<\/span><\/h3>\n\n\n\nPOMIS offers a fixed interest rate, currently around 7.4% per annum (subject to change), making it an ideal option for individuals seeking stable returns. The minimum investment amount is \u20b91,000, while the maximum limit is \u20b99 lakh for a single account and \u20b915 lakh for a joint account. This scheme is best suited for those who want regular income while keeping their capital secure. <\/p>\n\n\n\n
As we have seen different post office schemes for women and understood that these schemes are safe and reliable, it\u2019s always smart to diversify your investments. Don\u2019t let your money sit in just one place. By investing across different asset classes<\/strong> like equity, debt, gold, and fixed-income options, you can strike the perfect balance between managing risk and growth<\/strong>. A well-diversified portfolio not only protects you from unexpected risks but also unlocks the potential to build long-term wealth. Because true financial power lies in making your money work smartly, not just safely.<\/p>\n\n\n\nYou can start investing in equity, debt & gold through mutual funds starting with just Rs.100 on the Lxme<\/a> app. All the mutual fund portfolios offered on the Lxme app are diversified, well-researched, and curated by experts.<\/p>\n\n\n\n<\/span>FAQs<\/span><\/h2>\n\n\n\n
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<\/span>How can women maximize returns by utilizing these post office savings schemes?<\/strong><\/span><\/h3>\n\n\n
Post Office savings schemes offer interest in a range of 6-8%which is not sufficient to beat inflation. To maximize returns, women should diversify by also investing in equity mutual funds, which offer inflation-beating growth. A balanced mix of fixed-income, equity and gold investments ensures long-term financial success.<\/p>\n\n<\/div>\n<\/div>\n
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<\/span>Which eligibility criteria and application steps are involved for these schemes?<\/strong>
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Eligibility varies by scheme, but generally, Indian residents can apply. Some schemes, like Sukanya Samriddhi Yojana, are for girl children, while SCSS is for senior citizens (60+ years).<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n