Sinking Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/#Benefits_of_Using_Sinking_Funds\" >Benefits of Using Sinking Funds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/#Sinking_Fund_vs_Emergency_Fund\" >Sinking Fund vs Emergency Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/#Sinking_Fund_Accounting_Treatment_in_Personal_Finance\" >Sinking Fund Accounting Treatment in Personal Finance<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/#Heres_how_to_apply_the_accounting_treatment_of_sinking_fund_to_your_life\" >Here\u2019s how to apply the accounting treatment of sinking fund to your life:<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/#Final_Thoughts\" >Final Thoughts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/#FAQs\" >FAQs:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/#How_can_a_sinking_fund_contribute_to_better_financial_planning\" >How can a sinking fund contribute to better financial planning?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/#Which_steps_to_create_an_effective_sinking_fund\" >Which steps to create an effective sinking fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/#How_can_you_determine_the_right_contribution_amounts_for_your_sinking_fund_goals\" >How can you determine the right contribution amounts for your sinking fund goals?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p><strong>Anu<\/strong>: &#8220;The holiday season\u2019s here\u2014flights, gifts, decorations\u2026 I\u2019m already \u20b920,000 down!&#8221;<\/p>\n\n\n\n<p><strong>Tanya:<\/strong> &#8220;That\u2019s why I\u2019ve got a sinking fund. I saved for things like this ahead of time.&#8221;<\/p>\n\n\n\n<p><strong>Anu:<\/strong> &#8220;Wait\u2014what\u2019s a sinking fund? Tell me everything!&#8221;<\/p>\n\n\n\n<p>Let\u2019s decode it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_a_Sinking_Fund\"><\/span><strong>What Is a Sinking Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Sinking fund is the money you save over time for a cost you know is down the road. Think of it like a personal piggy bank with a purpose. It&#8217;s not for emergencies\u2014it\u2019s for the stuff you planned but haven\u2019t paid for yet.<\/p>\n\n\n\n<p>Examples?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Annual insurance renewals<br><\/li>\n\n\n\n<li>Travel during holidays or festivals<br><\/li>\n\n\n\n<li>Home upgrades<br><\/li>\n\n\n\n<li>Big-ticket gadgets<br><\/li>\n\n\n\n<li>Skill-building courses<br><\/li>\n<\/ul>\n\n\n\n<p>The use of a sinking fund is about saying: \u201cI see this expense coming\u2014I\u2019m gonna plan for it.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Create_a_Sinking_Fund\"><\/span><strong>How to Create a Sinking Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>It\u2019s not rocket science, and you don\u2019t need to be a finance expert. Just follow the steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Name your goal:<\/strong> Be specific about what you&#8217;re saving for. A new laptop? Your child&#8217;s school fees?<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Find out the cost:<\/strong> A rough estimate is okay.<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Know your timeline:<\/strong> When do you need the money? Knowing the time frame helps determine how much to save every month in SIPs.<\/li>\n<\/ol>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Know your monthly amount: <\/strong>Use the LXME Goal Calculator to easily calculate how much you need to save every month.<\/li>\n<\/ol>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li><strong>Choose the correct spot to save<\/strong>: For short-term needs, invest in something low-risk, such as LXME Gulluck, so that you are saving smartly.<br><\/li>\n\n\n\n<li><strong>Automate with SIP<\/strong> \u2013 Set up a Systematic Investment Plan, so your savings happen on autopilot\u2014no stress, no skipping.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_of_Using_Sinking_Funds\"><\/span><strong>Benefits of Using Sinking Funds<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Let\u2019s be real: saving for the obvious things <em>should<\/em> be obvious. But we tend to forget until it\u2019s too late.<\/p>\n\n\n\n<p>That\u2019s where the <strong><em>use of sinking fund<\/em><\/strong> shines. Here\u2019s why people love it:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Less stress:<\/strong> You already know how you\u2019ll pay for that big thing.<br><\/li>\n\n\n\n<li><strong>No debt:<\/strong> No need to take loans or max out your credit card.<br><\/li>\n\n\n\n<li><strong>More control:<\/strong> It keeps your monthly budget in check.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Increases confidence: <\/strong>You feel like a complete money boss.<\/li>\n<\/ul>\n\n\n\n<p>And the most wonderful thing about it? It&#8217;s for everybody. From saving for a vacation to purchasing school supplies, the <strong>use of sinking funds<\/strong> keeps you ahead of the game.