Hiral Bhuta, CFP®

Senior Manager - Money Coach, Lxme Mcom CFP NISM Certified XA & XB (Investment Advisor)

PAN Card Explained: Uses, Importance, Types, and How to Make Changes

A Permanent Account Number (PAN) is a special 10-character code made up of both letters and numbers. It’s issued by the Income Tax Department and acts like an identification number for your taxes. Every person or business that pays tax has their own unique PAN, and no two people can ever have the same one.  PAN Card Explained: Uses, Importance, Types, and How to Make Changes

Section 80D: Understanding Deductions Under Section 80D

“Health is wealth” – we’ve all heard this, but in today’s world, healthcare costs are rising faster than ever. Medical emergencies can occur anytime and anywhere. Health insurance is one of the best options to mitigate the risk associated with a medical emergency. For women, who often balance multiple roles as professionals, homemakers, mothers, daughters, Section 80D: Understanding Deductions Under Section 80D

Top Benefits of Creating an HUF for Tax Saving in India

Many women are discovering the benefits of an HUF (Hindu Undivided Family) for the first time. Today, managing money, making investments, and planning for tax savings is no longer just a “man’s job.” Understanding HUF tax benefits can empower women to take charge of family wealth, optimize taxes, and plan effectively for major financial goals. Top Benefits of Creating an HUF for Tax Saving in India

How to File a UPI Complaint for Failed or Wrong Transactions

We have all been here – a busy day, a quick transaction, and oops, you end up sending money to the wrong UPI ID, or the transaction doesn’t process. It might be an unsuccessful transaction or a wrong transfer to a third person. It is exasperating if you are a newbie with UPI transactions. So, How to File a UPI Complaint for Failed or Wrong Transactions