{"id":15365,"date":"2025-02-27T09:34:20","date_gmt":"2025-02-27T09:34:20","guid":{"rendered":"https:\/\/lxme.in\/?p=15365"},"modified":"2025-08-01T12:19:11","modified_gmt":"2025-08-01T12:19:11","slug":"sgb-redemption-dates-and-tax-guidelines","status":"publish","type":"post","link":"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/","title":{"rendered":"SGB Redemption Dates April to September: Process and Tax Guidelines"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/#What_is_Premature_Redemption_in_SGBs\" >What is Premature Redemption in SGBs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/#What_are_the_Upcoming_Premature_Redemption_Dates\" >What are the Upcoming Premature Redemption Dates?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/#Should_you_apply_for_Premature_Redemption\" >Should you apply for Premature Redemption?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/#What_are_the_Tax_Implications_of_Premature_Redemption\" >What are the Tax Implications of Premature Redemption?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/#How_to_Apply_for_SGB_Premature_Redemption\" >How to Apply for SGB Premature Redemption?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/#Current_Status_of_New_SGB_Issuances\" >Current Status of New SGB Issuances<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/#What_Happens_to_Your_Existing_SGBs\" >What Happens to Your Existing SGBs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/#FAQs\" >FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/#How_can_I_initiate_the_premature_redemption_process_for_my_Sovereign_Gold_Bonds\" >How can I initiate the premature redemption process for my Sovereign Gold Bonds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/#Are_there_any_fees_or_penalties_involved_in_the_premature_redemption_of_SGBs\" >Are there any fees or penalties involved in the premature redemption of SGBs?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>The Reserve Bank of India (RBI) released a press statement on February 21, 2025, detailing the Sovereign Gold Bond (SGB) tranches eligible for premature redemption of SGB between April and September 2025. This blog will cover what is premature redemption, the submission window for investors looking to encash their SGBs before maturity, the process to apply for premature redemption, tax implications, and whether you should redeem your SGB or not.<\/p>\n\n\n\n<p>Sovereign Gold Bonds (SGBs) are government-backed securities that allow investors to invest in gold electronically i.e. without holding physical gold. While these SGBs have an 8-year maturity period, investors have the option for premature redemption of SGB after the 5th year even as they explore digital finance tools like a <a href=\"https:\/\/lxme.in\/earn\/\" target=\"_blank\" data-type=\"page\" data-id=\"4926\" rel=\"noreferrer noopener\">refer and earn app<\/a> to enhance their overall investment journey.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Premature_Redemption_in_SGBs\"><\/span><strong>What is Premature Redemption in SGBs?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>SGB premature redemption refers to the option for SGB investors to exit their investments early, before the&nbsp; 8-year maturity period. Starting from the 5th year, investors can redeem their bonds as per RBI interest payment dates. This provides flexibility for those who may need liquidity before the bond&#8217;s maturity.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Upcoming_Premature_Redemption_Dates\"><\/span><strong>What are the Upcoming Premature Redemption Dates?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Reserve Bank of India (RBI) has announced the premature redemption schedule for various SGB tranches between April and September 2025. Below is a summary:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td rowspan=\"2\"><strong>S No<\/strong><\/td><td rowspan=\"2\"><strong>Tranche<\/strong><\/td><td rowspan=\"2\"><strong>Issue Date<\/strong><\/td><td rowspan=\"2\"><strong>Date of premature redemption<\/strong><\/td><td colspan=\"2\"><strong>Dates for submitting the request for premature redemption by the investors to the Receiving Offices\/NSDL\/CDSL\/RBI Retail Direct<\/strong><\/td><\/tr><tr><td><strong>From<\/strong><\/td><td><strong>To<\/strong><\/td><\/tr><tr><td>1<\/td><td>2017-18 Series III<\/td><td>16-Oct-17<\/td><td>16-Apr-25<\/td><td>17-Mar-25<\/td><td>7-Apr-25<\/td><\/tr><tr><td>2<\/td><td>2017-18 Series