{"id":15693,"date":"2025-04-07T09:11:57","date_gmt":"2025-04-07T09:11:57","guid":{"rendered":"https:\/\/lxme.in\/?p=15693"},"modified":"2025-06-23T09:08:50","modified_gmt":"2025-06-23T09:08:50","slug":"top-investment-options-for-senior-citizens","status":"publish","type":"post","link":"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/","title":{"rendered":"Top 6 Investment Options for Senior Citizens"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#What_are_the_6_investment_options_for_senior_citizens\" >What are the 6 investment options for senior citizens?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#1_Senior_Citizen_Savings_Scheme_SCSS\" >1. Senior Citizen Savings Scheme (SCSS)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#Key_Features\" >Key Features:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#2_Post_Office_Monthly_Income_Scheme_POMIS\" >2. Post Office Monthly Income Scheme (POMIS)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#Key_Features-2\" >Key Features:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#3_Senior_Citizen_Fixed_Deposits_FDs\" >3. Senior Citizen Fixed Deposits (FDs)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#Key_Features-3\" >Key Features:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#4_Mutual_Funds_with_SWP_Systematic_Withdrawal_Plan\" >4. Mutual Funds with SWP (Systematic Withdrawal Plan)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#Key_Features-4\" >Key Features:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#5_National_Pension_Scheme_NPS\" >5. National Pension Scheme (NPS):&nbsp;<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#Key_Features-5\" >Key Features:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#6_National_Savings_Scheme_NSC\" >6. National Savings Scheme (NSC)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#Key_Features-6\" >Key Features:<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#FAQs\" >FAQs:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#How_can_senior_citizens_diversify_their_portfolios_with_these_investment_options\" >How can senior citizens diversify their portfolios with these investment options?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/#What_considerations_are_important_regarding_risk_and_liquidity_for_each_option\" >What considerations are important regarding risk and liquidity for each option?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>Retirement doesn\u2019t mean one stops planning financially. In fact, it&#8217;s the most important time to protect savings and ensure a steady monthly income, as during that time, we don\u2019t have the energy to work daily and earn money.<\/p>\n\n\n\n<p>Many women from our moms\u2019 or grandmoms\u2019 generation didn\u2019t always have control over finances earlier. But now, they deserve that confidence and financial independence. And with the right investment options, it\u2019s possible. In this blog, we\u2019ll go through the best investments for senior citizens, while also highlighting how <strong><a href=\"https:\/\/lxme.in\/learn-finance\/\" target=\"_blank\" data-type=\"page\" data-id=\"6164\" rel=\"noreferrer noopener\">financial literacy for women<\/a><\/strong> can empower them to make informed decisions and secure their future with confidence.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_6_investment_options_for_senior_citizens\"><\/span><strong>What are the 6<\/strong><strong> investment options for senior citizens<\/strong><strong>?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Senior_Citizen_Savings_Scheme_SCSS\"><\/span><strong>1. Senior Citizen Savings Scheme (SCSS)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This is one of the most preferred schemes among retired individuals. It is a post office savings scheme that is backed by the Government and offers better interest rates than normal fixed deposits. It\u2019s perfect for women who want regular income with fixed returns and safety.<\/p>\n\n\n\n<p>Once invested, the scheme pays interest every quarter (3 months), making it easy to handle day-to-day expenses.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features\"><\/span><strong>Key Features:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p><strong>Regulated by: <\/strong>Government of India<\/p>\n\n\n\n<p><strong>Age Eligibility:<\/strong> 60 years and above<\/p>\n\n\n\n<p><strong>Interest Rate:<\/strong> 8.2%*(paid quarterly) (w.e.f 01.01.2025 to 31.03\u200b\u200b.2025\u200b)<\/p>\n\n\n\n<p><strong>Lock-in Period: <\/strong>5 years<\/p>\n\n\n\n<p><strong>Minimum Deposit: <\/strong>\u20b91,000<\/p>\n\n\n\n<p><strong>Maximum Limit: <\/strong>\u20b930 Lakh&nbsp;<\/p>\n\n\n\n<p><strong>Risk Level: <\/strong>Very low (Government-backed)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Post_Office_Monthly_Income_Scheme_POMIS\"><\/span><strong>2. Post Office Monthly Income Scheme (POMIS)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This is another Post Office Savings Scheme for senior women who want monthly income. POMIS is a safe investment where you receive guaranteed monthly payouts. This can be great for women who want a steady income after retirement or who prefer regular cash flow.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features-2\"><\/span><strong>Key Features:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p><strong>&#8211; Regulated by: <\/strong>Government of India<\/p>\n\n\n\n<p><strong>&#8211; Interest Rate: <\/strong>7.4* (paid monthly) (w.e.f 01.01.2025 to 31.03\u200b\u200b.2025\u200b)<\/p>\n\n\n\n<p><strong>&#8211; Minimum Age:<\/strong> 10 yrs&nbsp;<\/p>\n\n\n\n<p><strong>&#8211; Maturity: <\/strong>5 yrs<\/p>\n\n\n\n<p><strong>&#8211; Minimum Deposit: <\/strong>\u20b91,000<\/p>\n\n\n\n<p><strong>&#8211; Maximum Limit:&nbsp; <\/strong>\u20b99 Lakh (Single A\/c),&nbsp; \u20b915 Lakh (Joint A\/c)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Senior_Citizen_Fixed_Deposits_FDs\"><\/span><strong>3. Senior Citizen Fixed Deposits (FDs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Banks offer special fixed deposit schemes, especially for senior citizens, with slightly higher interest rates than regular FDs. This is a great choice if your parent is looking for short to medium-term investment with low risk.