Siddhi Sharma, CFP®

Money Coach, Lxme } NISM Certified

How to Apply for Pradhan Mantri Matru Vandana Yojana Online and Offline

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How to Apply for Pradhan Mantri Matru Vandana Yojana

The PM Matru Vandana Yojana (PMMVY) scheme offered by the Government of India provides financial assistance to pregnant and lactating mothers from economically weaker sections to compensate for wage loss during childbirth and encourage proper maternal health care. This is one of the govt schemes for pregnant women in India who belong to economically weaker … How to Apply for Pradhan Mantri Matru Vandana Yojana Online and Offline

10 Top Benefits of Health Insurance

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10 Benefits of Health Benefits

“Did you hear about Neha’s hospital bill? It was nearly ₹3 lakhs! Thank god she had health insurance to cover it,” said Anjali. “Really? I’ve been thinking about getting health insurance but don’t know where to begin,” replied Priya. “You should look into it soon! It’s not just for emergencies- it’s a safety net for … 10 Top Benefits of Health Insurance

What is Maiya Samman Yojana and How Does It Benefit Rural Women?

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Maiya Samman Yojana Scheme of Jharkhand

The Jharkhand Mukhyamantri Maiya Samman Yojana is an initiative by the state government of Jharkhand to uplift and empower women by providing them with financial support. This scheme aims to enhance the financial security and overall well-being of women across Jharkhand. In this blog, we’ll understand the maiya yojana benefits, features, and application process What … What is Maiya Samman Yojana and How Does It Benefit Rural Women?

Expert Tips on How Much of Your Portfolio Should Be in Gold?

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Lxme Money AMFI Registered Mutual Fund Distributor

We all know that investing in gold is very essential as it’s timeless, reliable, and is a great diversifier. But when it comes to actually investing, one question always pops up in our head is “How much should I invest in gold?” Should it be all my money, or just a part of my investment … Expert Tips on How Much of Your Portfolio Should Be in Gold?

Top 7 Government-Backed Instant Loan Schemes for Women

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Government Loan Schemes for Ladies

In India, women now have access to a number of government-backed loan packages designed to financially empower them. These schemes provide benefits like lower interest rates, simplified processes, and customized alternatives for both business and personal needs. Let’s explore the top 7 government-backed instant loan schemes for women and how they can help. 1. Mudra … Top 7 Government-Backed Instant Loan Schemes for Women

Step-by-Step Guide to Apply for Ladki Bahin Yojana 3.0

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How to apply for Ladki Bahin Yojana 3.0

Good news for women in Maharashtra! The government is launching Ladki Bahin Yojana 3.0, so those who missed to apply in the first two phases can take benefit of this phase. Under this scheme, eligible women can now register and receive ₹2,100 per month as financial assistance. In the last 2 phases, nearly 3 crore … Step-by-Step Guide to Apply for Ladki Bahin Yojana 3.0

10 Ways to Improve Your CIBIL Score Quickly

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How to Improve Your Cibil Score

Many women face financial hurdles because they might not know ‘how to improve CIBIL score quickly?’. At Lxme we help you understand your finances so you can take control of your future. Let’s break it down step by step. What is a CIBIL Score, and Why Is It Important? A CIBIL score is a 3-digit … 10 Ways to Improve Your CIBIL Score Quickly

IMPS vs. UPI: Which Fund Transfer Method is Best for You? 

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IMPS vs UPI Payments

When it comes to transferring money fast and securely, two options usually come to mind: IMPS (Immediate Payment Service) and UPI (Unified Payments Interface). Both methods are easy to use but knowing the difference between UPI vs IMPS will help you choose the best for yourself.  Why Choosing the Right Fund Transfer Method Matters?  Handling … IMPS vs. UPI: Which Fund Transfer Method is Best for You? 

5 Ways to Protect Yourself from Investment Scams and Ponzi Schemes

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How to Protect Yourself from Ponzi Scheme

In a world where women are stepping towards financial independence, it’s essential to protect our hard-earned money from investment scams & Ponzi schemes. Scams like Ponzi schemes often target individuals with false promises of high returns in a very short period of time. Understanding how to identify and avoid these schemes is the first step … 5 Ways to Protect Yourself from Investment Scams and Ponzi Schemes

What is the difference between SIP and Mutual Fund?

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SIP vs Mutual Funds

“Hey Riya, I’ve been thinking about starting my investment journey,” said Mehak, sipping her cup of hot coffee. “But there’s something which is confusing me a lot i.e. are SIPs the same as Mutual Funds? Or are they two different things?” Riya, who invests through an investment platform Mehak’s friend, said, “Oh, I had the … What is the difference between SIP and Mutual Fund?