{"id":14106,"date":"2024-12-30T14:06:49","date_gmt":"2024-12-30T14:06:49","guid":{"rendered":"https:\/\/lxme.in\/?p=14106"},"modified":"2025-08-02T06:28:36","modified_gmt":"2025-08-02T06:28:36","slug":"gold-vs-diamond-investment","status":"publish","type":"post","link":"https:\/\/lxme.in\/v1\/gold-vs-diamond-investment\/","title":{"rendered":"Which is the Best Investment for a Woman? Gold or Diamonds?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/lxme.in\/v1\/gold-vs-diamond-investment\/#Gold_vs_Diamond_Investment\" >Gold vs Diamond Investment<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/lxme.in\/v1\/gold-vs-diamond-investment\/#Gold\" >Gold:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/lxme.in\/v1\/gold-vs-diamond-investment\/#Diamonds\" >Diamonds:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/lxme.in\/v1\/gold-vs-diamond-investment\/#FAQs\" >FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/lxme.in\/v1\/gold-vs-diamond-investment\/#Which_is_more_liquid_gold_or_diamonds\" >Which is more liquid: gold or diamonds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/lxme.in\/v1\/gold-vs-diamond-investment\/#What_are_the_pros_and_cons_of_investing_in_gold_for_women\" >What are the pros and cons of investing in gold for women?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>For generations, women have been drawn to gold and diamonds, not just as jewellery but gold is considered a symbol of prosperity, security, &amp; wealth and diamonds symbolize uniqueness &amp; rarity. Whether it\u2019s an anniversary celebration, a wedding gift, or a personal milestone, these precious assets hold a special place in our hearts. But when it comes to investing, it\u2019s important to think beyond aesthetics. What will give you better returns? which is a good investment gold or diamond? How should one invest in gold? etc.<\/p>\n\n\n\n<p>Let\u2019s dive in and see which truly shines brighter for women\u2019s investment gold or diamonds.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Gold_vs_Diamond_Investment\"><\/span><strong>Gold vs Diamond Investment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Gold\"><\/span><strong>Gold:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Easy Liquidity<\/strong>: Gold is universally accepted and can be easily sold or pawned in emergencies. Whether it\u2019s a gold coin, bar, jewellery, or gold mutual fund.&nbsp;<\/li>\n\n\n\n<li><strong>Consistent Value Growth<\/strong>: Historically, gold prices have shown steady growth, especially during economic downturns. It\u2019s seen as a safe haven for investors during market volatility.<\/li>\n\n\n\n<li><strong>Invest in gold electronically<\/strong>: You can not only buy gold physically but also invest in electronic gold through multiple ways like Gold Mutual Funds, Gold ETFs, and Sovereign Gold Bonds.&nbsp;<\/li>\n\n\n\n<li><strong>You Can Invest with Just \u20b9100: <\/strong>If you invest through gold mutual funds, then you can start investing with just \u20b9100.<\/li>\n\n\n\n<li><strong>Diversification: <\/strong>One should diversify at least 5%-10% of their investment portfolio against gold. Gold helps you hedge your investments against inflation.<\/li>\n\n\n\n<li><strong>Cultural Connection<\/strong>: For many women, gold holds traditional &amp; sentimental value. Historically, in India gold is considered as an asset class that brings in prosperity.<\/li>\n\n\n\n<li><strong>Loans: <\/strong>Banks give loans against your gold jewelry.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Diamonds\"><\/span><strong>Diamonds:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Aesthetic and Status Value<\/strong>: Diamonds are a symbol of love, commitment, and a symbol of status for many people.&nbsp;<\/li>\n\n\n\n<li><strong>Rarity and Uniqueness<\/strong>: Each diamond is unique, and high-quality diamonds retain their value due to their rarity.<\/li>\n\n\n\n<li><strong>Market Limitations<\/strong>: Unlike gold, diamonds don\u2019t have a standardized pricing mechanism, which can make buying and selling less straightforward.<\/li>\n\n\n\n<li><strong>Affordability: <\/strong>In the case of diamonds you need to have a good chunk of money where you can buy at least 0.20 carat of diamond, unlike gold where you can start investing with just \u20b9100<\/li>\n\n\n\n<li><strong>Loans: <\/strong>Banks don\u2019t give loans against diamonds.<\/li>\n<\/ol>\n\n\n\n<p>However, Gold &amp; Diamonds have distinct features. Gold has a long history of being a safe-haven investment providing stability during market volatility. In contrast, diamonds have a very niche market with prices influenced by rarity &amp; demand.