<\/p>\n\n\n\n<p>Plus, you can choose the frequency of interest payouts can be monthly, quarterly, or at maturity.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features-3\"><\/span><strong>Key Features:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p><strong>&#8211; Regulated by: <\/strong>Reserve Bank Of India (RBI)<\/p>\n\n\n\n<p><strong>&#8211; Interest Rate: <\/strong>2.5% to 9.1%<\/p>\n\n\n\n<p><strong>&#8211; Tenure:<\/strong> Flexible \u2013 from 7 days to 10 years<\/p>\n\n\n\n<p><strong>&#8211; Investment Limit:<\/strong> Depends on the bank<\/p>\n\n\n\n<p><strong>&#8211; Liquidity:<\/strong> You can break the FD early (some penalty may apply)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Mutual_Funds_with_SWP_Systematic_Withdrawal_Plan\"><\/span><strong>4. Mutual Funds with SWP (Systematic Withdrawal Plan)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A Mutual Fund pools money from various investors and puts these funds into different assets such as equity, debt, gold, etc., depending on the specific scheme chosen by the investor. It is professionally managed and monitored by a fund manager with the aim of generating returns for the investors. You can either do it by doing an SIP or in Lumpsum. If you wish to have a quick glance of the returns you can try our <a href=\"https:\/\/lxme.in\/financial-calculators\/lumpsum-calculator\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lumpsum Calculator<\/a> for Lumpsum returns or our <a href=\"https:\/\/lxme.in\/financial-calculators\/sip-calculator\/\" target=\"_blank\" rel=\"noreferrer noopener\">SIP Calculator<\/a> for SIP returns.<\/p>\n\n\n\n<p>One smart way to use mutual funds after retirement is through something called a SWP \u2013 Systematic Withdrawal Plan.<\/p>\n\n\n\n<p><strong>Here\u2019s how it works: <\/strong>You invest a lump sum in a mutual fund (usually a debt or balanced fund) and then withdraw a fixed amount every month. It\u2019s like creating your own monthly salary, but from your investments!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features-4\"><\/span><strong>Key Features:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>&#8211; Regulated by: <\/strong>Securities Exchange Board of India (SEBI)<\/p>\n\n\n\n<p><strong>&#8211; Return:<\/strong> Varies according to the scheme (market-linked returns)<\/p>\n\n\n\n<p><strong>&#8211; Minimum Investment:<\/strong> \u20b9100&nbsp;<\/p>\n\n\n\n<p><strong>&#8211; Maximum Limit: <\/strong>&nbsp;No limit<\/p>\n\n\n\n<p><strong>&#8211; Minimum Age:<\/strong> 60 years<\/p>\n\n\n\n<p><strong>&#8211; SWP:<\/strong> Custom monthly withdrawal, without breaking the investment<\/p>\n\n\n\n<p>This is suitable for women who want a mix of steady income and potential for slightly better returns.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_National_Pension_Scheme_NPS\"><\/span><strong>5. National Pension Scheme (NPS):&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>National Pension Scheme (NPS) is a pension cum investment scheme launched by the Government of India to provide security at the time of retirement to Citizens of India. It is an attractive long-term saving avenue to effectively plan your retirement through investing in different asset classes available under NPS. One can open two types of accounts under NPS: Tier I Account and Tier II Account.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features-5\"><\/span>Key Features:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p><strong>&#8211; Regulated by: <\/strong>PFRDA<\/p>\n\n\n\n<p><strong>&#8211; Return: <\/strong>Market-linked<\/p>\n\n\n\n<p>&#8211; <strong>Minimum &amp; Maximum age:<\/strong> 18 years to 70 years<\/p>\n\n\n\n<p><strong>&#8211; Maturity:<\/strong> Till age 60, if investment started after 60 then they can continue till 75 years.<\/p>\n\n\n\n<p><strong>&#8211; Mininmum Investment: <\/strong>Tier I &#8211; \u20b9500, Tier II &#8211; \u20b91,000<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_National_Savings_Scheme_NSC\"><\/span><strong>6. National Savings Scheme (NSC)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The National Savings Certificate (NSC) is a savings option by the government that is backed by and offered by India Post. These certificates earn fixed interests to provide stable and long-term income.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features-6\"><\/span><strong>Key Features:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p><strong>&#8211; Regulated by: <\/strong>Government of India<\/p>\n\n\n\n<p><strong>&#8211; Interest Rate:<\/strong> 7.7%* (compounded annually) (w.e.f 01.01.2025 to 31.03\u200b\u200b.2025\u200b)<\/p>\n\n\n\n<p><strong>&#8211; Minimum Age: <\/strong>10 years<\/p>\n\n\n\n<p><strong>&#8211; Duration: <\/strong>5 years<\/p>\n\n\n\n<p><strong>&#8211; Min Investment:<\/strong> \u20b91,000<\/p>\n\n\n\n<p>&#8211; <strong>Max Investment:<\/strong> No limit<\/p>\n\n\n\n<p>*The government revises interest rates on a periodic basis<\/p>\n\n\n\n<p>Ideally, even for your retirement you should invest across different asset classes and diversify your portfolio against equity, debt, gold, and fixed-income instruments this way you can manage your risk and optimize your returns.