IV<\/td><td>23-Oct-17<\/td><td>23-Apr-25<\/td><td>24-Mar-25<\/td><td>15-Apr-25<\/td><\/tr><tr><td>3<\/td><td>2017-18 Series V<\/td><td>30-Oct-17<\/td><td>30-Apr-25<\/td><td>31-Mar-25<\/td><td>21-Apr-25<\/td><\/tr><tr><td>4<\/td><td>2017-18 Series VI<\/td><td>6-Nov-17<\/td><td>6-May-25<\/td><td>5-Apr-25<\/td><td>28-Apr-25<\/td><\/tr><tr><td>5<\/td><td>2017-18 Series VII<\/td><td>13-Nov-17<\/td><td>13-May-25<\/td><td>11-Apr-25<\/td><td>3-May-25<\/td><\/tr><tr><td>6<\/td><td>2017-18 Series VIII<\/td><td>20-Nov-17<\/td><td>20-May-25<\/td><td>19-Apr-25<\/td><td>13-May-25<\/td><\/tr><tr><td>7<\/td><td>2017-18 Series IX<\/td><td>27-Nov-17<\/td><td>27-May-25<\/td><td>25-Apr-25<\/td><td>17-May-25<\/td><\/tr><tr><td>8<\/td><td>2017-18 Series X<\/td><td>4-Dec-17<\/td><td>4-Jun-25<\/td><td>5-May-25<\/td><td>26-May-25<\/td><\/tr><tr><td>9<\/td><td>2017-18 Series XI<\/td><td>11-Dec-17<\/td><td>11-Jun-25<\/td><td>9-May-25<\/td><td>2-Jun-25<\/td><\/tr><tr><td>10<\/td><td>2017-18 Series XII<\/td><td>18-Dec-17<\/td><td>18-Jun-25<\/td><td>19-May-25<\/td><td>9-Jun-25<\/td><\/tr><tr><td>11<\/td><td>2017-18 Series XIII<\/td><td>26-Dec-17<\/td><td>26-Jun-25<\/td><td>27-May-25<\/td><td>16-Jun-25<\/td><\/tr><tr><td>12<\/td><td>2017-18 Series XIV<\/td><td>1-Jan-18<\/td><td>1-Jul-25<\/td><td>31-May-25<\/td><td>21-Jun-25<\/td><\/tr><tr><td>13<\/td><td>2018-19 Series I<\/td><td>4-May-18<\/td><td>3-May-25<\/td><td>3-Apr-25<\/td><td>23-Apr-25<\/td><\/tr><tr><td>14<\/td><td>2018-19 Series II<\/td><td>23-Oct-18<\/td><td>23-Apr-25<\/td><td>24-Mar-25<\/td><td>15-Apr-25<\/td><\/tr><tr><td>15<\/td><td>2018-19 Series III<\/td><td>13-Nov-18<\/td><td>13-May-25<\/td><td>11-Apr-25<\/td><td>3-May-25<\/td><\/tr><tr><td>16<\/td><td>2018-19 Series IV<\/td><td>1-Jan-19<\/td><td>1-Jul-25<\/td><td>31-May-25<\/td><td>21-Jun-25<\/td><\/tr><tr><td>17<\/td><td>2018-19 Series V<\/td><td>22-Jan-19<\/td><td>22-Jul-25<\/td><td>21-Jun-25<\/td><td>14-Jul-25<\/td><\/tr><tr><td>18<\/td><td>2018-19 Series VI<\/td><td>12-Feb-19<\/td><td>12-Aug-25<\/td><td>11-Jul-25<\/td><td>2-Aug-25<\/td><\/tr><tr><td>19<\/td><td>2019-20 Series I<\/td><td>11-Jun-19<\/td><td>11-Jun-25<\/td><td>9-May-25<\/td><td>2-Jun-25<\/td><\/tr><tr><td>20<\/td><td>2019-20 Series II<\/td><td>16-Jul-19<\/td><td>16-Jul-25<\/td><td>16-Jun-25<\/td><td>7-Jul-25<\/td><\/tr><tr><td>21<\/td><td>2019-20 Series III<\/td><td>14-Aug-19<\/td><td>14-Aug-25<\/td><td>15-Jul-25<\/td><td>4-Aug-25<\/td><\/tr><tr><td>22<\/td><td>2019-20 Series IV<\/td><td>17-Sep-19<\/td><td>17-Sep-25<\/td><td>18-Aug-25<\/td><td>8-Sep-25<\/td><\/tr><tr><td>23<\/td><td>2019-20 Series V<\/td><td>15-Oct-19<\/td><td>15-Apr-25<\/td><td>15-Mar-25<\/td><td>5-Apr-25<\/td><\/tr><tr><td>24<\/td><td>2019-20 Series VI<\/td><td>30-Oct-19<\/td><td>30-Apr-25<\/td><td>31-Mar-25<\/td><td>21-Apr-25<\/td><\/tr><tr><td>25<\/td><td>2019-20 Series VII<\/td><td>10-Dec-19<\/td><td>10-Jun-25<\/td><td>9-May-25<\/td><td>31-May-25<\/td><\/tr><tr><td>26<\/td><td>2019-20 Series VIII<\/td><td>21-Jan-20<\/td><td>21-Jul-25<\/td><td>21-Jun-25<\/td><td>11-Jul-25<\/td><\/tr><tr><td>27<\/td><td>2019-20 Series IX<\/td><td>11-Feb-20<\/td><td>11-Aug-25<\/td><td>11-Jul-25<\/td><td>1-Aug-25<\/td><\/tr><tr><td>28<\/td><td>2019-20 Series X<\/td><td>11-Mar-20<\/td><td>11-Sep-25<\/td><td>12-Aug-25<\/td><td>1-Sep-25<\/td><\/tr><tr><td>29<\/td><td>2020-21 Series I<\/td><td>28-Apr-20<\/td><td>28-Apr-25<\/td><td>29-Mar-25<\/td><td>19-Apr-25<\/td><\/tr><tr><td>30<\/td><td>2020-21, Series II<\/td><td>19-May-20<\/td><td>19-May-25<\/td><td>19-Apr-25<\/td><td>9-May-25<\/td><\/tr><tr><td>31<\/td><td>2020-21, Series III<\/td><td>16-Jun-20<\/td><td>16-Jun-25<\/td><td>17-May-25<\/td><td>6-Jun-25<\/td><\/tr><tr><td>32<\/td><td>2020-21, Series IV<\/td><td>14-Jul-25<\/td><td>14-Jul-25<\/td><td>13-Jun-25<\/td><td>4-Jul-25<\/td><\/tr><tr><td>33<\/td><td>2020-21, Series V<\/td><td>11-Aug-20<\/td><td>11-Aug-25<\/td><td>11-Jul-25<\/td><td>1-Aug-25<\/td><\/tr><tr><td>34<\/td><td>2020-21, Series VI<\/td><td>8-Sep-20<\/td><td>8-Sep-25<\/td><td>8-Aug-25<\/td><td>29-Aug-25<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Should_you_apply_for_Premature_Redemption\"><\/span><strong>Should you apply for Premature Redemption?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>1. <\/strong>Hold your SGBs till maturity of 8 years and enjoy zero long term capital gains tax! But if you withdraw prematurely then you will have to pay long term capital gain tax.<\/p>\n\n\n\n<p><strong>2. <\/strong>SGBs are a long-term investment, and the longer you hold them, the more you benefit!