<\/p>\n\n\n\n<p>So, for women, investments often need to balance emotional satisfaction with financial security. Gold ticks both boxes with investment perspective and cultural significance. Diamonds, while beautiful, are less liquid and harder to value uniformly. If you\u2019re looking to secure your future, gold offers a more reliable safety net.&nbsp;<\/p>\n\n\n\n<p>If you want to invest in these asset classes for creating value then you should consider investing in gold.<\/p>\n\n\n\n<p>You can check out <a href=\"https:\/\/lxme.onelink.me\/95JV\/portfoliodetail411\" target=\"_blank\" rel=\"noopener\">Lxme\u2019s Rs.100 Gold Fund<\/a> which is well-researched and curated by experts.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1735565257827\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Which_is_more_liquid_gold_or_diamonds\"><\/span><strong>Which is more liquid: gold or diamonds?<\/strong><br><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Gold is highly liquid due to its well-established global market and universal acceptance, making it easy to buy and sell, including gold-linked instruments. On the other hand, diamonds have lower liquidity, as their sale often requires the buyer to thoroughly verify and validate the diamond&#8217;s specific characteristics.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1735565272041\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"What_are_the_pros_and_cons_of_investing_in_gold_for_women\"><\/span><strong>What are the pros and cons of investing in gold for women?<\/strong><br><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If we talk about buying physical gold then you have to bear many costs like GST, making &amp; design charges, storage &amp; insurance charges, and risk of purity &amp; theft. However, if you invest electronically through mutual funds then you don\u2019t have bear all such costs and also you can for growth in your value of investment.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"Which is more liquid: gold or diamonds?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Gold is highly liquid due to its well-established global market and universal acceptance, making it easy to buy and sell, including gold-linked instruments. 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However, if you invest electronically through mutual funds then you don\u2019t have bear all such costs and also you can for growth in your value of investment.\"\n    }\n  }]\n}\n<\/script>\n\n\n\n<p><strong>Further Read,<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/lxme.in\/inspiring-stories-of-women-in-finance\/\" target=\"_blank\" rel=\"noreferrer noopener\">10 Inspiring Stories of Women in Finance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/lxme.in\/financial-planning-for-women-in-india\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/lxme.in\/financial-planning-for-women-in-india\/\" rel=\"noreferrer noopener\">Financial Planning for Women Entrepreneurs<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/lxme.in\/difference-between-ctc-vs-in-hand-salary\/\" target=\"_blank\" rel=\"noreferrer noopener\">Key Differences between CTC vs In-Hand Salary<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>For generations, women have been drawn to gold and diamonds, not just as jewellery but gold is considered a symbol of prosperity, security, &amp; wealth and diamonds symbolize uniqueness &amp; rarity. Whether it\u2019s an anniversary celebration, a wedding gift, or a personal milestone, these precious assets hold a special place in our hearts. But when <a href=\"https:\/\/lxme.in\/v1\/gold-vs-diamond-investment\/\" class=\"more-link\">&#8230;<span class=\"screen-reader-text\">  Which is the Best Investment for a Woman? Gold or Diamonds?<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":14107,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[660],"tags":[844,843],"class_list":["post-14106","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-matters","tag-investing-for-women","tag-investment-for-women"],"acf":[],"_links":{"self":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/14106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/comments?post=14106"}],"version-history":[{"count":3,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/14106\/revisions"}],"predecessor-version":[{"id":18663,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/posts\/14106\/revisions\/18663"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media\/14107"}],"wp:attachment":[{"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/media?parent=14106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/categories?post=14106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lxme.in\/v1\/wp-json\/wp\/v2\/tags?post=14106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}