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sinking_Fund_vs_Emergency_Fund\"><\/span><strong>Sinking Fund vs Emergency Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>It\u2019s easy to confuse the two, but their purpose is very different:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Aspect<\/strong><\/td><td><strong>Sinking Fund<\/strong><\/td><td><strong>Emergency Fund<\/strong><\/td><\/tr><tr><td><strong>Purpose<\/strong><\/td><td>For planned expenses (you see them coming)<\/td><td>For unexpected situations (life\u2019s surprises)<\/td><\/tr><tr><td><strong>Examples<\/strong><\/td><td>Vacations, school fees, birthdays<\/td><td>Job loss, medical bills, urgent home repairs<\/td><\/tr><tr><td><strong>Planning<\/strong><\/td><td>Yes, can be saved bit by bit in advance<\/td><td>No, you just need to have it ready<\/td><\/tr><tr><td><strong>Benefit<\/strong><\/td><td>Keeps your budget calm and prepared<\/td><td>Acts as a safety net when things go wrong<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Having both means you\u2019re ready for almost anything without ruining your budget.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sinking_Fund_Accounting_Treatment_in_Personal_Finance\"><\/span><strong>Sinking Fund Accounting Treatment in Personal Finance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Okay, hear us out\u2014this isn\u2019t as boring as it sounds.<\/p>\n\n\n\n<p>In the corporate world, the sinking fund accounting treatment refers to the method companies use to set aside funds over time to repay debt or replace big assets. It\u2019s structured, consistent, and accountable.<\/p>\n\n\n\n<p>In personal finance, you can totally borrow this structure.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Heres_how_to_apply_the_accounting_treatment_of_sinking_fund_to_your_life\"><\/span><strong>Here\u2019s how to apply the accounting treatment of sinking fund to your life:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Separate it<\/strong> \u2013 Don\u2019t just park money in a regular savings account. Invest it via an SIP dedicated to your <strong>sinking fund<\/strong> so it grows while keeping you goal-focused.<br><\/li>\n\n\n\n<li><strong>Treat it like a bill <\/strong>\u2013 Keep your SIP a non-negotiable monthly instalment\u2014same as rent. This maintains discipline and lends itself to smart use of sinking funds.<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Track &amp; tweak<\/strong> \u2013 Review your plan monthly. Got a bonus? Great\u2014increase your SIP or add a top-up.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p>That\u2019s a practical way to apply sinking fund accounting treatment in real life.<\/p>\n\n\n\n<p>By following the sinking fund accounting treatment, you add discipline and purpose to your savings. It\u2019s not just about saving money; it\u2019s about intentional saving.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>At <strong>Lxme<\/strong>, we want to support every woman in building good money habits. That\u2019s why we talk about <strong>sinking funds<\/strong> and want everyone to be aware of them. They are a simple and powerful way to plan your future.<\/p>\n\n\n\n<p>Pick one goal. Just one.<\/p>\n\n\n\n<p>Calculate how much you need and when. Use the <a href=\"https:\/\/lxme.onelink.me\/95JV\/homefeed74\" target=\"_blank\" rel=\"noreferrer noopener\">LXME Goal Calculator<\/a>. Set up an SIP.<\/p>\n\n\n\n<p>That\u2019s it. You\u2019ve started your <strong><em>sinking fund<\/em><\/strong>.&nbsp;<\/p>\n\n\n\n<p>The beauty of the <strong><em>use of sinking fund<\/em><\/strong> is that it\u2019s flexible, easy, and completely within your control. No surprises. No regrets.<\/p>\n\n\n\n<p>You can check out the<a href=\"https:\/\/lxme.in\/\" target=\"_blank\" rel=\"noreferrer noopener\"> Lxme<\/a> app, which offers <a href=\"https:\/\/lxme.in\/invest\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/lxme.in\/invest\/\" rel=\"noreferrer noopener\">investment plans for women<\/a>, and look out for Gulluck &amp; Ultra Short Term Portfolio, which are suitable for building a sinking fund.<\/p>\n\n\n\n<p>Bookmark this blog for your future reference.<\/p>\n\n\n\n<p>Comment \u201cSave\u201d if you wish to build your sinking fund.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1744979936903\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"How_can_a_sinking_fund_contribute_to_better_financial_planning\"><\/span><strong>How can a sinking fund contribute to better financial planning?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A <strong>sinking fund<\/strong> helps you allocate money for known future expenses in advance, so you aren\u2019t caught off guard. It prevents you from dipping into your emergency fund or going into debt.