<\/p>\n\n\n\n<p><strong>3. <\/strong>Need funds urgently? That\u2019s what an Emergency Fund is for! Keep your SGBs untouched to maximize growth.<\/p>\n\n\n\n<p><strong>4. <\/strong>If you want to stay invested till maturity then don\u2019t worry about these timelines &amp; news as at maturity your money will get directly credited to your bank account.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Tax_Implications_of_Premature_Redemption\"><\/span><strong>What are the Tax Implications of Premature Redemption?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>One of the significant benefits of SGBs is the tax treatment upon redemption. Let\u2019s look what are the tax implications:<\/p>\n\n\n\n<p><strong>1. Interest Income<\/strong>: The semi-annual interest received (currently at 2.50% per annum) is taxable under &#8220;Income from Other Sources&#8221; and must be declared in your income tax return. Note: Interest on tax is applicable even when you stay invested till maturity of 8 years.<\/p>\n\n\n\n<p><strong>2. Invested Till Maturity: <\/strong>If you stay invested in SGB till maturity of&nbsp; 8 years then the long-term capital gain i.e. returns you earn is tax-free. That means you don\u2019t have to pay any taxes.<\/p>\n\n\n\n<p><strong>3. Redeem Prematurely<\/strong>: If the bonds are withdrawn in the secondary market before maturity, the gains are subject to capital gains tax, without indexation benefits for long-term holdings. As the holding period will be either 5 years or more the tax applicable will be 12.5% without indexation as per recent provisions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Apply_for_SGB_Premature_Redemption\"><\/span><strong>How to Apply for <\/strong><strong>SGB Premature Redemption<\/strong><strong>?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To proceed with premature redemption of SGB, follow these steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Determine Eligibility<\/strong>: Ensure your SGB tranche is eligible for premature redemption (i.e., it has been completed at least 5 years since the issue date).<\/li>\n\n\n\n<li><strong>Application Window<\/strong>: Identify the application window for your specific tranche as per the RBI schedule mentioned above.<\/li>\n\n\n\n<li><strong>Submit Request<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>Physical Holdings<\/strong>: Visit the bank, post office, or agent where you purchased the SGB and submit a redemption request at least 10 days before the interest payment date.<\/li>\n\n\n\n<li><strong>Demat Holdings<\/strong>: Bonds held in demat form can be traded on exchanges and transferred to eligible investors.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Receive Proceeds<\/strong>: Upon successful processing, the redemption amount will be credited to your registered bank account on the redemption date.<\/li>\n<\/ol>\n\n\n\n<p>It&#8217;s essential to adhere to the specified timelines and provide any required documentation to ensure a smooth redemption process.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Current_Status_of_New_SGB_Issuances\"><\/span><strong>Current Status of New SGB Issuances<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>No New SGBs will be issued. The Indian government has decided to discontinue the Sovereign Gold Bond (SGB) scheme, citing high borrowing costs. Finance Minister Nirmala Sitharaman confirmed this decision during the post-Budget press conference on February 1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Happens_to_Your_Existing_SGBs\"><\/span><strong>What Happens to Your Existing SGBs?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>No need to worry! If you have already invested in SGBs, your money is completely safe.<\/p>\n\n\n\n<p>RBI issues these bonds and your SGBs will mature as per the original terms mentioned on your certificate. This premature redemption of SGB news is applicable to the existing investors.<\/p>\n\n\n\n<p>Now you might be thinking about how to invest in gold smartly right? Don\u2019t worry we have a way.<\/p>\n\n\n\n<p>SGBs were a great way to invest in gold, but there are smart alternatives! If you want to invest in gold, you can explore Gold Mutual Funds.<\/p>\n\n\n\n<p>Sovereign Gold Bonds (SGBs) offer a great way to invest in gold with tax-free capital gains at maturity. However, premature redemption comes with tax implications, making it less beneficial unless necessary.<\/p>\n\n\n\n<p>With no new SGB issuances, investors seeking flexible gold investments can explore Gold Mutual Funds, which offer liquidity, affordability, and ease of investing.