<\/p>\n\n\n\n<p>Ladies, these were investment options for senior citizens, now, whether it&#8217;s your mom, dadi, or yourself planning for retirement, it\u2019s never too late to take control of your finances. These investment options are not only safe but also designed for consistent income, peace of mind, and financial dignity in the golden years.<\/p>\n\n\n\n<p>If you wish to calculate how much retirement fund you will require then you can calculate using Lxme Retirement Calculator. Also, you can start investing for your own retirement through the <a href=\"https:\/\/lxme.in\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lxme <\/a>app, a <a href=\"https:\/\/lxme.in\/invest\/\" target=\"_blank\" rel=\"noreferrer noopener\">mutual fund platform<\/a> which offers expert-curated mutual fund portfolios.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1744007926148\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"How_can_senior_citizens_diversify_their_portfolios_with_these_investment_options\"><\/span><strong>How can senior citizens diversify their portfolios with these investment options?<\/strong><br><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Senior citizens can diversify their portfolios by spreading their investments across different asset classes like equity, debt, gold, and fixed-income instruments. This helps balance safety, regular income, and potential growth. Don\u2019t put all your money in one basket.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1744008534692\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"What_considerations_are_important_regarding_risk_and_liquidity_for_each_option\"><\/span><strong>What considerations are important regarding risk and liquidity for each option?<\/strong><br><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>When investing, senior citizens should consider both risk and liquidity. Government-backed options like SCSS, POMIS, NSC, and PMVVY are very safe but have lock-in periods, so liquidity is limited. Senior Citizen FDs are also low-risk and offer some liquidity if broken early. Mutual Funds with SWP carry moderate risk but offer high liquidity, as money can be withdrawn anytime.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"How can senior citizens diversify their portfolios with these investment options?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Senior citizens can diversify their portfolios by spreading their investments across different asset classes like equity, debt, gold, and fixed-income instruments. This helps balance safety, regular income, and potential growth. Don\u2019t put all your money in one basket.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What considerations are important regarding risk and liquidity for each option?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"When investing, senior citizens should consider both risk and liquidity. Government-backed options like SCSS, POMIS, NSC, and PMVVY are very safe but have lock-in periods, so liquidity is limited. Senior Citizen FDs are also low-risk and offer some liquidity if broken early. Mutual Funds with SWP carry moderate risk but offer high liquidity, as money can be withdrawn anytime.\"\n    }\n  }]\n}\n<\/script>\n\n\n\n<p>Further read:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/lxme.in\/best-saving-schemes-for-women-in-india\/\" target=\"_blank\" rel=\"noreferrer noopener\">8 Best Saving Schemes for Women in India<\/a><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/lxme.in\/10-money-saving-tips-for-housewives\/\" target=\"_blank\" rel=\"noreferrer noopener\">10 Money Saving Tips for Housewives<\/a><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/lxme.in\/what-is-nfo-and-how-can-investors-benefit-from-it\/\" target=\"_blank\" rel=\"noreferrer noopener\">What Is NFO and How Can Investors Benefit from It?<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Retirement doesn\u2019t mean one stops planning financially. In fact, it&#8217;s the most important time to protect savings and ensure a steady monthly income, as during that time, we don\u2019t have the energy to work daily and earn money. Many women from our moms\u2019 or grandmoms\u2019 generation didn\u2019t always have control over finances earlier. But now, <a href=\"https:\/\/lxme.in\/v1\/top-investment-options-for-senior-citizens\/\" class=\"more-link\">&#8230;<span class=\"screen-reader-text\">  Top 6 Investment Options for Senior Citizens<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":15694,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[651],"tags":[997,1002,1001,1000,999,998,1003],"class_list":["post-15693","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retirement","tag-best-investment-for-senior-citizens","tag-best-investment-plan-for-senior-citizens","tag-best-monthly-income-scheme-for-senior-citizens","tag-best-saving-scheme-for-senior-citizens","tag-best-scheme-for-senior-citizens","tag-investment-options-for-senior-citizens","tag-senior-citizen-investment-scheme"],"acf":[],"_links":{"self":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/15693","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/comments?post=15693"}],"version-history":[{"count":4,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/15693\/revisions"}],"predecessor-version":[{"id":17639,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/15693\/revisions\/17639"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media\/15694"}],"wp:attachment":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media?parent=15693"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/categories?post=15693"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/tags?post=15693"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}