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1744979993714\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Which_steps_to_create_an_effective_sinking_fund\"><\/span><strong>Which steps to create an effective sinking fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Identify the expense, calculate the total cost, set a timeframe, calculate your monthly contributions, invest smartly using <strong>Lxme Gulluck<\/strong> for goal-based mutual fund investments, and automate your SIP contributions to stay consistent.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1744980027496\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"How_can_you_determine_the_right_contribution_amounts_for_your_sinking_fund_goals\"><\/span><strong>How can you determine the right contribution amounts for your sinking fund goals?<\/strong><br><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To determine the right contribution amounts, use the <strong>Lxme Goal Calculator<\/strong>. It helps you calculate the exact SIP amount you need to invest each month to meet your goal on time. For example, if you need \u20b924,000 in 8 months, the calculator will provide you with the precise monthly SIP amount required. You can adjust the investment amount based on your budget or any changes in urgency.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"How can a sinking fund contribute to better financial planning?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"A sinking fund helps you allocate money for known future expenses in advance, so you aren\u2019t caught off guard. It prevents you from dipping into your emergency fund or going into debt.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Which steps to create an effective sinking fund?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Identify the expense, calculate the total cost, set a timeframe, calculate your monthly contributions, invest smartly using Lxme Gulluck for goal-based mutual fund investments, and automate your SIP contributions to stay consistent.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"How can you determine the right contribution amounts for your sinking fund goals?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"To determine the right contribution amounts, use the Lxme Goal Calculator. It helps you calculate the exact SIP amount you need to invest each month to meet your goal on time. For example, if you need \u20b924,000 in 8 months, the calculator will provide you with the precise monthly SIP amount required. You can adjust the investment amount based on your budget or any changes in urgency.\"\n    }\n  }]\n}\n<\/script>\n\n\n\n<p>Further read:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/lxme.in\/what-is-nfo-and-how-can-investors-benefit-from-it\/\" target=\"_blank\" rel=\"noreferrer noopener\">What Is NFO and How Can Investors Benefit from It?<\/a><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/lxme.in\/what-is-rera-in-real-estate\/\" target=\"_blank\" rel=\"noreferrer noopener\">What is RERA in Real Estate and what are its benefits?<\/a><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/lxme.in\/signs-that-you-are-a-sigma-woman\/\">10 Rare Signs That You\u2019re a Sigma Female<\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Anu: &#8220;The holiday season\u2019s here\u2014flights, gifts, decorations\u2026 I\u2019m already \u20b920,000 down!&#8221; Tanya: &#8220;That\u2019s why I\u2019ve got a sinking fund. I saved for things like this ahead of time.&#8221; Anu: &#8220;Wait\u2014what\u2019s a sinking fund? Tell me everything!&#8221; Let\u2019s decode it. What Is a Sinking Fund? Sinking fund is the money you save over time for a <a href=\"https:\/\/lxme.in\/v1\/what-is-a-sinking-fund-and-how-do-you-create-one\/\" class=\"more-link\">&#8230;<span class=\"screen-reader-text\">  What Is a Sinking Fund and How Do You Create One?<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":15869,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[655],"tags":[1045,1043,1042,1044],"class_list":["post-15867","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-saving","tag-accounting-treatment-of-sinking-fund","tag-sinking-fund-accounting-treatment","tag-sinking-funds","tag-use-of-sinking-fund"],"acf":[],"_links":{"self":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/15867","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/comments?post=15867"}],"version-history":[{"count":2,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/15867\/revisions"}],"predecessor-version":[{"id":15917,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/15867\/revisions\/15917"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media\/15869"}],"wp:attachment":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media?parent=15867"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/categories?post=15867"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/tags?post=15867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}