<\/p>\n\n\n\n<p>If you wish to invest in gold smartly with a gold mutual fund then check out<a href=\"https:\/\/lxme.onelink.me\/95JV\/portfoliodetail47\" target=\"_blank\" rel=\"noreferrer noopener\"> Lxme\u2019s Rs.100 Gold Fund<\/a> which is well-researched and curated by experts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1740636971969\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"How_can_I_initiate_the_premature_redemption_process_for_my_Sovereign_Gold_Bonds\"><\/span><strong>How can I initiate the premature redemption process for my Sovereign Gold Bonds?<\/strong><br><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>To redeem your SGB early, ensure it\u2019s eligible (5+ years completed) and apply within the RBI\u2019s specified window. Submit a request at your bank\/post office (if held in physical certificate form) or trade on exchanges (if held in demat form). The amount will be credited to your bank account upon processing<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1740637010313\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Are_there_any_fees_or_penalties_involved_in_the_premature_redemption_of_SGBs\"><\/span><strong>Are there any fees or penalties involved in the premature redemption of SGBs?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No, there are no fees or penalties. However, capital gains tax will be applicable on premature redemption of SGB at the rate of 12.5% without indexation benefit.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"How can I initiate the premature redemption process for my Sovereign Gold Bonds?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"To redeem your SGB early, ensure it\u2019s eligible (5+ years completed) and apply within the RBI\u2019s specified window. Submit a request at your bank\/post office (if held in physical certificate form) or trade on exchanges (if held in demat form). The amount will be credited to your bank account upon processing\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Are there any fees or penalties involved in the premature redemption of SGBs?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"No, there are no fees or penalties. However, capital gains tax will be applicable on premature redemption of SGB at the rate of 12.5% without indexation benefit.\"\n    }\n  }]\n}\n<\/script>\n\n\n\n<p>Further read:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/lxme.in\/what-kind-of-short-term-investments-are-perfect-for-women\/\" data-type=\"URL\" data-id=\"https:\/\/lxme.in\/what-kind-of-short-term-investments-are-perfect-for-women\/\" target=\"_blank\" rel=\"noreferrer noopener\">What Kind of Short-Term Investments Are Perfect for Women?<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The Reserve Bank of India (RBI) released a press statement on February 21, 2025, detailing the Sovereign Gold Bond (SGB) tranches eligible for premature redemption of SGB between April and September 2025. This blog will cover what is premature redemption, the submission window for investors looking to encash their SGBs before maturity, the process to <a href=\"https:\/\/lxme.in\/v1\/sgb-redemption-dates-and-tax-guidelines\/\" class=\"more-link\">&#8230;<span class=\"screen-reader-text\">  SGB Redemption Dates April to September: Process and Tax Guidelines<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":15366,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[650],"tags":[929,930,926,927,931,928],"class_list":["post-15365","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tax","tag-gold-bond-redemption","tag-premature-redemption-of-sgb","tag-sgb-premature-redemption","tag-sgb-redemption-calendar","tag-sovereign-gold-bond-dates","tag-sovereign-gold-bond-premature-redemption"],"acf":[],"_links":{"self":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/15365","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/comments?post=15365"}],"version-history":[{"count":5,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/15365\/revisions"}],"predecessor-version":[{"id":18656,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/15365\/revisions\/18656"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media\/15366"}],"wp:attachment":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media?parent=15365"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/categories?post=15365"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/tags?post=15365"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}